HomeTexasLiberty CountyLiberty
Liberty, Texas: commercial real estate data.
Liberty is a Census city of 8,650 people across 44.52 square miles of land, in Liberty County. Median household income is $53,833, 67.8 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $6.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Liberty
What Liberty is
- Census place typecity
- Land area44.52 sq mi
- Water area1.25 sq mi
- Population per square mile of land194
- County holding the largest share of its areaLiberty County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Liberty
How many people live in Liberty
- Population8,650
- Median age36.5
- Population under 182,485 plus or minus 570
- Share under 1828.7 percent plus or minus 6.6
- Population 65 and over1,434 plus or minus 334
- Share 65 and over16.6 percent plus or minus 3.9
- Households2,876
- Family households2,071
- Share of households that are families72.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Liberty
Income and work in Liberty
- Median household income$53,833 plus or minus $23,382
- Per capita income$27,059 plus or minus $6,877
- Civilian labor force3,108
- Employed2,978
- Unemployed130 plus or minus 160
- Unemployment rate4.2 percent plus or minus 5.1
- Adults 25 and over5,524
- Adults 25 and over with a high school diploma or higher75.3 percent
- Adults 25 and over with a bachelor degree or higher13.8 percent plus or minus 5.0
- Adults 25 and over with a graduate degree3.5 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Liberty
Housing in Liberty
- Housing units3,414
- Occupied units2,876
- Vacant units538 plus or minus 231
- Vacancy rate15.8 percent plus or minus 6.5
- Owner occupied1,950
- Renter occupied926 plus or minus 291
- Ownership rate67.8 percent
- Median owner-occupied home value$175,300
- Median gross rent, monthly$1,060 plus or minus $423
- Annual rent as a share of median income23.6 percent plus or minus 13.9
- Single family units2,349 plus or minus 477
- Share single family68.8 percent
- Units in buildings of two or more569 plus or minus 273
- Share in buildings of two or more16.7 percent plus or minus 7.8
- Mobile homes485 plus or minus 245
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Liberty
How Liberty gets to work
- Workers 16 and over who commute2,720
- Commuting under 15 minutes982 plus or minus 361
- Share commuting under 15 minutes36.1 percent plus or minus 11.6
- Commuting 30 minutes or more1,203 plus or minus 402
- Share commuting 30 minutes or more44.2 percent plus or minus 12.5
- Drove alone71.8 percent plus or minus 17.0
- Carpooled21.1 percent plus or minus 11.2
- Public transport0.0 percent
- Walked0.8 percent plus or minus 1.5
- Worked from home6.3 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Liberty
SBA loans in Liberty (7(a))
- Approvals10
- Gross approval$6,483,500
- Average approval$648,350
- Median approval$356,000
- Largest approval$2,100,000
- Jobs supported73
- Jobs per approval7.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises20.0 percent
- Distinct lenders9
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Liberty, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Liberty
SBA loans in Liberty (504)
- Approvals3
- Gross approval$2,084,000
- Average approval$694,667
- Median approval$877,000
- Largest approval$1,101,000
- Jobs supported30
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Liberty, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Liberty
Flood risk in Liberty
- NFIP communityCity of Liberty
- NFIP community number480441
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/19/18
The City of Liberty participates in the National Flood Insurance Program as community 480441 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Liberty County, not Liberty
Liberty County context, not Liberty figures
- Establishments in Liberty County1,206
- Covered employment, Liberty County20,119
- Average annual pay, Liberty County$55,677
- Housing units permitted, Liberty County1,321
Every figure in this section is published for Liberty County as a whole and is not a measurement of Liberty.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Liberty questions, answered from the record.
How many people live in Liberty, Texas?
8,650, in 2,876 households. Liberty city covers 44.52 square miles of land, which is 194 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Liberty in?
Liberty County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Liberty?
$53,833. The median owner-occupied home is valued at $175,300. Median gross rent is $1,060 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Liberty businesses?
10 7(a) approvals totaling $6.5 m since FY2020, across 9 lenders, median approval $356,000, plus 3 504 approvals worth $2.1 m since FY2010. These count approvals to borrowers whose address is in Liberty, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Liberty borrowers get paid back?
No rate is published for Liberty. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Liberty in the National Flood Insurance Program?
Yes. Liberty appears in the FEMA Community Status Book as Liberty, city of, community 480441, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Liberty figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Liberty County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Liberty.
Is zoning published for Liberty?
No. Nothing on this page presents parcel level zoning.