Nacogdoches County, Texas: commercial real estate data.
Nacogdoches County, Texas had an estimated 65,728 residents on July 1, 2024, up 1.6 percent since the 2020 census base of 64,669, across 947 square miles. County output reached $3.75 bn in 2024, 1,319 establishments operate here, and the SBA record carries 66 7(a) approvals worth $51.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Nacogdoches County
How many people live in Nacogdoches County
- Population, American Community Survey 2020-202465,162
- Households25,302
- Average household size2.58
- Median household income$53,555
- Median age31.9
- Median gross rent$965 per month
- Median owner-occupied home value$169,200
- Home value to household income3.2 times
- Annual rent as a share of median income21.6 percent
- Adults 25 and over with a bachelor degree or higher28.2 percent
- Adults 25 and over with a graduate degree10.9 percent
- Adults 25 and over38,116
- Population under 1815,182
- Share under 1823.3 percent
- Population 65 and over10,242
- Share 65 and over15.7 percent
- Working age population, 18 to 6439,738
- Civilian labor force31,734
- Unemployment rate7.0 percent
- Labor force participation, adults 18 and over63.5 percent
- Rank by population among Texas counties56th of 254
- Rank by population among US county-equivalents, Puerto Rico included846th of 3,222
Nacogdoches County is the 56th largest of 254 Texas counties by population. A median home costs 3.2 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 23.3 percent against 15.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Nacogdoches County
Is Nacogdoches County's population growing?
- Population, July 1, 202465,728
- Census 2020 base population64,669
- Population change since the 2020 census base1.64 percent
- Population change, 2023 to 202492
- Births, 2024796
- Deaths, 2024739
- Natural change, 202457
- Net domestic migration, 2024-95
- Net international migration, 2024126
- Total net migration, 202431
- Cumulative net domestic migration, 2021 to 2024515
- Rank by growth among US county-equivalents1290th of 3,144
The county has grown 1.64 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Nacogdoches County
Where are people moving to Nacogdoches County from?
- Tax returns filed by households arriving1,533
- People arriving, from those returns2,779
- Tax returns filed by households leaving1,655
- Net household movement-122
- Adjusted gross income arriving$83.1 m
- Net adjusted gross income movement$5.2 m
- Average income of an arriving household$54,184
- Average income of a leaving household$47,051
- Largest single originAngelina County (192 households)
- Largest single destinationAngelina County (213 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Angelina County | 192 | 351 | $7.2 m |
| Harris County | 151 | 244 | $8.0 m |
| Shelby County | 79 | 146 | $2.2 m |
| Smith County | 50 | 78 | $2.3 m |
| Dallas County | 47 | 72 | $3.2 m |
| Rusk County | 40 | 66 | $1.4 m |
| Montgomery County | 35 | 56 | $2.7 m |
| Tarrant County | 35 | 61 | $2.8 m |
Households arriving report $7,133 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Angelina County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Nacogdoches County
What is the Nacogdoches County economy?
- County GDP, 2024$3.75 bn
- County GDP, 2023$3.61 bn
- GDP change, 2023 to 20243.7 percent
- GDP change over five years48.8 percent
- Rank by GDP among the Texas areas BEA publishes68th of 254
- Rank by GDP among the US county areas BEA publishes853rd of 3,127
- GDP per resident$57,502
Output grew 3.7 percent in the latest year and 48.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Nacogdoches County
Employment by industry in Nacogdoches County
- Covered employment, annual average22,564
- Establishments reporting1,424
- Average annual pay$47,730
- Average weekly wage$918
- Manufacturing, employment3,241
- Manufacturing, average annual pay$54,968
- Accommodation and food services, employment2,999
- Accommodation and food services, average annual pay$16,276
- Health care and social assistance, employment2,847
- Health care and social assistance, average annual pay$54,076
- Retail trade, employment2,644
- Retail trade, average annual pay$36,659
- Administrative and support and waste management services, employment924
- Construction, employment873
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 3,241 | 72 | $54,968 |
| Accommodation and food services | 2,999 | 122 | $16,276 |
| Health care and social assistance | 2,847 | 187 | $54,076 |
| Retail trade | 2,644 | 204 | $36,659 |
| Administrative and support and waste management services | 924 | 65 | $36,936 |
| Construction | 873 | 92 | $59,375 |
| Finance and insurance | 655 | 94 | $79,356 |
| Other services, except public administration | 620 | 96 | $37,480 |
Manufacturing is the largest private sector at 3,241 jobs, 14.4 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Nacogdoches County
How many businesses are in Nacogdoches County?
