Pharr, Texas: commercial real estate data.
Pharr is a Census city of 80,333 people across 24.17 square miles of land, in Hidalgo County. Median household income is $52,814, 59.1 percent of occupied homes are owned, and the SBA record carries 32 7(a) approvals to borrowers here worth $6.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Pharr
What Pharr is
- Census place typecity
- Land area24.17 sq mi
- Water area0.03 sq mi
- Population per square mile of land3,324
- County holding the largest share of its areaHidalgo County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pharr
How many people live in Pharr
- Population80,333
- Median age29.7
- Population under 1826,305
- Share under 1832.7 percent
- Population 65 and over8,674
- Share 65 and over10.8 percent
- Households23,877
- Family households18,774
- Share of households that are families78.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pharr
Income and work in Pharr
- Median household income$52,814
- Per capita income$21,195
- Civilian labor force35,389
- Employed32,855
- Unemployed2,534 plus or minus 546
- Unemployment rate7.2 percent plus or minus 1.5
- Adults 25 and over44,847
- Adults 25 and over with a high school diploma or higher70.8 percent
- Adults 25 and over with a bachelor degree or higher18.8 percent
- Adults 25 and over with a graduate degree5.0 percent plus or minus 1.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pharr
Housing in Pharr
- Housing units27,086
- Occupied units23,877
- Vacant units3,209
- Vacancy rate11.8 percent
- Owner occupied14,115
- Renter occupied9,762
- Ownership rate59.1 percent
- Median owner-occupied home value$121,900
- Median gross rent, monthly$1,037
- Annual rent as a share of median income23.6 percent
- Single family units16,552
- Share single family61.1 percent
- Units in buildings of two or more5,941
- Share in buildings of two or more21.9 percent
- Mobile homes4,552
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pharr
How Pharr gets to work
- Workers 16 and over who commute30,049
- Commuting under 15 minutes8,936
- Share commuting under 15 minutes29.7 percent
- Commuting 30 minutes or more6,640
- Share commuting 30 minutes or more22.1 percent
- Drove alone77.5 percent
- Carpooled11.6 percent
- Public transport0.2 percent plus or minus 0.2
- Walked1.0 percent plus or minus 0.7
- Worked from home6.5 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pharr
SBA loans in Pharr (7(a))
- Approvals32
- Gross approval$6,845,200
- Average approval$213,913
- Median approval$140,000
- Ninetieth percentile approval$445,000
- Largest approval$1,300,000
- Jobs supported322
- Jobs per approval10.1
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more6.3 percent
- Share to franchises3.1 percent
- Distinct lenders16
- Distinct industries by NAICS26
Counted by borrower city: approvals to borrowers whose address is in Pharr, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pharr
SBA loans in Pharr (504)
- Approvals13
- Gross approval$12,121,000
- Average approval$932,385
- Median approval$796,000
- Largest approval$3,402,000
- Jobs supported202
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Pharr, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pharr
Flood risk in Pharr
- NFIP communityCity of Pharr
- NFIP community number480347
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/19/82
The City of Pharr participates in the National Flood Insurance Program as community 480347 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hidalgo County, not Pharr
Hidalgo County context, not Pharr figures
- Establishments in Hidalgo County13,393
- Covered employment, Hidalgo County291,901
- Average annual pay, Hidalgo County$42,905
- Housing units permitted, Hidalgo County7,292
Every figure in this section is published for Hidalgo County as a whole and is not a measurement of Pharr.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Pharr questions, answered from the record.
How many people live in Pharr, Texas?
80,333, in 23,877 households. Pharr city covers 24.17 square miles of land, which is 3,324 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pharr in?
Hidalgo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pharr?
$52,814. The median owner-occupied home is valued at $121,900. Median gross rent is $1,037 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pharr businesses?
32 7(a) approvals totaling $6.8 m since FY2020, across 16 lenders, median approval $140,000, plus 13 504 approvals worth $12.1 m since FY2010. These count approvals to borrowers whose address is in Pharr, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pharr borrowers get paid back?
No rate is published for Pharr. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Pharr in the National Flood Insurance Program?
Yes. Pharr appears in the FEMA Community Status Book as Pharr, city of, community 480347, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Pharr figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hidalgo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pharr.
Is zoning published for Pharr?
No. Nothing on this page presents parcel level zoning.