HomeTexasHarris CountyBaytown
Baytown, Texas: commercial real estate data.
Baytown is a Census city of 85,205 people across 40.50 square miles of land, lying across Harris County and Chambers County. Median household income is $59,910, 52.3 percent of occupied homes are owned, and the SBA record carries 97 7(a) approvals to borrowers here worth $101.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Baytown
What Baytown is
- Census place typecity
- Land area40.5 sq mi
- Water area1.33 sq mi
- Population per square mile of land2,104
- County holding the largest share of its areaHarris County, 90.2 percent
- Counties this place lies inHarris County 90.2 percent, Chambers County 9.8 percent
Baytown crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Baytown
How many people live in Baytown
- Population85,205
- Median age34.0
- Population under 1823,477
- Share under 1827.6 percent
- Population 65 and over9,975
- Share 65 and over11.7 percent
- Households30,964
- Family households20,355
- Share of households that are families65.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Baytown
Income and work in Baytown
- Median household income$59,910
- Per capita income$29,957
- Civilian labor force41,662
- Employed37,413
- Unemployed4,249
- Unemployment rate10.2 percent
- Adults 25 and over54,400
- Adults 25 and over with a high school diploma or higher78.6 percent
- Adults 25 and over with a bachelor degree or higher14.8 percent
- Adults 25 and over with a graduate degree5.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Baytown
Housing in Baytown
- Housing units34,125
- Occupied units30,964
- Vacant units3,161
- Vacancy rate9.3 percent
- Owner occupied16,191
- Renter occupied14,773
- Ownership rate52.3 percent
- Median owner-occupied home value$197,300
- Median gross rent, monthly$1,307
- Annual rent as a share of median income26.2 percent
- Single family units20,831
- Share single family61.0 percent
- Units in buildings of two or more11,259
- Share in buildings of two or more33.0 percent
- Mobile homes1,913 plus or minus 435
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Baytown
How Baytown gets to work
- Workers 16 and over who commute34,736
- Commuting under 15 minutes9,384
- Share commuting under 15 minutes27.0 percent
- Commuting 30 minutes or more12,430
- Share commuting 30 minutes or more35.8 percent
- Drove alone79.9 percent
- Carpooled10.9 percent
- Public transport0.6 percent plus or minus 0.4
- Walked0.7 percent plus or minus 0.4
- Worked from home5.8 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Baytown
SBA loans in Baytown (7(a))
- Approvals97
- Gross approval$101,327,800
- Average approval$1,044,616
- Median approval$410,000
- Ninetieth percentile approval$2,919,800
- Largest approval$5,000,000
- Jobs supported937
- Jobs per approval9.7
- Loans with a final outcome17
- Paid in full14
- Charged off3
- Median term120 months
- Share on real estate terms of 20 years or more34.0 percent
- Share to franchises20.6 percent
- Distinct lenders44
- Distinct industries by NAICS63
Counted by borrower city: approvals to borrowers whose address is in Baytown, in any county, FY2020 to FY2026. Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Baytown
SBA loans in Baytown (504)
- Approvals26
- Gross approval$32,693,000
- Average approval$1,257,423
- Median approval$602,000
- Largest approval$4,655,000
- Jobs supported291
- Loans with a final outcome9
- Charged off1
- Median term240 months
- Distinct CDCs8
Counted by borrower city: approvals to borrowers whose address is in Baytown, in any county, FY2010 to FY2026. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Baytown
Flood risk in Baytown
- NFIP communityCity of Baytown
- NFIP community number485456
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date01/19/18
The City of Baytown participates in the National Flood Insurance Program as community 485456 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Harris County, not Baytown
Harris County context, not Baytown figures
- Establishments in Harris County111,215
- Covered employment, Harris County2,445,972
- Average annual pay, Harris County$88,554
- Housing units permitted, Harris County29,936
Every figure in this section is published for Harris County as a whole and is not a measurement of Baytown.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Baytown questions, answered from the record.
How many people live in Baytown, Texas?
85,205, in 30,964 households. Baytown city covers 40.50 square miles of land, which is 2,104 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Baytown in?
Baytown lies in more than one. By area it is 90.2 percent in Harris County, 9.8 percent in Chambers County. This page sits under Harris County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Baytown?
$59,910. The median owner-occupied home is valued at $197,300. Median gross rent is $1,307 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Baytown businesses?
97 7(a) approvals totaling $101.3 m since FY2020, across 44 lenders, median approval $410,000, plus 26 504 approvals worth $32.7 m since FY2010. These count approvals to borrowers whose address is in Baytown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Baytown borrowers get paid back?
No rate is published for Baytown. Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Baytown in the National Flood Insurance Program?
Yes. Baytown appears in the FEMA Community Status Book as Baytown, city of, community 485456, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Baytown figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Harris County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Baytown.
Is zoning published for Baytown?
No. Nothing on this page presents parcel level zoning.