HomeTexasMontgomery CountyMontgomery city
Montgomery city, Texas: commercial real estate data.
Montgomery city is a Census city of 2,489 people across 5.76 square miles of land, in Montgomery County. Median household income is $72,917, 54.0 percent of occupied homes are owned, and the SBA record carries 125 7(a) approvals to borrowers here worth $59.6 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Montgomery
What Montgomery is
- Census place typecity
- Land area5.76 sq mi
- Water area0.08 sq mi
- Population per square mile of land432
- County holding the largest share of its areaMontgomery County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
How many people live in Montgomery
- Population2,489
- Median age35.4
- Population under 18590 plus or minus 189
- Share under 1823.7 percent plus or minus 7.6
- Population 65 and over459 plus or minus 118
- Share 65 and over18.4 percent plus or minus 4.7
- Households1,109
- Family households715
- Share of households that are families64.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
Income and work in Montgomery
- Median household income$72,917 plus or minus $14,915
- Per capita income$38,865
- Civilian labor force1,160
- Employed1,076
- Unemployed84 plus or minus 73
- Unemployment rate7.2 percent plus or minus 6.2
- Adults 25 and over1,705
- Adults 25 and over with a high school diploma or higher96.6 percent
- Adults 25 and over with a bachelor degree or higher35.5 percent plus or minus 8.9
- Adults 25 and over with a graduate degree8.2 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
Housing in Montgomery
- Housing units1,226
- Occupied units1,109
- Vacant units117 plus or minus 78
- Vacancy rate9.5 percent plus or minus 6.2
- Owner occupied599 plus or minus 129
- Renter occupied510 plus or minus 128
- Ownership rate54.0 percent
- Median owner-occupied home value$363,200
- Median gross rent, monthly$1,417
- Annual rent as a share of median income23.3 percent plus or minus 5.6
- Single family units698
- Share single family56.9 percent
- Units in buildings of two or more483 plus or minus 173
- Share in buildings of two or more39.4 percent plus or minus 13.0
- Mobile homes45 plus or minus 40
- Median year structure built2013
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
How Montgomery gets to work
- Workers 16 and over who commute983
- Commuting under 15 minutes187 plus or minus 85
- Share commuting under 15 minutes19.0 percent plus or minus 7.8
- Commuting 30 minutes or more620 plus or minus 229
- Share commuting 30 minutes or more63.1 percent plus or minus 20.1
- Drove alone65.3 percent
- Carpooled15.5 percent plus or minus 11.8
- Public transport0.0 percent
- Walked1.7 percent plus or minus 2.6
- Worked from home7.5 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
SBA loans in Montgomery (7(a))
- Approvals125
- Gross approval$59,587,800
- Average approval$476,702
- Median approval$155,000
- Ninetieth percentile approval$892,600
- Largest approval$5,000,000
- Jobs supported1,196
- Jobs per approval9.6
- Loans with a final outcome20
- Paid in full19
- Charged off1
- Charge-off rate over resolved loans5.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more12.0 percent
- Share to franchises27.2 percent
- Distinct lenders38
- Distinct industries by NAICS71
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montgomery
SBA loans in Montgomery (504)
- Approvals11
- Gross approval$8,819,000
- Average approval$801,727
- Median approval$705,000
- Largest approval$2,003,000
- Jobs supported61
- Loans with a final outcome4
- Charged off0
- Median term300 months
- Distinct CDCs6
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Montgomery
Flood risk in Montgomery
- Listed NFIP communities1
- Of those, participating1
- NFIP community number481483
- Currently effective map date08/18/14
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Montgomery County, not Montgomery
Montgomery County context, not Montgomery figures
These are Montgomery County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Montgomery measurements.
- Establishments in Montgomery County15,014
- Employment at those establishments, Montgomery County206,056
- Covered employment, Montgomery County227,434
- Average annual pay, Montgomery County$70,262
- Average weekly wage, Montgomery County$1,351
- Housing units permitted, Montgomery County13,246
- Of those, single family, Montgomery County11,586
- County product, 2024, Montgomery County$50,078,587,000
- County product change over the prior year, Montgomery County6.3 percent
- Average income of an arriving household, Montgomery County$94,176
Every figure in this section is published for Montgomery County as a whole and is not a measurement of Montgomery. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Montgomery questions, answered from the record.
How many people live in Montgomery, Texas?
2,489, in 1,109 households. Montgomery city covers 5.76 square miles of land, which is 432 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Montgomery in?
Montgomery County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Montgomery?
$72,917. The median owner-occupied home is valued at $363,200. Median gross rent is $1,417 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Montgomery businesses?
125 7(a) approvals totalling $59.6 m, across 38 lenders, median approval $155,000, plus 11 504 approvals worth $8.8 m. These count approvals to borrowers whose address is in Montgomery, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Montgomery borrowers get paid back?
Of the 20 loans that have reached a final outcome, 19 were paid in full and 1 charged off, a charge off rate of 5.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Montgomery in the National Flood Insurance Program?
Yes. Montgomery appears in the FEMA Community Status Book as community 481483, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Montgomery figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montgomery County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Montgomery.
Is zoning published for Montgomery?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.