Milam County, Texas: commercial real estate data.
Milam County, Texas had an estimated 26,159 residents on July 1, 2024, up 5.7 percent since the 2020 census base of 24,749, across 1,017 square miles. County output reached $951.1 m in 2024, 452 establishments operate here, and the SBA record carries 9 7(a) approvals worth $9.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Milam County
How many people live in Milam County
- Population, American Community Survey 2020-202425,567
- Households10,152
- Average household size2.52
- Median household income$66,141
- Median age41.4
- Median gross rent$984 per month
- Median owner-occupied home value$189,800
- Home value to household income2.9 times
- Annual rent as a share of median income17.9 percent
- Adults 25 and over with a bachelor degree or higher20.6 percent
- Adults 25 and over with a graduate degree6.6 percent
- Adults 25 and over17,756
- Population under 185,778
- Share under 1822.6 percent
- Population 65 and over5,588
- Share 65 and over21.9 percent
- Working age population, 18 to 6414,201
- Civilian labor force11,965
- Unemployment rate5.0 percent
- Labor force participation, adults 18 and over60.5 percent
- Rank by population among Texas counties100th of 254
- Rank by population among US county-equivalents, Puerto Rico included1635th of 3,222
Milam County is the 100th largest of 254 Texas counties by population. A median home costs 2.9 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 22.6 percent against 21.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Milam County
Is Milam County's population growing?
- Population, July 1, 202426,159
- Census 2020 base population24,749
- Population change since the 2020 census base5.70 percent
- Population change, 2023 to 2024126
- Births, 2024315
- Deaths, 2024370
- Natural change, 2024-55
- Net domestic migration, 2024165
- Net international migration, 202419
- Total net migration, 2024184
- Cumulative net domestic migration, 2021 to 20241,599
- Rank by growth among US county-equivalents444th of 3,144
The county has grown 5.70 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Milam County
Where are people moving to Milam County from?
- Tax returns filed by households arriving797
- People arriving, from those returns1,581
- Tax returns filed by households leaving596
- Net household movement201
- Adjusted gross income arriving$54.7 m
- Net adjusted gross income movement$25.1 m
- Average income of an arriving household$68,588
- Average income of a leaving household$49,664
- Largest single originWilliamson County (196 households)
- Largest single destinationBell County (94 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Williamson County | 196 | 437 | $16.3 m |
| Travis County | 98 | 187 | $9.5 m |
| Bell County | 74 | 143 | $3.4 m |
| Brazos County | 50 | 110 | $2.3 m |
| Harris County | 34 | 55 | $2.3 m |
| Bastrop County | 21 | 42 | $1.6 m |
Households arriving report $18,924 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Williamson County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Milam County
What is the Milam County economy?
- County GDP, 2024$951.1 m
- County GDP, 2023$914.0 m
- GDP change, 2023 to 20244.1 percent
- GDP change over five years63.2 percent
- Rank by GDP among the Texas areas BEA publishes157th of 254
- Rank by GDP among the US county areas BEA publishes1882nd of 3,127
- GDP per resident$37,202
Output grew 4.1 percent in the latest year and 63.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Milam County
Employment by industry in Milam County
- Covered employment, annual average6,020
- Establishments reporting519
- Average annual pay$53,455
- Average weekly wage$1,028
- Construction, employment871
- Construction, average annual pay$75,037
- Retail trade, employment774
- Retail trade, average annual pay$34,824
- Accommodation and food services, employment435
- Accommodation and food services, average annual pay$20,374
- Information, employment255
- Information, average annual pay$99,691
- Manufacturing, employment254
- Wholesale trade, employment252
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Construction | 871 | 56 | $75,037 |
| Retail trade | 774 | 69 | $34,824 |
| Accommodation and food services | 435 | 40 | $20,374 |
| Information | 255 | 9 | $99,691 |
| Manufacturing | 254 | 20 | $75,368 |
| Wholesale trade | 252 | 20 | $50,854 |
| Administrative and support and waste management services | 249 | 22 | $54,769 |
| Agriculture, forestry, fishing and hunting | 199 | 42 | $52,089 |
Construction is the largest private sector at 871 jobs, 14.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Milam County
How many businesses are in Milam County?
