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HomeTexasNacogdoches CountyNacogdoches city

Nacogdoches city, Texas: commercial real estate data.

Nacogdoches city is a Census city of 32,197 people across 27.61 square miles of land, in Nacogdoches County. Median household income is $39,281, 38.3 percent of occupied homes are owned, and the SBA record carries 59 7(a) approvals to borrowers here worth $43.3 m.

81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Nacogdoches

What Nacogdoches is

  • Census place typecity
  • Land area27.61 sq mi
  • Water area0.05 sq mi
  • Population per square mile of land1,166
  • County holding the largest share of its areaNacogdoches County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Nacogdoches

How many people live in Nacogdoches

  • Population32,197
  • Median age25.6
  • Population under 186,111
  • Share under 1819.0 percent
  • Population 65 and over4,195
  • Share 65 and over13.0 percent
  • Households12,576
  • Family households6,470
  • Share of households that are families51.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Nacogdoches

Income and work in Nacogdoches

  • Median household income$39,281
  • Per capita income$25,159
  • Civilian labor force16,772
  • Employed15,395
  • Unemployed1,377 plus or minus 376
  • Unemployment rate8.2 percent plus or minus 2.2
  • Adults 25 and over16,312
  • Adults 25 and over with a high school diploma or higher88.4 percent
  • Adults 25 and over with a bachelor degree or higher31.2 percent
  • Adults 25 and over with a graduate degree12.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Nacogdoches

Housing in Nacogdoches

  • Housing units14,192
  • Occupied units12,576
  • Vacant units1,616
  • Vacancy rate11.4 percent
  • Owner occupied4,822
  • Renter occupied7,754
  • Ownership rate38.3 percent
  • Median owner-occupied home value$186,000
  • Median gross rent, monthly$964
  • Annual rent as a share of median income29.4 percent
  • Single family units7,188
  • Share single family50.6 percent
  • Units in buildings of two or more6,197
  • Share in buildings of two or more43.7 percent
  • Mobile homes790 plus or minus 197
  • Median year structure built1981

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Nacogdoches

How Nacogdoches gets to work

  • Workers 16 and over who commute13,877
  • Commuting under 15 minutes9,373
  • Share commuting under 15 minutes67.5 percent
  • Commuting 30 minutes or more1,850 plus or minus 399
  • Share commuting 30 minutes or more13.3 percent plus or minus 2.8
  • Drove alone74.4 percent
  • Carpooled9.7 percent plus or minus 2.8
  • Public transport0.1 percent plus or minus 0.3
  • Walked5.5 percent plus or minus 1.7
  • Worked from home6.5 percent plus or minus 2.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Nacogdoches

SBA loans in Nacogdoches (7(a))

  • Approvals59
  • Gross approval$43,287,800
  • Average approval$733,692
  • Median approval$393,900
  • Ninetieth percentile approval$2,183,500
  • Largest approval$2,809,000
  • Jobs supported617
  • Jobs per approval10.5
  • Loans with a final outcome13
  • Paid in full12
  • Charged off1
  • Charge-off rate over resolved loans7.7 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more33.9 percent
  • Share to franchises11.9 percent
  • Distinct lenders20
  • Distinct industries by NAICS33

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Nacogdoches

SBA loans in Nacogdoches (504)

  • Approvals9
  • Gross approval$12,206,000
  • Average approval$1,356,222
  • Median approval$613,000
  • Largest approval$2,872,000
  • Jobs supported118
  • Loans with a final outcome1
  • Charged off0
  • Median term240 months
  • Distinct CDCs4

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Nacogdoches

Flood risk in Nacogdoches

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number480497
  • Currently effective map date05/20/10

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Nacogdoches County, not Nacogdoches

Nacogdoches County context, not Nacogdoches figures

These are Nacogdoches County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Nacogdoches measurements.

  • Establishments in Nacogdoches County1,319
  • Employment at those establishments, Nacogdoches County18,276
  • Covered employment, Nacogdoches County22,564
  • Average annual pay, Nacogdoches County$47,730
  • Average weekly wage, Nacogdoches County$918
  • Housing units permitted, Nacogdoches County35
  • Of those, single family, Nacogdoches County35
  • County product, 2024, Nacogdoches County$3,746,918,000
  • County product change over the prior year, Nacogdoches County3.7 percent
  • Average income of an arriving household, Nacogdoches County$54,184

Every figure in this section is published for Nacogdoches County as a whole and is not a measurement of Nacogdoches. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Nacogdoches questions, answered from the record.

How many people live in Nacogdoches, Texas?

32,197, in 12,576 households. Nacogdoches city covers 27.61 square miles of land, which is 1,166 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Nacogdoches in?

Nacogdoches County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Nacogdoches?

$39,281. The median owner-occupied home is valued at $186,000. Median gross rent is $964 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Nacogdoches businesses?

59 7(a) approvals totalling $43.3 m, across 20 lenders, median approval $393,900, plus 9 504 approvals worth $12.2 m. These count approvals to borrowers whose address is in Nacogdoches, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Nacogdoches borrowers get paid back?

Of the 13 loans that have reached a final outcome, 12 were paid in full and 1 charged off, a charge off rate of 7.7 percent. Loans still running are excluded because they have not yet succeeded or failed.

Is Nacogdoches in the National Flood Insurance Program?

Yes. Nacogdoches appears in the FEMA Community Status Book as community 480497, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Nacogdoches figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Nacogdoches County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Nacogdoches.

Is zoning published for Nacogdoches?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.