HomeTexasHunt CountyLone Oak
Lone Oak, Texas: commercial real estate data.
Lone Oak is a Census city of 487 people across 1.11 square miles of land, in Hunt County. Median household income is $65,500, 77.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lone Oak
What Lone Oak is
- Census place typecity
- Land area1.11 sq mi
- Water area0 sq mi
- Population per square mile of land439 plus or minus 122
- County holding the largest share of its areaHunt County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lone Oak
How many people live in Lone Oak
- Population487 plus or minus 135
- Median age41.0
- Population under 18101 plus or minus 39
- Share under 1820.7 percent plus or minus 5.6
- Population 65 and over77 plus or minus 32
- Share 65 and over15.8 percent plus or minus 4.9
- Households190 plus or minus 55
- Family households146 plus or minus 39
- Share of households that are families76.8 percent plus or minus 30.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lone Oak
Income and work in Lone Oak
- Median household income$65,500
- Per capita income$29,425
- Civilian labor force262 plus or minus 84
- Employed246 plus or minus 80
- Unemployed16 plus or minus 19
- Unemployment rate6.1 percent plus or minus 7.0
- Adults 25 and over348 plus or minus 97
- Adults 25 and over with a high school diploma or higher80.2 percent plus or minus 29.8
- Adults 25 and over with a bachelor degree or higher18.7 percent plus or minus 11.0
- Adults 25 and over with a graduate degree4.3 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lone Oak
Housing in Lone Oak
- Housing units222 plus or minus 78
- Occupied units190 plus or minus 55
- Vacant units32 plus or minus 50
- Vacancy rate14.4 percent plus or minus 21.9
- Owner occupied147 plus or minus 52
- Renter occupied43 plus or minus 20
- Ownership rate77.4 percent plus or minus 15.7
- Median owner-occupied home value$168,000 plus or minus $44,576
- Median gross rent, monthly$1,125
- Annual rent as a share of median income20.6 percent plus or minus 4.6
- Single family units179 plus or minus 73
- Share single family80.6 percent plus or minus 16.7
- Units in buildings of two or more2 plus or minus 15
- Share in buildings of two or more0.9 percent plus or minus 6.9
- Mobile homes41 plus or minus 24
- Median year structure built2000
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lone Oak
How Lone Oak gets to work
- Workers 16 and over who commute216 plus or minus 73
- Commuting under 15 minutes45 plus or minus 29
- Share commuting under 15 minutes20.8 percent plus or minus 11.5
- Commuting 30 minutes or more122 plus or minus 48
- Share commuting 30 minutes or more56.5 percent plus or minus 11.7
- Drove alone81.3 percent
- Carpooled8.8 percent plus or minus 5.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home10.0 percent plus or minus 6.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lone Oak
SBA loans in Lone Oak (7(a))
- Approvals2
- Gross approval$1,479,500
- Average approval$739,750
- Median approval$739,750
- Largest approval$1,329,500
- Jobs supported13
- Jobs per approval6.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term162 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises50.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Lone Oak, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lone Oak
Flood risk in Lone Oak
- NFIP communityCity of Lone Oak
- NFIP community number480368
- Participating in the NFIPNo
- Community Rating System classNone
- Currently effective map date01/06/12
The City of Lone Oak does not participate in the National Flood Insurance Program as community 480368 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hunt County, not Lone Oak
Hunt County context, not Lone Oak figures
- Establishments in Hunt County1,854
- Covered employment, Hunt County32,990
- Average annual pay, Hunt County$61,586
- Housing units permitted, Hunt County1,287
Every figure in this section is published for Hunt County as a whole and is not a measurement of Lone Oak.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lone Oak questions, answered from the record.
How many people live in Lone Oak, Texas?
487, in 190 households. Lone Oak city covers 1.11 square miles of land, which is 439 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lone Oak in?
Hunt County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lone Oak?
$65,500. The median owner-occupied home is valued at $168,000. Median gross rent is $1,125 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lone Oak businesses?
2 7(a) approvals totaling $1.5 m since FY2020, across 2 lenders, median approval $739,750. These count approvals to borrowers whose address is in Lone Oak, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lone Oak borrowers get paid back?
No rate is published for Lone Oak. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Lone Oak in the National Flood Insurance Program?
No, it is listed but not participating. Lone Oak appears in the FEMA Community Status Book as Lone Oak, city of, community 480368, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lone Oak figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hunt County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lone Oak.
Is zoning published for Lone Oak?
No. Nothing on this page presents parcel level zoning.