HomeTexasMontgomery CountyMontgomery
Montgomery, Texas: commercial real estate data.
Montgomery is a Census city of 2,489 people across 5.76 square miles of land, in Montgomery County. Median household income is $72,917, 54.0 percent of occupied homes are owned, and the SBA record carries 125 7(a) approvals to borrowers here worth $59.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Montgomery
What Montgomery is
- Census place typecity
- Land area5.76 sq mi
- Water area0.08 sq mi
- Population per square mile of land432
- County holding the largest share of its areaMontgomery County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
How many people live in Montgomery
- Population2,489
- Median age35.4
- Population under 18590 plus or minus 189
- Share under 1823.7 percent plus or minus 7.6
- Population 65 and over459 plus or minus 118
- Share 65 and over18.4 percent plus or minus 4.7
- Households1,109
- Family households715
- Share of households that are families64.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
Income and work in Montgomery
- Median household income$72,917 plus or minus $14,915
- Per capita income$38,865
- Civilian labor force1,160
- Employed1,076
- Unemployed84 plus or minus 73
- Unemployment rate7.2 percent plus or minus 6.2
- Adults 25 and over1,705
- Adults 25 and over with a high school diploma or higher96.6 percent
- Adults 25 and over with a bachelor degree or higher35.5 percent plus or minus 8.9
- Adults 25 and over with a graduate degree8.2 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
Housing in Montgomery
- Housing units1,226
- Occupied units1,109
- Vacant units117 plus or minus 78
- Vacancy rate9.5 percent plus or minus 6.2
- Owner occupied599 plus or minus 129
- Renter occupied510 plus or minus 128
- Ownership rate54.0 percent
- Median owner-occupied home value$363,200
- Median gross rent, monthly$1,417
- Annual rent as a share of median income23.3 percent plus or minus 5.6
- Single family units698
- Share single family56.9 percent
- Units in buildings of two or more483 plus or minus 173
- Share in buildings of two or more39.4 percent plus or minus 13.0
- Mobile homes45 plus or minus 40
- Median year structure built2013
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
How Montgomery gets to work
- Workers 16 and over who commute983
- Commuting under 15 minutes187 plus or minus 85
- Share commuting under 15 minutes19.0 percent plus or minus 7.8
- Commuting 30 minutes or more620 plus or minus 229
- Share commuting 30 minutes or more63.1 percent plus or minus 20.1
- Drove alone65.3 percent
- Carpooled15.5 percent plus or minus 11.8
- Public transport0.0 percent
- Walked1.7 percent plus or minus 2.6
- Worked from home7.5 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
SBA loans in Montgomery (7(a))
- Approvals125
- Gross approval$59,587,800
- Average approval$476,702
- Median approval$155,000
- Ninetieth percentile approval$879,560
- Largest approval$5,000,000
- Jobs supported1,196
- Jobs per approval9.6
- Loans with a final outcome20
- Paid in full19
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more12.0 percent
- Share to franchises27.2 percent
- Distinct lenders38
- Distinct industries by NAICS71
Counted by borrower city: approvals to borrowers whose address is in Montgomery, in any county, FY2020 to FY2026. Only 20 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montgomery
SBA loans in Montgomery (504)
- Approvals11
- Gross approval$8,819,000
- Average approval$801,727
- Median approval$705,000
- Largest approval$2,003,000
- Jobs supported61
- Loans with a final outcome4
- Charged off0
- Median term300 months
- Distinct CDCs6
Counted by borrower city: approvals to borrowers whose address is in Montgomery, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Montgomery
Flood risk in Montgomery
- NFIP communityCity of Montgomery
- NFIP community number481483
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/18/14
The City of Montgomery participates in the National Flood Insurance Program as community 481483 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Montgomery County, not Montgomery
Montgomery County context, not Montgomery figures
- Establishments in Montgomery County15,014
- Covered employment, Montgomery County227,434
- Average annual pay, Montgomery County$70,262
- Housing units permitted, Montgomery County13,246
Every figure in this section is published for Montgomery County as a whole and is not a measurement of Montgomery.
All Montgomery County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Montgomery questions, answered from the record.
How many people live in Montgomery, Texas?
2,489, in 1,109 households. Montgomery city covers 5.76 square miles of land, which is 432 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Montgomery in?
Montgomery County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Montgomery?
$72,917. The median owner-occupied home is valued at $363,200. Median gross rent is $1,417 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Montgomery businesses?
125 7(a) approvals totaling $59.6 m since FY2020, across 38 lenders, median approval $155,000, plus 11 504 approvals worth $8.8 m since FY2010. These count approvals to borrowers whose address is in Montgomery, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Montgomery borrowers get paid back?
No rate is published for Montgomery. Only 20 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Montgomery in the National Flood Insurance Program?
Yes. Montgomery appears in the FEMA Community Status Book as Montgomery, city of, community 481483, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Montgomery figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montgomery County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Montgomery.
Is zoning published for Montgomery?
No. Nothing on this page presents parcel level zoning.