HomeTexasKerr CountyCenter Point CDP
Center Point CDP, Texas: commercial real estate data.
Center Point CDP is a Census CDP of 1,733 people across 5.33 square miles of land, in Kerr County. Median household income is $115,833, 75.0 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $100,000.
70 sourced place values · tier FULL · 8 sections
Center Point
What Center Point is
- Census place typeCDP
- Land area5.33 sq mi
- Water area0.07 sq mi
- Population per square mile of land325 plus or minus 122
- County holding the largest share of its areaKerr County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center Point
How many people live in Center Point
- Population1,733 plus or minus 653
- Median age46.0 plus or minus 9.6
- Population under 18355 plus or minus 210
- Share under 1820.5 percent plus or minus 9.3
- Population 65 and over264 plus or minus 129
- Share 65 and over15.2 percent plus or minus 4.7
- Households584 plus or minus 211
- Family households441 plus or minus 195
- Share of households that are families75.5 percent plus or minus 19.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center Point
Income and work in Center Point
- Median household income$115,833 plus or minus $60,150
- Per capita income$36,564 plus or minus $9,588
- Civilian labor force1,200 plus or minus 494
- Employed1,154 plus or minus 491
- Unemployed46 plus or minus 61
- Unemployment rate3.8 percent plus or minus 4.8
- Adults 25 and over1,217 plus or minus 447
- Adults 25 and over with a high school diploma or higher71.0 percent plus or minus 36.6
- Adults 25 and over with a bachelor degree or higher32.0 percent plus or minus 16.7
- Adults 25 and over with a graduate degree9.5 percent plus or minus 10.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center Point
Housing in Center Point
- Housing units790 plus or minus 247
- Occupied units584 plus or minus 211
- Vacant units206 plus or minus 133
- Vacancy rate26.1 percent plus or minus 14.7
- Owner occupied438 plus or minus 181
- Renter occupied146 plus or minus 126
- Ownership rate75.0 percent plus or minus 15.0
- Median owner-occupied home value$324,200 plus or minus $81,216
- Median gross rent, monthly$477
- Annual rent as a share of median income4.9 percent plus or minus 2.6
- Single family units578 plus or minus 215
- Share single family73.2 percent plus or minus 14.8
- Units in buildings of two or more14 plus or minus 29
- Share in buildings of two or more1.8 percent plus or minus 3.6
- Mobile homes198 plus or minus 127
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center Point
How Center Point gets to work
- Workers 16 and over who commute856 plus or minus 440
- Commuting under 15 minutes244 plus or minus 177
- Share commuting under 15 minutes28.5 percent plus or minus 14.7
- Commuting 30 minutes or more398 plus or minus 185
- Share commuting 30 minutes or more46.5 percent plus or minus 32.2
- Drove alone64.4 percent plus or minus 24.6
- Carpooled7.5 percent plus or minus 6.7
- Public transport0.0 percent
- Walked2.3 percent plus or minus 3.8
- Worked from home25.8 percent plus or minus 26.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center Point
SBA 7(a) lending to Center Point borrowers
- Approvals1
- Gross approval$100,000
- Average approval$100,000
- Median approval$100,000
- Ninetieth percentile approval$100,000
- Largest approval$100,000
- Jobs supported4
- Jobs per approval4.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Center Point
Flood programme status in Center Point
- Listed NFIP communities1
- Of those, participating1
- NFIP community number481680
- Currently effective map date(NSFHA)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Kerr County, not Center Point
Kerr County context, not Center Point figures
These are Kerr County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Center Point measurements.
- Establishments in Kerr County1,581
- Employment at those establishments, Kerr County18,330
- Covered employment, Kerr County19,471
- Average annual pay, Kerr County$56,546
- Average weekly wage, Kerr County$1,087
- Housing units permitted, Kerr County406
- Of those, single family, Kerr County97
- County product, 2024, Kerr County$3,192,528,000
- County product change over the prior year, Kerr County6.4 percent
- Average income of an arriving household, Kerr County$86,691
Every figure in this section is published for Kerr County as a whole and is not a measurement of Center Point. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Center Point questions, answered from the record.
How many people live in Center Point, Texas?
1,733, in 584 households. Center Point CDP covers 5.33 square miles of land, which is 325 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Center Point in?
Kerr County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Center Point?
$115,833. The median owner-occupied home is valued at $324,200. Median gross rent is $477 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Center Point businesses?
1 7(a) approvals totalling $100,000, across 1 lenders, median approval $100,000. These count approvals to borrowers whose address is in Center Point, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Center Point borrowers get paid back?
No rate is published for Center Point. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Center Point in the National Flood Insurance Program?
Yes. Center Point appears in the FEMA Community Status Book as community 481680, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Center Point figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kerr County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Center Point.
Is zoning published for Center Point?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.