HomeTexasHidalgo CountyMcAllen
McAllen, Texas: commercial real estate data.
McAllen is a Census city of 145,385 people across 62.37 square miles of land, in Hidalgo County. Median household income is $61,579, 59.5 percent of occupied homes are owned, and the SBA record carries 132 7(a) approvals to borrowers here worth $50.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
McAllen
What McAllen is
- Census place typecity
- Land area62.37 sq mi
- Water area0.38 sq mi
- Population per square mile of land2,331
- County holding the largest share of its areaHidalgo County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McAllen
How many people live in McAllen
- Population145,385
- Median age33.5
- Population under 1841,011
- Share under 1828.2 percent
- Population 65 and over18,978
- Share 65 and over13.1 percent
- Households48,905
- Family households36,004
- Share of households that are families73.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McAllen
Income and work in McAllen
- Median household income$61,579
- Per capita income$30,885
- Civilian labor force67,484
- Employed63,463
- Unemployed4,021
- Unemployment rate6.0 percent
- Adults 25 and over90,386
- Adults 25 and over with a high school diploma or higher80.1 percent
- Adults 25 and over with a bachelor degree or higher32.5 percent
- Adults 25 and over with a graduate degree11.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McAllen
Housing in McAllen
- Housing units55,385
- Occupied units48,905
- Vacant units6,480
- Vacancy rate11.7 percent
- Owner occupied29,096
- Renter occupied19,809
- Ownership rate59.5 percent
- Median owner-occupied home value$190,400
- Median gross rent, monthly$1,049
- Annual rent as a share of median income20.4 percent
- Single family units37,741
- Share single family68.1 percent
- Units in buildings of two or more15,506
- Share in buildings of two or more28.0 percent
- Mobile homes2,067
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McAllen
How McAllen gets to work
- Workers 16 and over who commute54,799
- Commuting under 15 minutes17,768
- Share commuting under 15 minutes32.4 percent
- Commuting 30 minutes or more12,804
- Share commuting 30 minutes or more23.4 percent
- Drove alone71.9 percent
- Carpooled10.2 percent
- Public transport0.6 percent plus or minus 0.2
- Walked1.0 percent plus or minus 0.3
- Worked from home12.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McAllen
SBA loans in McAllen (7(a))
- Approvals132
- Gross approval$50,060,600
- Average approval$379,247
- Median approval$230,000
- Ninetieth percentile approval$757,000
- Largest approval$4,625,000
- Jobs supported1,878
- Jobs per approval14.2
- Loans with a final outcome18
- Paid in full16
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more15.9 percent
- Share to franchises16.7 percent
- Distinct lenders38
- Distinct industries by NAICS75
Counted by borrower city: approvals to borrowers whose address is in McAllen, in any county, FY2020 to FY2026. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McAllen
SBA loans in McAllen (504)
- Approvals23
- Gross approval$25,409,000
- Average approval$1,104,739
- Median approval$933,000
- Largest approval$3,006,000
- Jobs supported388
- Loans with a final outcome8
- Charged off1
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in McAllen, in any county, FY2010 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
McAllen
Flood risk in McAllen
- NFIP communityCity of McAllen
- NFIP community number480343
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/02/82
The City of McAllen participates in the National Flood Insurance Program as community 480343 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hidalgo County, not McAllen
Hidalgo County context, not McAllen figures
- Establishments in Hidalgo County13,393
- Covered employment, Hidalgo County291,901
- Average annual pay, Hidalgo County$42,905
- Housing units permitted, Hidalgo County7,292
Every figure in this section is published for Hidalgo County as a whole and is not a measurement of McAllen.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
McAllen questions, answered from the record.
How many people live in McAllen, Texas?
145,385, in 48,905 households. McAllen city covers 62.37 square miles of land, which is 2,331 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is McAllen in?
Hidalgo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in McAllen?
$61,579. The median owner-occupied home is valued at $190,400. Median gross rent is $1,049 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to McAllen businesses?
132 7(a) approvals totaling $50.1 m since FY2020, across 38 lenders, median approval $230,000, plus 23 504 approvals worth $25.4 m since FY2010. These count approvals to borrowers whose address is in McAllen, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to McAllen borrowers get paid back?
No rate is published for McAllen. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is McAllen in the National Flood Insurance Program?
Yes. McAllen appears in the FEMA Community Status Book as McAllen, city of, community 480343, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page McAllen figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hidalgo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of McAllen.
Is zoning published for McAllen?
No. Nothing on this page presents parcel level zoning.