- Establishments, all industries452
- Employment at those establishments4,663
- Annual payroll$231.8 m
- Establishments per 1,000 residents17.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Milam County
Building permits in Milam County
- Housing units authorized by permit, 202498
- Declared construction value permitted$17.4 m
- Single family units authorized98
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$177,257
- Units authorized per 1,000 households9.7
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Milam County
SBA loans in Milam County (7(a) and 504)
- 7(a) approvals recorded9
- 7(a) gross approval dollars$9.9 m
- Average 7(a) approval$1,104,989
- Median 7(a) approval$735,100
- Largest single approval$3,654,000
- Jobs reported supported, 7(a)96
- Jobs per approval10.7
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals8
- Median 7(a) term131 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter3
- Franchise loans3
- Franchise share of approvals33.3 percent
- 504 approvals recorded2
- 504 gross approval dollars$1.1 m
- Average 504 approval$553,000
- Median 504 approval$553,000
- Distinct CDCs active2
- 504 jobs per approval14.5
- 504 jobs per million dollars approved26.2
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$11.1 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Milam County
SBA loan default and charge-off rates in Milam County
Do SBA loans in Milam County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Cancelled3
- Status: Paid in full1
- Status: Exempt from disclosure4
- Status: Committed, not yet disbursed1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Milam County
SBA lending by place in Milam County
- Borrower cities with recorded lending5
- Rockdale, approvals4
- Milano, approvals2
- Gause, approvals1
- Austin, approvals1
- Cameron, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Rockdale | 4 | $2,030,900 |
| Milano | 2 | $3,669,000 |
| Gause | 1 | $2,225,000 |
| Austin | 1 | $2,000,000 |
| Cameron | 1 | $20,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Milam County
How large is Milam County?
- Land area1,017 sq mi
- Rank by land area among Texas counties68th of 254
- Width, east to west41.2 mi
- Height, north to south44.8 mi
- Geographies sharing a boundary6
- Residents per square mile of land25
- Establishments per square mile0.44
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Milam County
Flood risk in Milam County
- Participation of the county's own NFIP community Milam County, unincorporated areasParticipating, community 480933
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP4
- NFIP participation rate80.0 percent
- Communities carrying a CRS class0
- Radon levels in Milam County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Milam County (community 480933), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Milam County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 80.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Milam County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Milam County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202425,567
- Households10,152
- Average household size2.52
- Median household income$66,141
- Median age41.4
Common questions
Milam County questions, answered from the record.
How many people live in Milam County, Texas?
The Census Bureau estimates 26,159 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 25,567, in 10,152 households, ranking 100th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Milam County's population growing?
The population has grown 5.70 percent since the 2020 census base of 24,749, to 26,159 on July 1, 2024. In 2024 there were 315 births against 370 deaths, with net migration of 184. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Milam County?
$66,141. The median owner-occupied home is valued at $189,800, which is 2.9 times income, and median gross rent is $984 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Milam County?
452 establishments, employing 4,663 people with an annual payroll of $231.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Milam County?
Construction is the largest private sector at 871 jobs, 14.5 percent of covered employment. Covered employment averages 6,020 jobs at an average annual pay of $53,455, or $1,028 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Milam County?
9 7(a) approvals totaling $9.9 m since FY2020, across 8 lenders, with a median approval of $735,100, plus 2 504 approvals worth $1.1 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Milam County?
98 housing units were authorized by permit in 2024, with a declared construction value of $17.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Milam County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Milam County come from?
The largest single origin is Williamson County, with 196 households. Arriving households report an average income of $68,588 against $49,664 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Milam County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Milam County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Milam County
Cities and places in Milam.
9 Census places lie wholly or partly in Milam County. All 9 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Rockdale | city | 5,523 | 4 | Wholly in this county |
| Cameron | city | 5,416 | 1 | Wholly in this county |
| Thorndale | city | 1,113 | None recorded | Wholly in this county |
| Milano | city | 487 | 2 | Wholly in this county |
| Buckholts | town | 374 | None recorded | Wholly in this county |
| Gause | CDP | 312 | 1 | Wholly in this county |
| Praesel | CDP | 265 | None recorded | Wholly in this county |
| Ben Arnold | CDP | 84 | None recorded | Wholly in this county |
| Burlington | CDP | 58 | None recorded | Wholly in this county |
A further 1 of the county's 9 SBA 7(a) approvals are to borrowers in cities that match no Census place in Milam County, the largest being Austin (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby