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Nacogdoches, Texas: commercial real estate data.

Nacogdoches is a Census city of 32,197 people across 27.61 square miles of land, in Nacogdoches County. Median household income is $39,281, 38.3 percent of occupied homes are owned, and the SBA record carries 59 7(a) approvals to borrowers here worth $43.3 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Nacogdoches

What Nacogdoches is

  • Census place typecity
  • Land area27.61 sq mi
  • Water area0.05 sq mi
  • Population per square mile of land1,166
  • County holding the largest share of its areaNacogdoches County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Nacogdoches

How many people live in Nacogdoches

  • Population32,197
  • Median age25.6
  • Population under 186,111
  • Share under 1819.0 percent
  • Population 65 and over4,195
  • Share 65 and over13.0 percent
  • Households12,576
  • Family households6,470
  • Share of households that are families51.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Nacogdoches

Income and work in Nacogdoches

  • Median household income$39,281
  • Per capita income$25,159
  • Civilian labor force16,772
  • Employed15,395
  • Unemployed1,377 plus or minus 376
  • Unemployment rate8.2 percent plus or minus 2.2
  • Adults 25 and over16,312
  • Adults 25 and over with a high school diploma or higher88.4 percent
  • Adults 25 and over with a bachelor degree or higher31.2 percent
  • Adults 25 and over with a graduate degree12.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Nacogdoches

Housing in Nacogdoches

  • Housing units14,192
  • Occupied units12,576
  • Vacant units1,616
  • Vacancy rate11.4 percent
  • Owner occupied4,822
  • Renter occupied7,754
  • Ownership rate38.3 percent
  • Median owner-occupied home value$186,000
  • Median gross rent, monthly$964
  • Annual rent as a share of median income29.4 percent
  • Single family units7,188
  • Share single family50.6 percent
  • Units in buildings of two or more6,197
  • Share in buildings of two or more43.7 percent
  • Mobile homes790 plus or minus 197
  • Median year structure built1981

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Nacogdoches

How Nacogdoches gets to work

  • Workers 16 and over who commute13,877
  • Commuting under 15 minutes9,373
  • Share commuting under 15 minutes67.5 percent
  • Commuting 30 minutes or more1,850 plus or minus 399
  • Share commuting 30 minutes or more13.3 percent plus or minus 2.8
  • Drove alone74.4 percent
  • Carpooled9.7 percent plus or minus 2.8
  • Public transport0.1 percent plus or minus 0.3
  • Walked5.5 percent plus or minus 1.7
  • Worked from home6.5 percent plus or minus 2.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Nacogdoches

SBA loans in Nacogdoches (7(a))

  • Approvals59
  • Gross approval$43,287,800
  • Average approval$733,692
  • Median approval$393,900
  • Ninetieth percentile approval$2,045,500
  • Largest approval$2,809,000
  • Jobs supported617
  • Jobs per approval10.5
  • Loans with a final outcome13
  • Paid in full12
  • Charged off1
  • Median term120 months
  • Share on real estate terms of 20 years or more33.9 percent
  • Share to franchises11.9 percent
  • Distinct lenders20
  • Distinct industries by NAICS33

Counted by borrower city: approvals to borrowers whose address is in Nacogdoches, in any county, FY2020 to FY2026. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Nacogdoches

SBA loans in Nacogdoches (504)

  • Approvals9
  • Gross approval$12,206,000
  • Average approval$1,356,222
  • Median approval$613,000
  • Largest approval$2,872,000
  • Jobs supported118
  • Loans with a final outcome1
  • Charged off0
  • Median term240 months
  • Distinct CDCs4

Counted by borrower city: approvals to borrowers whose address is in Nacogdoches, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Nacogdoches

Flood risk in Nacogdoches

  • NFIP communityCity of Nacogdoches
  • NFIP community number480497
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date05/20/10

The City of Nacogdoches participates in the National Flood Insurance Program as community 480497 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Nacogdoches County, not Nacogdoches

Nacogdoches County context, not Nacogdoches figures

  • Establishments in Nacogdoches County1,319
  • Covered employment, Nacogdoches County22,564
  • Average annual pay, Nacogdoches County$47,730
  • Housing units permitted, Nacogdoches County35

Every figure in this section is published for Nacogdoches County as a whole and is not a measurement of Nacogdoches.

All Nacogdoches County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Nacogdoches questions, answered from the record.

How many people live in Nacogdoches, Texas?

32,197, in 12,576 households. Nacogdoches city covers 27.61 square miles of land, which is 1,166 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Nacogdoches in?

Nacogdoches County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Nacogdoches?

$39,281. The median owner-occupied home is valued at $186,000. Median gross rent is $964 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Nacogdoches businesses?

59 7(a) approvals totaling $43.3 m since FY2020, across 20 lenders, median approval $393,900, plus 9 504 approvals worth $12.2 m since FY2010. These count approvals to borrowers whose address is in Nacogdoches, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Nacogdoches borrowers get paid back?

No rate is published for Nacogdoches. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Nacogdoches in the National Flood Insurance Program?

Yes. Nacogdoches appears in the FEMA Community Status Book as Nacogdoches, city of, community 480497, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Nacogdoches figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Nacogdoches County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Nacogdoches.

Is zoning published for Nacogdoches?

No. Nothing on this page presents parcel level zoning.