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Shenandoah, Texas: commercial real estate data.

Shenandoah is a Census city of 3,705 people across 1.95 square miles of land, in Montgomery County. Median household income is $61,833, 55.0 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $11.0 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Shenandoah

What Shenandoah is

  • Census place typecity
  • Land area1.95 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,896
  • County holding the largest share of its areaMontgomery County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Shenandoah

How many people live in Shenandoah

  • Population3,705
  • Median age60.7
  • Population under 18263 plus or minus 123
  • Share under 187.1 percent plus or minus 3.3
  • Population 65 and over1,675 plus or minus 348
  • Share 65 and over45.2 percent plus or minus 9.4
  • Households2,198
  • Family households1,036
  • Share of households that are families47.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Shenandoah

Income and work in Shenandoah

  • Median household income$61,833 plus or minus $39,966
  • Per capita income$79,191
  • Civilian labor force1,535
  • Employed1,447 plus or minus 303
  • Unemployed88 plus or minus 77
  • Unemployment rate5.7 percent plus or minus 4.9
  • Adults 25 and over3,365
  • Adults 25 and over with a high school diploma or higher98.0 percent
  • Adults 25 and over with a bachelor degree or higher50.0 percent plus or minus 10.4
  • Adults 25 and over with a graduate degree18.3 percent plus or minus 6.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Shenandoah

Housing in Shenandoah

  • Housing units2,278
  • Occupied units2,198
  • Vacant units80 plus or minus 65
  • Vacancy rate3.5 percent plus or minus 2.8
  • Owner occupied1,209
  • Renter occupied989 plus or minus 234
  • Ownership rate55.0 percent
  • Median owner-occupied home value$395,200 plus or minus $102,317
  • Median gross rent, monthly$1,418
  • Annual rent as a share of median income27.5 percent plus or minus 18.0
  • Single family units1,325
  • Share single family58.2 percent
  • Units in buildings of two or more953 plus or minus 325
  • Share in buildings of two or more41.8 percent plus or minus 13.8
  • Mobile homes0
  • Median year structure built2003

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Shenandoah

How Shenandoah gets to work

  • Workers 16 and over who commute1,127 plus or minus 307
  • Commuting under 15 minutes317 plus or minus 166
  • Share commuting under 15 minutes28.1 percent plus or minus 12.6
  • Commuting 30 minutes or more547 plus or minus 262
  • Share commuting 30 minutes or more48.5 percent plus or minus 19.1
  • Drove alone73.2 percent
  • Carpooled3.5 percent plus or minus 3.2
  • Public transport0.0 percent
  • Walked0.3 percent plus or minus 0.4
  • Worked from home22.1 percent plus or minus 8.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Shenandoah

SBA loans in Shenandoah (7(a))

  • Approvals15
  • Gross approval$11,034,100
  • Average approval$735,607
  • Median approval$500,000
  • Largest approval$1,846,000
  • Jobs supported215
  • Jobs per approval14.3
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more20.0 percent
  • Share to franchises46.7 percent
  • Distinct lenders12
  • Distinct industries by NAICS11

Counted by borrower city: approvals to borrowers whose address is in Shenandoah, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Shenandoah

SBA loans in Shenandoah (504)

  • Approvals3
  • Gross approval$5,587,000
  • Average approval$1,862,333
  • Median approval$1,675,000
  • Largest approval$3,768,000
  • Jobs supported55
  • Loans with a final outcome1
  • Charged off1
  • Median term240 months
  • Distinct CDCs3

Counted by borrower city: approvals to borrowers whose address is in Shenandoah, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Shenandoah

Flood risk in Shenandoah

  • NFIP communityCity of Shenandoah
  • NFIP community number481256
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date08/18/14

The City of Shenandoah participates in the National Flood Insurance Program as community 481256 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Montgomery County, not Shenandoah

Montgomery County context, not Shenandoah figures

  • Establishments in Montgomery County15,014
  • Covered employment, Montgomery County227,434
  • Average annual pay, Montgomery County$70,262
  • Housing units permitted, Montgomery County13,246

Every figure in this section is published for Montgomery County as a whole and is not a measurement of Shenandoah.

All Montgomery County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Shenandoah questions, answered from the record.

How many people live in Shenandoah, Texas?

3,705, in 2,198 households. Shenandoah city covers 1.95 square miles of land, which is 1,896 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Shenandoah in?

Montgomery County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Shenandoah?

$61,833. The median owner-occupied home is valued at $395,200. Median gross rent is $1,418 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Shenandoah businesses?

15 7(a) approvals totaling $11.0 m since FY2020, across 12 lenders, median approval $500,000, plus 3 504 approvals worth $5.6 m since FY2010. These count approvals to borrowers whose address is in Shenandoah, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Shenandoah borrowers get paid back?

No rate is published for Shenandoah. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Shenandoah in the National Flood Insurance Program?

Yes. Shenandoah appears in the FEMA Community Status Book as Shenandoah, city of, community 481256, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Shenandoah figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montgomery County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Shenandoah.

Is zoning published for Shenandoah?

No. Nothing on this page presents parcel level zoning.