HomeTexasHidalgo CountyMcAllen city
McAllen city, Texas: commercial real estate data.
McAllen city is a Census city of 145,385 people across 62.37 square miles of land, in Hidalgo County. Median household income is $61,579, 59.5 percent of occupied homes are owned, and the SBA record carries 132 7(a) approvals to borrowers here worth $50.1 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
McAllen
What McAllen is
- Census place typecity
- Land area62.37 sq mi
- Water area0.38 sq mi
- Population per square mile of land2,331
- County holding the largest share of its areaHidalgo County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McAllen
How many people live in McAllen
- Population145,385
- Median age33.5
- Population under 1841,011
- Share under 1828.2 percent
- Population 65 and over18,978
- Share 65 and over13.1 percent
- Households48,905
- Family households36,004
- Share of households that are families73.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McAllen
Income and work in McAllen
- Median household income$61,579
- Per capita income$30,885
- Civilian labor force67,484
- Employed63,463
- Unemployed4,021
- Unemployment rate6.0 percent
- Adults 25 and over90,386
- Adults 25 and over with a high school diploma or higher80.1 percent
- Adults 25 and over with a bachelor degree or higher32.5 percent
- Adults 25 and over with a graduate degree11.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McAllen
Housing in McAllen
- Housing units55,385
- Occupied units48,905
- Vacant units6,480
- Vacancy rate11.7 percent
- Owner occupied29,096
- Renter occupied19,809
- Ownership rate59.5 percent
- Median owner-occupied home value$190,400
- Median gross rent, monthly$1,049
- Annual rent as a share of median income20.4 percent
- Single family units37,741
- Share single family68.1 percent
- Units in buildings of two or more15,506
- Share in buildings of two or more28.0 percent
- Mobile homes2,067
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McAllen
How McAllen gets to work
- Workers 16 and over who commute54,799
- Commuting under 15 minutes17,768
- Share commuting under 15 minutes32.4 percent
- Commuting 30 minutes or more12,804
- Share commuting 30 minutes or more23.4 percent
- Drove alone71.9 percent
- Carpooled10.2 percent
- Public transport0.6 percent plus or minus 0.2
- Walked1.0 percent plus or minus 0.3
- Worked from home12.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McAllen
SBA loans in McAllen (7(a))
- Approvals132
- Gross approval$50,060,600
- Average approval$379,247
- Median approval$230,000
- Ninetieth percentile approval$760,000
- Largest approval$4,625,000
- Jobs supported1,878
- Jobs per approval14.2
- Loans with a final outcome18
- Paid in full16
- Charged off2
- Charge-off rate over resolved loans11.1 percent
- Median term120 months
- Share on real estate terms of 20 years or more15.9 percent
- Share to franchises16.7 percent
- Distinct lenders38
- Distinct industries by NAICS75
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McAllen
SBA loans in McAllen (504)
- Approvals23
- Gross approval$25,409,000
- Average approval$1,104,739
- Median approval$933,000
- Largest approval$3,006,000
- Jobs supported388
- Loans with a final outcome8
- Charged off1
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
McAllen
Flood risk in McAllen
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480343
- Currently effective map date11/02/82
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Hidalgo County, not McAllen
Hidalgo County context, not McAllen figures
These are Hidalgo County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as McAllen measurements.
- Establishments in Hidalgo County13,393
- Employment at those establishments, Hidalgo County227,682
- Covered employment, Hidalgo County291,901
- Average annual pay, Hidalgo County$42,905
- Average weekly wage, Hidalgo County$825
- Housing units permitted, Hidalgo County7,292
- Of those, single family, Hidalgo County4,336
- County product, 2024, Hidalgo County$31,357,426,000
- County product change over the prior year, Hidalgo County4.9 percent
- Average income of an arriving household, Hidalgo County$50,502
Every figure in this section is published for Hidalgo County as a whole and is not a measurement of McAllen. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
McAllen questions, answered from the record.
How many people live in McAllen, Texas?
145,385, in 48,905 households. McAllen city covers 62.37 square miles of land, which is 2,331 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is McAllen in?
Hidalgo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in McAllen?
$61,579. The median owner-occupied home is valued at $190,400. Median gross rent is $1,049 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to McAllen businesses?
132 7(a) approvals totalling $50.1 m, across 38 lenders, median approval $230,000, plus 23 504 approvals worth $25.4 m. These count approvals to borrowers whose address is in McAllen, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to McAllen borrowers get paid back?
Of the 18 loans that have reached a final outcome, 16 were paid in full and 2 charged off, a charge off rate of 11.1 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is McAllen in the National Flood Insurance Program?
Yes. McAllen appears in the FEMA Community Status Book as community 480343, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page McAllen figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hidalgo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of McAllen.
Is zoning published for McAllen?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.