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Livingston, Texas: commercial real estate data.

Livingston is a Census town of 5,718 people across 8.73 square miles of land, in Polk County. Median household income is $48,841, 50.4 percent of occupied homes are owned, and the SBA record carries 22 7(a) approvals to borrowers here worth $38.5 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Livingston

What Livingston is

  • Census place typetown
  • Land area8.73 sq mi
  • Water area0.01 sq mi
  • Population per square mile of land655
  • County holding the largest share of its areaPolk County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Livingston

How many people live in Livingston

  • Population5,718
  • Median age35.9 plus or minus 8.4
  • Population under 181,481 plus or minus 325
  • Share under 1825.9 percent plus or minus 5.7
  • Population 65 and over1,105 plus or minus 232
  • Share 65 and over19.3 percent plus or minus 4.1
  • Households2,419
  • Family households1,447
  • Share of households that are families59.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Livingston

Income and work in Livingston

  • Median household income$48,841
  • Per capita income$26,623
  • Civilian labor force2,611
  • Employed2,499
  • Unemployed112 plus or minus 86
  • Unemployment rate4.3 percent plus or minus 3.2
  • Adults 25 and over3,979
  • Adults 25 and over with a high school diploma or higher83.6 percent
  • Adults 25 and over with a bachelor degree or higher17.5 percent plus or minus 4.9
  • Adults 25 and over with a graduate degree7.1 percent plus or minus 3.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Livingston

Housing in Livingston

  • Housing units2,944
  • Occupied units2,419
  • Vacant units525 plus or minus 184
  • Vacancy rate17.8 percent plus or minus 5.9
  • Owner occupied1,219
  • Renter occupied1,200 plus or minus 255
  • Ownership rate50.4 percent
  • Median owner-occupied home value$200,100
  • Median gross rent, monthly$1,104
  • Annual rent as a share of median income27.1 percent
  • Single family units1,978
  • Share single family67.2 percent
  • Units in buildings of two or more759 plus or minus 255
  • Share in buildings of two or more25.8 percent plus or minus 8.2
  • Mobile homes207 plus or minus 107
  • Median year structure built1976

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Livingston

How Livingston gets to work

  • Workers 16 and over who commute2,326
  • Commuting under 15 minutes1,382 plus or minus 319
  • Share commuting under 15 minutes59.4 percent
  • Commuting 30 minutes or more499 plus or minus 248
  • Share commuting 30 minutes or more21.5 percent plus or minus 10.2
  • Drove alone80.4 percent
  • Carpooled10.4 percent plus or minus 7.2
  • Public transport0.0 percent
  • Walked3.4 percent plus or minus 2.3
  • Worked from home4.2 percent plus or minus 2.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Livingston

SBA loans in Livingston (7(a))

  • Approvals22
  • Gross approval$38,470,000
  • Average approval$1,748,636
  • Median approval$1,538,500
  • Ninetieth percentile approval$3,793,700
  • Largest approval$4,270,000
  • Jobs supported223
  • Jobs per approval10.1
  • Loans with a final outcome3
  • Paid in full3
  • Charged off0
  • Median term262 months
  • Share on real estate terms of 20 years or more50.0 percent
  • Share to franchises36.4 percent
  • Distinct lenders16
  • Distinct industries by NAICS10

Counted by borrower city: approvals to borrowers whose address is in Livingston, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Livingston

SBA loans in Livingston (504)

  • Approvals1
  • Gross approval$680,000
  • Average approval$680,000
  • Median approval$680,000
  • Largest approval$680,000
  • Jobs supported25
  • Loans with a final outcome0
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Livingston, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Livingston

Flood risk in Livingston

  • NFIP communityCity of Livingston
  • NFIP community number480528
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date09/03/10(M)

The City of Livingston participates in the National Flood Insurance Program as community 480528 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Polk County, not Livingston

Polk County context, not Livingston figures

  • Establishments in Polk County859
  • Covered employment, Polk County12,820
  • Average annual pay, Polk County$50,852
  • Housing units permitted, Polk County755

Every figure in this section is published for Polk County as a whole and is not a measurement of Livingston.

All Polk County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Livingston questions, answered from the record.

How many people live in Livingston, Texas?

5,718, in 2,419 households. Livingston town covers 8.73 square miles of land, which is 655 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Livingston in?

Polk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Livingston?

$48,841. The median owner-occupied home is valued at $200,100. Median gross rent is $1,104 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Livingston businesses?

22 7(a) approvals totaling $38.5 m since FY2020, across 16 lenders, median approval $1,538,500, plus 1 504 approvals worth $680,000 since FY2010. These count approvals to borrowers whose address is in Livingston, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Livingston borrowers get paid back?

No rate is published for Livingston. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Livingston in the National Flood Insurance Program?

Yes. Livingston appears in the FEMA Community Status Book as Livingston, city of, community 480528, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Livingston figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Polk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Livingston.

Is zoning published for Livingston?

No. Nothing on this page presents parcel level zoning.