HomeTexasHarris CountyHouston city
Houston city, Texas: commercial real estate data.
Houston city is a Census city of 2,328,253 people across 640.75 square miles of land, lying across Harris County and Fort Bend County. Median household income is $64,813, 42.1 percent of occupied homes are owned, and the SBA record carries 3,353 7(a) approvals to borrowers here worth $2.59 bn.
84 sourced place values · tier FULL · 9 sections
Houston
What Houston is
- Census place typecity
- Land area640.75 sq mi
- Water area31.22 sq mi
- Population per square mile of land3,634
- County holding the largest share of its areaHarris County, 96.4 percent
- Counties this place lies inHarris County 96.4 percent, Fort Bend County 2.6 percent
Houston city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Houston
How many people live in Houston
- Population2,328,253
- Median age34.4
- Population under 18545,317
- Share under 1823.4 percent
- Population 65 and over286,751
- Share 65 and over12.3 percent
- Households930,404
- Family households536,353
- Share of households that are families57.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Houston
Income and work in Houston
- Median household income$64,813
- Per capita income$42,430
- Civilian labor force1,236,446
- Employed1,150,564
- Unemployed85,882
- Unemployment rate6.9 percent
- Adults 25 and over1,550,897
- Adults 25 and over with a high school diploma or higher80.4 percent
- Adults 25 and over with a bachelor degree or higher36.6 percent
- Adults 25 and over with a graduate degree15.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Houston
Housing in Houston
- Housing units1,040,576
- Occupied units930,404
- Vacant units110,172
- Vacancy rate10.6 percent
- Owner occupied391,519
- Renter occupied538,885
- Ownership rate42.1 percent
- Median owner-occupied home value$277,800
- Median gross rent, monthly$1,361
- Annual rent as a share of median income25.2 percent
- Single family units495,340
- Share single family47.6 percent
- Units in buildings of two or more534,064
- Share in buildings of two or more51.3 percent
- Mobile homes10,734
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Houston
How Houston gets to work
- Workers 16 and over who commute978,341
- Commuting under 15 minutes182,254
- Share commuting under 15 minutes18.6 percent
- Commuting 30 minutes or more419,564
- Share commuting 30 minutes or more42.9 percent
- Drove alone67.7 percent
- Carpooled10.6 percent
- Public transport3.2 percent
- Walked2.0 percent
- Worked from home13.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Houston
SBA 7(a) lending to Houston borrowers
- Approvals3,353
- Gross approval$2,588,143,400
- Average approval$771,889
- Median approval$315,000
- Ninetieth percentile approval$2,270,000
- Largest approval$5,000,000
- Jobs supported43,985
- Jobs per approval13.1
- Loans with a final outcome557
- Paid in full488
- Charged off69
- Charge-off rate over resolved loans12.4 percent
- Median term120 months
- Share on real estate terms of 20 years or more20.4 percent
- Share to franchises15.0 percent
- Distinct lenders206
- Distinct industries by NAICS455
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Houston
SBA 504 lending to Houston borrowers
- Approvals486
- Gross approval$637,903,000
- Average approval$1,312,558
- Median approval$913,000
- Largest approval$5,500,000
- Jobs supported7,532
- Loans with a final outcome167
- Charged off8
- Charge-off rate over resolved loans4.8 percent
- Median term240 months
- Distinct CDCs16
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Houston
Flood programme status in Houston
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 5
- NFIP community number480296
- Currently effective map date01/29/21
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Harris County, not Houston
Harris County context, not Houston figures
These are Harris County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Houston measurements.
- Establishments in Harris County111,215
- Employment at those establishments, Harris County2,182,164
- Covered employment, Harris County2,445,972
- Average annual pay, Harris County$88,554
- Average weekly wage, Harris County$1,703
- Housing units permitted, Harris County29,936
- Of those, single family, Harris County20,087
- County product, 2024, Harris County$592,750,582,000
- County product change over the prior year, Harris County5.1 percent
- Average income of an arriving household, Harris County$73,835
Every figure in this section is published for Harris County as a whole and is not a measurement of Houston. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Houston questions, answered from the record.
How many people live in Houston, Texas?
2,328,253, in 930,404 households. Houston city covers 640.75 square miles of land, which is 3,634 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Houston in?
Houston lies in more than one. By area it is 96.4 percent in Harris County, 2.6 percent in Fort Bend County. This page sits under Harris County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Houston?
$64,813. The median owner-occupied home is valued at $277,800. Median gross rent is $1,361 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Houston businesses?
3,353 7(a) approvals totalling $2.59 bn, across 206 lenders, median approval $315,000, plus 486 504 approvals worth $637.9 m. These count approvals to borrowers whose address is in Houston, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Houston borrowers get paid back?
Of the 557 loans that have reached a final outcome, 488 were paid in full and 69 charged off, a charge off rate of 12.4 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Houston in the National Flood Insurance Program?
Yes. Houston appears in the FEMA Community Status Book as community 480296, carrying Community Rating System class 5, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Houston figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Harris County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Houston.
Is zoning published for Houston?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.