- Establishments, all industries1,319
- Employment at those establishments18,276
- Annual payroll$811.3 m
- Establishments per 1,000 residents20.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Nacogdoches County
Building permits in Nacogdoches County
- Housing units authorized by permit, 202435
- Declared construction value permitted$8.5 m
- Single family units authorized35
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$243,688
- Units authorized per 1,000 households1.4
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Nacogdoches County
SBA loans in Nacogdoches County (7(a) and 504)
- 7(a) approvals recorded66
- 7(a) gross approval dollars$51.8 m
- Average 7(a) approval$785,520
- Median 7(a) approval$442,650
- 10th percentile approval$50,000
- 90th percentile approval$2,161,750
- Largest single approval$2,809,000
- Jobs reported supported, 7(a)634
- Jobs per approval9.6
- Distinct 7(a) lenders active20
- Distinct industries receiving approvals36
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer36.4 percent
- Loans on real estate terms24
- Loans on working capital terms, 120 months or shorter34
- Franchise loans6
- Franchise share of approvals9.1 percent
- Most active lenderCommercial Bank of Texas N.A. (24)
- 504 approvals recorded9
- 504 gross approval dollars$12.2 m
- Average 504 approval$1,356,222
- Median 504 approval$613,000
- Distinct CDCs active4
- 504 jobs per approval13.1
- 504 jobs per million dollars approved9.7
- Most active CDCGreater East Texas Certified Development Company (6)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$64.1 m
The average approval of $785,520 sits well above the median of $442,650, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 36.4 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Nacogdoches County
SBA loan default and charge-off rates in Nacogdoches County
Do SBA loans in Nacogdoches County get paid back?
- Loans with a final outcome recorded14
- Paid in full13
- Charged off1
- Status: Exempt from disclosure41
- Status: Paid in full13
- Status: Cancelled8
- Status: Charged off1
- Status: Committed, not yet disbursed3
Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nacogdoches County
SBA lending by place in Nacogdoches County
- Borrower cities with recorded lending7
- Nacogdoches, approvals58
- Douglass, approvals3
- Chireno, approvals1
- Garrison, approvals1
- Nacodoches, approvals1
- Nacogdoche, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Nacogdoches | 58 | $43,137,800 |
| Douglass | 3 | $5,055,800 |
| Chireno | 1 | $2,140,000 |
| Garrison | 1 | $1,000,000 |
| Nacodoches | 1 | $297,300 |
| Nacogdoche | 1 | $150,000 |
| Cushing | 1 | $63,400 |
Nacogdoches accounts for 58 approvals against 3 in Douglass. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nacogdoches County
How large is Nacogdoches County?
- Land area947 sq mi
- Rank by land area among Texas counties86th of 254
- Width, east to west38.7 mi
- Height, north to south42.9 mi
- Geographies sharing a boundary5
- Residents per square mile of land69
- Establishments per square mile1.39
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Nacogdoches County
Flood risk in Nacogdoches County
- Participation of the county's own NFIP community Nacogdoches County, unincorporated areasParticipating, community 480947
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP3
- NFIP participation rate60.0 percent
- Communities carrying a CRS class0
- Radon levels in Nacogdoches County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Nacogdoches County (community 480947), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Nacogdoches County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 60.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Nacogdoches County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Nacogdoches County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202465,162
- Households25,302
- Average household size2.58
- Median household income$53,555
- Median age31.9
Common questions
Nacogdoches County questions, answered from the record.
How many people live in Nacogdoches County, Texas?
The Census Bureau estimates 65,728 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 65,162, in 25,302 households, ranking 56th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Nacogdoches County's population growing?
The population has grown 1.64 percent since the 2020 census base of 64,669, to 65,728 on July 1, 2024. In 2024 there were 796 births against 739 deaths, with net migration of 31. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Nacogdoches County?
$53,555. The median owner-occupied home is valued at $169,200, which is 3.2 times income, and median gross rent is $965 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Nacogdoches County?
1,319 establishments, employing 18,276 people with an annual payroll of $811.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Nacogdoches County?
Manufacturing is the largest private sector at 3,241 jobs, 14.4 percent of covered employment. Covered employment averages 22,564 jobs at an average annual pay of $47,730, or $918 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Nacogdoches County?
66 7(a) approvals totaling $51.8 m since FY2020, across 20 lenders, with a median approval of $442,650, plus 9 504 approvals worth $12.2 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Nacogdoches County?
35 housing units were authorized by permit in 2024, with a declared construction value of $8.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Nacogdoches County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Nacogdoches County come from?
The largest single origin is Angelina County, with 192 households. Arriving households report an average income of $54,184 against $47,051 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Nacogdoches County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Nacogdoches County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Nacogdoches County
Cities and places in Nacogdoches.
6 Census places lie wholly or partly in Nacogdoches County. All 6 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Nacogdoches | city | 32,197 | 58 | Wholly in this county |
| Garrison | city | 1,065 | 1 | Wholly in this county |
| Cushing | city | 784 | 1 | Wholly in this county |
| Redfield | CDP | 625 | None recorded | Wholly in this county |
| Appleby | city | 619 | None recorded | Wholly in this county |
| Chireno | city | 589 | 1 | Wholly in this county |
A further 5 of the county's 66 SBA 7(a) approvals are to borrowers in cities that match no Census place in Nacogdoches County, the largest being Douglass (3), Nacodoches (1), Nacogdoche (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby