HomeTexasKerr CountyKerrville city
Kerrville city, Texas: commercial real estate data.
Kerrville city is a Census city of 24,755 people across 22.92 square miles of land, in Kerr County. Median household income is $62,102, 59.1 percent of occupied homes are owned, and the SBA record carries 25 7(a) approvals to borrowers here worth $10.8 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Kerrville
What Kerrville is
- Census place typecity
- Land area22.92 sq mi
- Water area0.42 sq mi
- Population per square mile of land1,080
- County holding the largest share of its areaKerr County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kerrville
How many people live in Kerrville
- Population24,755
- Median age41.7
- Population under 184,717
- Share under 1819.1 percent
- Population 65 and over6,992
- Share 65 and over28.2 percent
- Households10,627
- Family households6,259
- Share of households that are families58.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kerrville
Income and work in Kerrville
- Median household income$62,102
- Per capita income$36,350
- Civilian labor force11,210
- Employed10,890
- Unemployed320 plus or minus 136
- Unemployment rate2.9 percent plus or minus 1.2
- Adults 25 and over17,204
- Adults 25 and over with a high school diploma or higher93.0 percent
- Adults 25 and over with a bachelor degree or higher34.4 percent
- Adults 25 and over with a graduate degree15.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kerrville
Housing in Kerrville
- Housing units11,650
- Occupied units10,627
- Vacant units1,023 plus or minus 311
- Vacancy rate8.8 percent plus or minus 2.7
- Owner occupied6,277
- Renter occupied4,350
- Ownership rate59.1 percent
- Median owner-occupied home value$303,400
- Median gross rent, monthly$1,086
- Annual rent as a share of median income21.0 percent
- Single family units7,850
- Share single family67.4 percent
- Units in buildings of two or more2,998
- Share in buildings of two or more25.7 percent
- Mobile homes718 plus or minus 213
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kerrville
How Kerrville gets to work
- Workers 16 and over who commute9,576
- Commuting under 15 minutes5,633
- Share commuting under 15 minutes58.8 percent
- Commuting 30 minutes or more1,860 plus or minus 393
- Share commuting 30 minutes or more19.4 percent plus or minus 4.0
- Drove alone72.1 percent
- Carpooled12.5 percent plus or minus 2.6
- Public transport0.2 percent plus or minus 0.3
- Walked2.9 percent plus or minus 1.4
- Worked from home8.7 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kerrville
SBA loans in Kerrville (7(a))
- Approvals25
- Gross approval$10,818,000
- Average approval$432,720
- Median approval$175,000
- Ninetieth percentile approval$1,227,000
- Largest approval$2,045,000
- Jobs supported192
- Jobs per approval7.7
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more16.0 percent
- Share to franchises8.0 percent
- Distinct lenders15
- Distinct industries by NAICS21
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kerrville
SBA loans in Kerrville (504)
- Approvals12
- Gross approval$7,736,000
- Average approval$644,667
- Median approval$569,000
- Largest approval$1,084,000
- Jobs supported140
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kerrville
Flood risk in Kerrville
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480420
- Currently effective map date03/03/11
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Kerr County, not Kerrville
Kerr County context, not Kerrville figures
These are Kerr County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Kerrville measurements.
- Establishments in Kerr County1,581
- Employment at those establishments, Kerr County18,330
- Covered employment, Kerr County19,471
- Average annual pay, Kerr County$56,546
- Average weekly wage, Kerr County$1,087
- Housing units permitted, Kerr County406
- Of those, single family, Kerr County97
- County product, 2024, Kerr County$3,192,528,000
- County product change over the prior year, Kerr County6.4 percent
- Average income of an arriving household, Kerr County$86,691
Every figure in this section is published for Kerr County as a whole and is not a measurement of Kerrville. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Kerrville questions, answered from the record.
How many people live in Kerrville, Texas?
24,755, in 10,627 households. Kerrville city covers 22.92 square miles of land, which is 1,080 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kerrville in?
Kerr County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kerrville?
$62,102. The median owner-occupied home is valued at $303,400. Median gross rent is $1,086 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kerrville businesses?
25 7(a) approvals totalling $10.8 m, across 15 lenders, median approval $175,000, plus 12 504 approvals worth $7.7 m. These count approvals to borrowers whose address is in Kerrville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kerrville borrowers get paid back?
No rate is published for Kerrville. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Kerrville in the National Flood Insurance Program?
Yes. Kerrville appears in the FEMA Community Status Book as community 480420, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Kerrville figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kerr County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kerrville.
Is zoning published for Kerrville?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.