HomeTexasLiberty CountyCleveland
Cleveland, Texas: commercial real estate data.
Cleveland is a Census city of 8,984 people across 18.80 square miles of land, lying across Liberty County and Montgomery County. Median household income is $54,519, 62.9 percent of occupied homes are owned, and the SBA record carries 23 7(a) approvals to borrowers here worth $31.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cleveland
What Cleveland is
- Census place typecity
- Land area18.8 sq mi
- Water area0.01 sq mi
- Population per square mile of land478
- County holding the largest share of its areaLiberty County, 87.8 percent
- Counties this place lies inLiberty County 87.8 percent, Montgomery County 11.1 percent
Cleveland crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cleveland
How many people live in Cleveland
- Population8,984
- Median age33.7
- Population under 182,511 plus or minus 549
- Share under 1827.9 percent plus or minus 6.0
- Population 65 and over1,129 plus or minus 266
- Share 65 and over12.6 percent plus or minus 2.9
- Households2,789
- Family households2,035
- Share of households that are families73.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cleveland
Income and work in Cleveland
- Median household income$54,519 plus or minus $15,777
- Per capita income$24,706 plus or minus $5,083
- Civilian labor force3,543
- Employed3,394
- Unemployed149 plus or minus 101
- Unemployment rate4.2 percent plus or minus 2.8
- Adults 25 and over5,800
- Adults 25 and over with a high school diploma or higher82.7 percent
- Adults 25 and over with a bachelor degree or higher9.7 percent plus or minus 4.1
- Adults 25 and over with a graduate degree5.3 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cleveland
Housing in Cleveland
- Housing units3,207
- Occupied units2,789
- Vacant units418 plus or minus 180
- Vacancy rate13.0 percent plus or minus 5.4
- Owner occupied1,755
- Renter occupied1,034 plus or minus 244
- Ownership rate62.9 percent
- Median owner-occupied home value$174,400
- Median gross rent, monthly$930 plus or minus $199
- Annual rent as a share of median income20.5 percent plus or minus 7.4
- Single family units1,903
- Share single family59.3 percent
- Units in buildings of two or more739 plus or minus 235
- Share in buildings of two or more23.0 percent plus or minus 6.9
- Mobile homes565 plus or minus 197
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cleveland
How Cleveland gets to work
- Workers 16 and over who commute2,877
- Commuting under 15 minutes853 plus or minus 253
- Share commuting under 15 minutes29.6 percent plus or minus 7.3
- Commuting 30 minutes or more1,621 plus or minus 411
- Share commuting 30 minutes or more56.3 percent
- Drove alone78.4 percent
- Carpooled6.8 percent plus or minus 3.3
- Public transport0.0 percent
- Walked2.0 percent plus or minus 3.0
- Worked from home10.7 percent plus or minus 6.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cleveland
SBA loans in Cleveland (7(a))
- Approvals23
- Gross approval$31,235,300
- Average approval$1,358,057
- Median approval$818,500
- Ninetieth percentile approval$3,106,520
- Largest approval$5,000,000
- Jobs supported189
- Jobs per approval8.2
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term192 months
- Share on real estate terms of 20 years or more47.8 percent
- Share to franchises26.1 percent
- Distinct lenders15
- Distinct industries by NAICS15
Counted by borrower city: approvals to borrowers whose address is in Cleveland, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cleveland
SBA loans in Cleveland (504)
- Approvals2
- Gross approval$629,000
- Average approval$314,500
- Median approval$314,500
- Largest approval$362,000
- Jobs supported6
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Cleveland, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cleveland
Flood risk in Cleveland
- NFIP communityCity of Cleveland
- NFIP community number480439
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/02/08
The City of Cleveland participates in the National Flood Insurance Program as community 480439 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Liberty County, not Cleveland
Liberty County context, not Cleveland figures
- Establishments in Liberty County1,206
- Covered employment, Liberty County20,119
- Average annual pay, Liberty County$55,677
- Housing units permitted, Liberty County1,321
Every figure in this section is published for Liberty County as a whole and is not a measurement of Cleveland.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cleveland questions, answered from the record.
How many people live in Cleveland, Texas?
8,984, in 2,789 households. Cleveland city covers 18.80 square miles of land, which is 478 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cleveland in?
Cleveland lies in more than one. By area it is 87.8 percent in Liberty County, 11.1 percent in Montgomery County. This page sits under Liberty County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Cleveland?
$54,519. The median owner-occupied home is valued at $174,400. Median gross rent is $930 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cleveland businesses?
23 7(a) approvals totaling $31.2 m since FY2020, across 15 lenders, median approval $818,500, plus 2 504 approvals worth $629,000 since FY2010. These count approvals to borrowers whose address is in Cleveland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cleveland borrowers get paid back?
No rate is published for Cleveland. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cleveland in the National Flood Insurance Program?
Yes. Cleveland appears in the FEMA Community Status Book as Cleveland, city of, community 480439, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cleveland figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Liberty County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cleveland.
Is zoning published for Cleveland?
No. Nothing on this page presents parcel level zoning.