HomeTexasHunt CountyCommerce city
Commerce city, Texas: commercial real estate data.
Commerce city is a Census city of 9,383 people across 8.32 square miles of land, in Hunt County. Median household income is $44,386, 41.5 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $6.7 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Commerce
What Commerce is
- Census place typecity
- Land area8.32 sq mi
- Water area0.07 sq mi
- Population per square mile of land1,128
- County holding the largest share of its areaHunt County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Commerce
How many people live in Commerce
- Population9,383
- Median age26.1
- Population under 181,426 plus or minus 325
- Share under 1815.2 percent plus or minus 3.5
- Population 65 and over643 plus or minus 145
- Share 65 and over6.9 percent plus or minus 1.5
- Households3,106
- Family households1,740
- Share of households that are families56.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Commerce
Income and work in Commerce
- Median household income$44,386
- Per capita income$22,169
- Civilian labor force5,119
- Employed4,786
- Unemployed333 plus or minus 155
- Unemployment rate6.5 percent plus or minus 3.0
- Adults 25 and over4,830
- Adults 25 and over with a high school diploma or higher84.2 percent
- Adults 25 and over with a bachelor degree or higher30.0 percent
- Adults 25 and over with a graduate degree12.9 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Commerce
Housing in Commerce
- Housing units3,658
- Occupied units3,106
- Vacant units552 plus or minus 158
- Vacancy rate15.1 percent plus or minus 4.2
- Owner occupied1,289
- Renter occupied1,817
- Ownership rate41.5 percent
- Median owner-occupied home value$161,600
- Median gross rent, monthly$909
- Annual rent as a share of median income24.6 percent
- Single family units1,942
- Share single family53.1 percent
- Units in buildings of two or more1,532 plus or minus 339
- Share in buildings of two or more41.9 percent plus or minus 8.7
- Mobile homes184 plus or minus 86
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Commerce
How Commerce gets to work
- Workers 16 and over who commute4,343
- Commuting under 15 minutes2,283
- Share commuting under 15 minutes52.6 percent
- Commuting 30 minutes or more1,000 plus or minus 308
- Share commuting 30 minutes or more23.0 percent plus or minus 6.7
- Drove alone64.4 percent
- Carpooled10.1 percent plus or minus 4.7
- Public transport0.1 percent plus or minus 0.3
- Walked13.5 percent plus or minus 4.3
- Worked from home7.7 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Commerce
SBA loans in Commerce (7(a))
- Approvals7
- Gross approval$6,706,600
- Average approval$958,086
- Median approval$1,000,000
- Ninetieth percentile approval$2,403,600
- Largest approval$2,403,600
- Jobs supported207
- Jobs per approval29.6
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term126 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS6
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Commerce
SBA loans in Commerce (504)
- Approvals3
- Gross approval$6,441,000
- Average approval$2,147,000
- Median approval$599,000
- Largest approval$5,500,000
- Jobs supported73
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Commerce
Flood risk in Commerce
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480366
- Currently effective map date01/06/12
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Hunt County, not Commerce
Hunt County context, not Commerce figures
These are Hunt County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Commerce measurements.
- Establishments in Hunt County1,854
- Employment at those establishments, Hunt County27,606
- Covered employment, Hunt County32,990
- Average annual pay, Hunt County$61,586
- Average weekly wage, Hunt County$1,184
- Housing units permitted, Hunt County1,287
- Of those, single family, Hunt County756
- County product, 2024, Hunt County$6,482,879,000
- County product change over the prior year, Hunt County8.0 percent
- Average income of an arriving household, Hunt County$59,064
Every figure in this section is published for Hunt County as a whole and is not a measurement of Commerce. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Commerce questions, answered from the record.
How many people live in Commerce, Texas?
9,383, in 3,106 households. Commerce city covers 8.32 square miles of land, which is 1,128 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Commerce in?
Hunt County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Commerce?
$44,386. The median owner-occupied home is valued at $161,600. Median gross rent is $909 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Commerce businesses?
7 7(a) approvals totalling $6.7 m, across 5 lenders, median approval $1,000,000, plus 3 504 approvals worth $6.4 m. These count approvals to borrowers whose address is in Commerce, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Commerce borrowers get paid back?
No rate is published for Commerce. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Commerce in the National Flood Insurance Program?
Yes. Commerce appears in the FEMA Community Status Book as community 480366, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Commerce figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hunt County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Commerce.
Is zoning published for Commerce?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.