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HomeTexasMilam CountyRockdale city

Rockdale city, Texas: commercial real estate data.

Rockdale city is a Census city of 5,523 people across 4.29 square miles of land, in Milam County. Median household income is $60,590, 63.4 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $2.0 m.

80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Rockdale

What Rockdale is

  • Census place typecity
  • Land area4.29 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,289
  • County holding the largest share of its areaMilam County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rockdale

How many people live in Rockdale

  • Population5,523
  • Median age39.1
  • Population under 181,161 plus or minus 306
  • Share under 1821.0 percent plus or minus 5.5
  • Population 65 and over1,003 plus or minus 246
  • Share 65 and over18.2 percent plus or minus 4.4
  • Households2,191
  • Family households1,338
  • Share of households that are families61.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rockdale

Income and work in Rockdale

  • Median household income$60,590 plus or minus $18,355
  • Per capita income$44,639 plus or minus $19,971
  • Civilian labor force2,759
  • Employed2,639
  • Unemployed120 plus or minus 106
  • Unemployment rate4.3 percent plus or minus 3.8
  • Adults 25 and over3,842
  • Adults 25 and over with a high school diploma or higher85.3 percent
  • Adults 25 and over with a bachelor degree or higher19.7 percent plus or minus 6.8
  • Adults 25 and over with a graduate degree7.2 percent plus or minus 5.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rockdale

Housing in Rockdale

  • Housing units2,571
  • Occupied units2,191
  • Vacant units380 plus or minus 215
  • Vacancy rate14.8 percent plus or minus 8.2
  • Owner occupied1,388
  • Renter occupied803 plus or minus 261
  • Ownership rate63.4 percent
  • Median owner-occupied home value$230,900 plus or minus $64,819
  • Median gross rent, monthly$1,115 plus or minus $972
  • Annual rent as a share of median income22.1 percent plus or minus 20.4
  • Single family units2,136
  • Share single family83.1 percent
  • Units in buildings of two or more171 plus or minus 108
  • Share in buildings of two or more6.7 percent plus or minus 4.2
  • Mobile homes240 plus or minus 163
  • Median year structure built1977

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rockdale

How Rockdale gets to work

  • Workers 16 and over who commute2,227
  • Commuting under 15 minutes957 plus or minus 350
  • Share commuting under 15 minutes43.0 percent plus or minus 13.4
  • Commuting 30 minutes or more995 plus or minus 323
  • Share commuting 30 minutes or more44.7 percent plus or minus 11.7
  • Drove alone66.8 percent
  • Carpooled11.7 percent plus or minus 7.2
  • Public transport0.0 percent
  • Walked0.8 percent plus or minus 1.2
  • Worked from home11.1 percent plus or minus 5.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rockdale

SBA loans in Rockdale (7(a))

  • Approvals4
  • Gross approval$2,030,900
  • Average approval$507,725
  • Median approval$735,100
  • Ninetieth percentile approval$975,800
  • Largest approval$975,800
  • Jobs supported69
  • Jobs per approval17.3
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term300 months
  • Share on real estate terms of 20 years or more50.0 percent
  • Share to franchises50.0 percent
  • Distinct lenders3
  • Distinct industries by NAICS3

A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Rockdale

SBA loans in Rockdale (504)

  • Approvals2
  • Gross approval$1,106,000
  • Average approval$553,000
  • Median approval$653,000
  • Largest approval$653,000
  • Jobs supported29
  • Loans with a final outcome0
  • Charged off0
  • Median term300 months
  • Distinct CDCs2

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Rockdale

Flood risk in Rockdale

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number480479
  • Currently effective map date02/27/84(M)

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Milam County, not Rockdale

Milam County context, not Rockdale figures

These are Milam County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Rockdale measurements.

  • Establishments in Milam County452
  • Employment at those establishments, Milam County4,663
  • Covered employment, Milam County6,020
  • Average annual pay, Milam County$53,455
  • Average weekly wage, Milam County$1,028
  • Housing units permitted, Milam County98
  • Of those, single family, Milam County98
  • County product, 2024, Milam County$951,142,000
  • County product change over the prior year, Milam County4.1 percent
  • Average income of an arriving household, Milam County$68,588

Every figure in this section is published for Milam County as a whole and is not a measurement of Rockdale. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Rockdale questions, answered from the record.

How many people live in Rockdale, Texas?

5,523, in 2,191 households. Rockdale city covers 4.29 square miles of land, which is 1,289 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Rockdale in?

Milam County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Rockdale?

$60,590. The median owner-occupied home is valued at $230,900. Median gross rent is $1,115 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Rockdale businesses?

4 7(a) approvals totalling $2.0 m, across 3 lenders, median approval $735,100, plus 2 504 approvals worth $1.1 m. These count approvals to borrowers whose address is in Rockdale, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Rockdale borrowers get paid back?

No rate is published for Rockdale. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Rockdale in the National Flood Insurance Program?

Yes. Rockdale appears in the FEMA Community Status Book as community 480479, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Rockdale figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Milam County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rockdale.

Is zoning published for Rockdale?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.