HomeTexasGuadalupe CountyCibolo
Cibolo, Texas: commercial real estate data.
Cibolo is a Census city of 35,109 people across 21.09 square miles of land, in Guadalupe County. Median household income is $122,365, 82.3 percent of occupied homes are owned, and the SBA record carries 26 7(a) approvals to borrowers here worth $12.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cibolo
What Cibolo is
- Census place typecity
- Land area21.09 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,665
- County holding the largest share of its areaGuadalupe County, 99.5 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cibolo
How many people live in Cibolo
- Population35,109
- Median age36.0
- Population under 189,907
- Share under 1828.2 percent
- Population 65 and over3,694
- Share 65 and over10.5 percent
- Households10,986
- Family households8,857
- Share of households that are families80.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cibolo
Income and work in Cibolo
- Median household income$122,365
- Per capita income$42,185
- Civilian labor force16,442
- Employed15,318
- Unemployed1,124 plus or minus 380
- Unemployment rate6.8 percent plus or minus 2.3
- Adults 25 and over21,601
- Adults 25 and over with a high school diploma or higher93.0 percent
- Adults 25 and over with a bachelor degree or higher44.4 percent
- Adults 25 and over with a graduate degree17.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cibolo
Housing in Cibolo
- Housing units11,650
- Occupied units10,986
- Vacant units664 plus or minus 294
- Vacancy rate5.7 percent plus or minus 2.5
- Owner occupied9,037
- Renter occupied1,949
- Ownership rate82.3 percent
- Median owner-occupied home value$351,900
- Median gross rent, monthly$2,112
- Annual rent as a share of median income20.7 percent
- Single family units10,555
- Share single family90.6 percent
- Units in buildings of two or more599 plus or minus 219
- Share in buildings of two or more5.1 percent plus or minus 1.9
- Mobile homes496 plus or minus 178
- Median year structure built2008
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cibolo
How Cibolo gets to work
- Workers 16 and over who commute13,099
- Commuting under 15 minutes2,446 plus or minus 532
- Share commuting under 15 minutes18.7 percent plus or minus 3.9
- Commuting 30 minutes or more5,922
- Share commuting 30 minutes or more45.2 percent
- Drove alone76.9 percent
- Carpooled6.2 percent plus or minus 2.5
- Public transport0.0 percent
- Walked0.3 percent plus or minus 0.4
- Worked from home16.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cibolo
SBA loans in Cibolo (7(a))
- Approvals26
- Gross approval$12,509,900
- Average approval$481,150
- Median approval$133,000
- Ninetieth percentile approval$1,065,000
- Largest approval$4,399,000
- Jobs supported272
- Jobs per approval10.5
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more7.7 percent
- Share to franchises34.6 percent
- Distinct lenders19
- Distinct industries by NAICS20
Counted by borrower city: approvals to borrowers whose address is in Cibolo, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cibolo
SBA loans in Cibolo (504)
- Approvals10
- Gross approval$5,347,000
- Average approval$534,700
- Median approval$286,000
- Largest approval$1,367,000
- Jobs supported81
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Cibolo, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cibolo
Flood risk in Cibolo
- NFIP communityCity of Cibolo
- NFIP community number480267
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/29/10
The City of Cibolo participates in the National Flood Insurance Program as community 480267 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Guadalupe County, not Cibolo
Guadalupe County context, not Cibolo figures
- Establishments in Guadalupe County2,768
- Covered employment, Guadalupe County48,527
- Average annual pay, Guadalupe County$59,236
- Housing units permitted, Guadalupe County2,062
Every figure in this section is published for Guadalupe County as a whole and is not a measurement of Cibolo.
All Guadalupe County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cibolo questions, answered from the record.
How many people live in Cibolo, Texas?
35,109, in 10,986 households. Cibolo city covers 21.09 square miles of land, which is 1,665 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cibolo in?
Guadalupe County, which holds 99.5 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cibolo?
$122,365. The median owner-occupied home is valued at $351,900. Median gross rent is $2,112 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cibolo businesses?
26 7(a) approvals totaling $12.5 m since FY2020, across 19 lenders, median approval $133,000, plus 10 504 approvals worth $5.3 m since FY2010. These count approvals to borrowers whose address is in Cibolo, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cibolo borrowers get paid back?
No rate is published for Cibolo. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cibolo in the National Flood Insurance Program?
Yes. Cibolo appears in the FEMA Community Status Book as Cibolo, city of, community 480267, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cibolo figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Guadalupe County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cibolo.
Is zoning published for Cibolo?
No. Nothing on this page presents parcel level zoning.
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