Harrison County, Texas: commercial real estate data.
Harrison County, Texas had an estimated 71,370 residents on July 1, 2024, up 3.7 percent since the 2020 census base of 68,834, across 900 square miles. County output reached $5.68 bn in 2024, 1,402 establishments operate here, and the SBA record carries 31 7(a) approvals worth $29.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Harrison County
How many people live in Harrison County
- Population, American Community Survey 2020-202470,155
- Households26,287
- Average household size2.67
- Median household income$66,103
- Median age38.8
- Median gross rent$974 per month
- Median owner-occupied home value$180,400
- Home value to household income2.7 times
- Annual rent as a share of median income17.7 percent
- Adults 25 and over with a bachelor degree or higher22.7 percent
- Adults 25 and over with a graduate degree6.9 percent
- Adults 25 and over46,241
- Population under 1816,844
- Share under 1824.0 percent
- Population 65 and over12,284
- Share 65 and over17.5 percent
- Working age population, 18 to 6441,027
- Civilian labor force33,534
- Unemployment rate5.6 percent
- Labor force participation, adults 18 and over62.9 percent
- Rank by population among Texas counties53rd of 254
- Rank by population among US county-equivalents, Puerto Rico included789th of 3,222
Harrison County is the 53rd largest of 254 Texas counties by population. A median home costs 2.7 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 24.0 percent against 17.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Harrison County
Is Harrison County's population growing?
- Population, July 1, 202471,370
- Census 2020 base population68,834
- Population change since the 2020 census base3.68 percent
- Population change, 2023 to 2024366
- Births, 2024808
- Deaths, 2024724
- Natural change, 202484
- Net domestic migration, 2024252
- Net international migration, 202434
- Total net migration, 2024286
- Cumulative net domestic migration, 2021 to 20242,425
- Rank by growth among US county-equivalents748th of 3,144
The county has grown 3.68 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Harrison County
Where are people moving to Harrison County from?
- Tax returns filed by households arriving2,083
- People arriving, from those returns4,293
- Tax returns filed by households leaving1,795
- Net household movement288
- Adjusted gross income arriving$128.1 m
- Net adjusted gross income movement$28.8 m
- Average income of an arriving household$61,496
- Average income of a leaving household$55,342
- Largest single originGregg County (575 households)
- Largest single destinationGregg County (518 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Gregg County | 575 | 1,220 | $33.0 m |
| Caddo Parish | 95 | 184 | $5.6 m |
| Smith County | 76 | 134 | $4.6 m |
| Upshur County | 73 | 163 | $4.2 m |
| Dallas County | 72 | 115 | $4.0 m |
| Marion County | 59 | 128 | $2.2 m |
| Rusk County | 59 | 129 | $3.3 m |
| Panola County | 51 | 108 | $2.4 m |
Households arriving report $6,154 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Gregg County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Harrison County
What is the Harrison County economy?
- County GDP, 2024$5.68 bn
- County GDP, 2023$5.79 bn
- GDP change, 2023 to 2024-2.0 percent
- GDP change over five years49.1 percent
- Rank by GDP among the Texas areas BEA publishes52nd of 254
- Rank by GDP among the US county areas BEA publishes668th of 3,127
- GDP per resident$80,902
Output grew -2.0 percent in the latest year and 49.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Harrison County
Employment by industry in Harrison County
- Covered employment, annual average21,545
- Establishments reporting1,456
- Average annual pay$62,209
- Average weekly wage$1,196
- Manufacturing, employment5,688
- Manufacturing, average annual pay$78,762
- Retail trade, employment2,103
- Retail trade, average annual pay$35,766
- Accommodation and food services, employment1,589
- Accommodation and food services, average annual pay$19,315
- Construction, employment1,339
- Construction, average annual pay$67,616
- Mining, quarrying, and oil and gas extraction, employment996
- Finance and insurance, employment759
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 5,688 | 83 | $78,762 |
| Retail trade | 2,103 | 190 | $35,766 |
| Accommodation and food services | 1,589 | 97 | $19,315 |
| Construction | 1,339 | 147 | $67,616 |
| Mining, quarrying, and oil and gas extraction | 996 | 60 | $107,343 |
| Finance and insurance | 759 | 85 | $63,888 |
| Administrative and support and waste management services | 677 | 79 | $43,210 |
| Other services, except public administration | 672 | 102 | $84,482 |
Manufacturing is the largest private sector at 5,688 jobs, 26.4 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Harrison County
How many businesses are in Harrison County?
