HomeTexasLiberty CountyLiberty city
Liberty city, Texas: commercial real estate data.
Liberty city is a Census city of 8,650 people across 44.52 square miles of land, in Liberty County. Median household income is $53,833, 67.8 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $6.5 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Liberty
What Liberty is
- Census place typecity
- Land area44.52 sq mi
- Water area1.25 sq mi
- Population per square mile of land194
- County holding the largest share of its areaLiberty County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Liberty
How many people live in Liberty
- Population8,650
- Median age36.5
- Population under 182,485 plus or minus 570
- Share under 1828.7 percent plus or minus 6.6
- Population 65 and over1,434 plus or minus 334
- Share 65 and over16.6 percent plus or minus 3.9
- Households2,876
- Family households2,071
- Share of households that are families72.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Liberty
Income and work in Liberty
- Median household income$53,833 plus or minus $23,382
- Per capita income$27,059 plus or minus $6,877
- Civilian labor force3,108
- Employed2,978
- Unemployed130 plus or minus 160
- Unemployment rate4.2 percent plus or minus 5.1
- Adults 25 and over5,524
- Adults 25 and over with a high school diploma or higher75.3 percent
- Adults 25 and over with a bachelor degree or higher13.8 percent plus or minus 5.0
- Adults 25 and over with a graduate degree3.5 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Liberty
Housing in Liberty
- Housing units3,414
- Occupied units2,876
- Vacant units538 plus or minus 231
- Vacancy rate15.8 percent plus or minus 6.5
- Owner occupied1,950
- Renter occupied926 plus or minus 291
- Ownership rate67.8 percent
- Median owner-occupied home value$175,300
- Median gross rent, monthly$1,060 plus or minus $423
- Annual rent as a share of median income23.6 percent plus or minus 13.9
- Single family units2,349 plus or minus 477
- Share single family68.8 percent
- Units in buildings of two or more569 plus or minus 273
- Share in buildings of two or more16.7 percent plus or minus 7.8
- Mobile homes485 plus or minus 245
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Liberty
How Liberty gets to work
- Workers 16 and over who commute2,720
- Commuting under 15 minutes982 plus or minus 361
- Share commuting under 15 minutes36.1 percent plus or minus 11.6
- Commuting 30 minutes or more1,203 plus or minus 402
- Share commuting 30 minutes or more44.2 percent plus or minus 12.5
- Drove alone71.8 percent plus or minus 17.0
- Carpooled21.1 percent plus or minus 11.2
- Public transport0.0 percent
- Walked0.8 percent plus or minus 1.5
- Worked from home6.3 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Liberty
SBA loans in Liberty (7(a))
- Approvals10
- Gross approval$6,483,500
- Average approval$648,350
- Median approval$457,000
- Ninetieth percentile approval$2,100,000
- Largest approval$2,100,000
- Jobs supported73
- Jobs per approval7.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises20.0 percent
- Distinct lenders9
- Distinct industries by NAICS9
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Liberty
SBA loans in Liberty (504)
- Approvals3
- Gross approval$2,084,000
- Average approval$694,667
- Median approval$877,000
- Largest approval$1,101,000
- Jobs supported30
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Liberty
Flood risk in Liberty
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480441
- Currently effective map date01/19/18
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Liberty County, not Liberty
Liberty County context, not Liberty figures
These are Liberty County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Liberty measurements.
- Establishments in Liberty County1,206
- Employment at those establishments, Liberty County14,678
- Covered employment, Liberty County20,119
- Average annual pay, Liberty County$55,677
- Average weekly wage, Liberty County$1,071
- Housing units permitted, Liberty County1,321
- Of those, single family, Liberty County1,319
- County product, 2024, Liberty County$3,304,657,000
- County product change over the prior year, Liberty County5.8 percent
- Average income of an arriving household, Liberty County$47,376
Every figure in this section is published for Liberty County as a whole and is not a measurement of Liberty. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Liberty questions, answered from the record.
How many people live in Liberty, Texas?
8,650, in 2,876 households. Liberty city covers 44.52 square miles of land, which is 194 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Liberty in?
Liberty County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Liberty?
$53,833. The median owner-occupied home is valued at $175,300. Median gross rent is $1,060 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Liberty businesses?
10 7(a) approvals totalling $6.5 m, across 9 lenders, median approval $457,000, plus 3 504 approvals worth $2.1 m. These count approvals to borrowers whose address is in Liberty, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Liberty borrowers get paid back?
No rate is published for Liberty. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Liberty in the National Flood Insurance Program?
Yes. Liberty appears in the FEMA Community Status Book as community 480441, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Liberty figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Liberty County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Liberty.
Is zoning published for Liberty?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.