- Establishments, all industries1,402
- Employment at those establishments20,396
- Annual payroll$1.10 bn
- Establishments per 1,000 residents20.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Harrison County
Building permits in Harrison County
- Housing units authorized by permit, 202453
- Declared construction value permitted$15.2 m
- Single family units authorized53
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$287,588
- Units authorized per 1,000 households2.0
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Harrison County
SBA loans in Harrison County (7(a) and 504)
- 7(a) approvals recorded31
- 7(a) gross approval dollars$29.5 m
- Average 7(a) approval$952,523
- Median 7(a) approval$465,500
- 10th percentile approval$94,500
- 90th percentile approval$2,424,600
- Largest single approval$3,739,700
- Jobs reported supported, 7(a)277
- Jobs per approval8.9
- Distinct 7(a) lenders active21
- Distinct industries receiving approvals23
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer35.5 percent
- Loans on real estate terms11
- Loans on working capital terms, 120 months or shorter19
- Franchise loans8
- Franchise share of approvals25.8 percent
- Leading industry by approval countGasoline Stations with Convenience Stores (4)
- Most active lenderThe Huntington National Bank (5)
- 504 approvals recorded9
- 504 gross approval dollars$13.3 m
- Average 504 approval$1,476,667
- Median 504 approval$790,000
- Distinct CDCs active4
- 504 jobs per approval14.2
- 504 jobs per million dollars approved9.6
- Most active CDCEast Texas Regional Development Company, Inc. (5)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$42.8 m
The average approval of $952,523 sits well above the median of $465,500, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 35.5 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Harrison County
SBA loan default and charge-off rates in Harrison County
Do SBA loans in Harrison County get paid back?
- Loans with a final outcome recorded8
- Paid in full7
- Charged off1
- Status: Paid in full7
- Status: Charged off1
- Status: Exempt from disclosure17
- Status: Committed, not yet disbursed3
- Status: Cancelled3
Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harrison County
SBA lending by place in Harrison County
- Borrower cities with recorded lending7
- Marshall, approvals19
- Hallsville, approvals6
- Harleton, approvals2
- Elysian Fields, approvals1
- Waskom, approvals1
- Diana, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Marshall | 19 | $19,777,700 |
| Hallsville | 6 | $6,906,500 |
| Harleton | 2 | $1,713,000 |
| Elysian Fields | 1 | $405,000 |
| Waskom | 1 | $300,000 |
| Diana | 1 | $276,000 |
| Longview | 1 | $150,000 |
Marshall accounts for 19 approvals against 6 in Hallsville. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harrison County
How large is Harrison County?
- Land area900 sq mi
- Rank by land area among Texas counties149th of 254
- Width, east to west38.5 mi
- Height, north to south31.9 mi
- Geographies sharing a boundary6
- Residents per square mile of land78
- Establishments per square mile1.56
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Harrison County
Flood risk in Harrison County
- Participation of the county's own NFIP community Harrison County, unincorporated areasParticipating, community 480847
- Communities in the county in the NFIP Community Status Book7
- Of those, participating in the NFIP5
- NFIP participation rate71.4 percent
- Communities carrying a CRS class0
- Radon levels in Harrison County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Harrison County (community 480847), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Harrison County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 71.4 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Harrison County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Harrison County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202470,155
- Households26,287
- Average household size2.67
- Median household income$66,103
- Median age38.8
Common questions
Harrison County questions, answered from the record.
How many people live in Harrison County, Texas?
The Census Bureau estimates 71,370 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 70,155, in 26,287 households, ranking 53rd of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Harrison County's population growing?
The population has grown 3.68 percent since the 2020 census base of 68,834, to 71,370 on July 1, 2024. In 2024 there were 808 births against 724 deaths, with net migration of 286. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Harrison County?
$66,103. The median owner-occupied home is valued at $180,400, which is 2.7 times income, and median gross rent is $974 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Harrison County?
1,402 establishments, employing 20,396 people with an annual payroll of $1.10 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Harrison County?
Manufacturing is the largest private sector at 5,688 jobs, 26.4 percent of covered employment. Covered employment averages 21,545 jobs at an average annual pay of $62,209, or $1,196 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Harrison County?
31 7(a) approvals totaling $29.5 m since FY2020, across 21 lenders, with a median approval of $465,500, plus 9 504 approvals worth $13.3 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Harrison County?
53 housing units were authorized by permit in 2024, with a declared construction value of $15.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Harrison County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Harrison County come from?
The largest single origin is Gregg County, with 575 households. Arriving households report an average income of $61,496 against $55,342 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Harrison County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Harrison County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Harrison County
Cities and places in Harrison.
7 Census places lie wholly or partly in Harrison County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Longview | city | 82,923 | 1 | 6.4 percent here, 93.6 percent Gregg County |
| Marshall | city | 23,825 | 19 | Wholly in this county |
| Hallsville | city | 4,628 | 6 | Wholly in this county |
| Waskom | city | 2,084 | 1 | Wholly in this county |
| Scottsville | city | 297 | None recorded | Wholly in this county |
| Nesbitt | town | 268 | None recorded | Wholly in this county |
| Uncertain | city | 90 | None recorded | Wholly in this county |
A further 4 of the county's 31 SBA 7(a) approvals are to borrowers in cities that match no Census place in Harrison County, the largest being Harleton (2), Elysian Fields (1), Diana (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby