HomeTexasPolk CountyOnalaska city
Onalaska city, Texas: commercial real estate data.
Onalaska city is a Census city of 3,210 people across 5.44 square miles of land, in Polk County. Median household income is $51,912, 78.4 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $3.9 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Onalaska
What Onalaska is
- Census place typecity
- Land area5.44 sq mi
- Water area0.02 sq mi
- Population per square mile of land590
- County holding the largest share of its areaPolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Onalaska
How many people live in Onalaska
- Population3,210
- Median age43.8 plus or minus 12.1
- Population under 18753 plus or minus 198
- Share under 1823.5 percent plus or minus 6.2
- Population 65 and over540 plus or minus 169
- Share 65 and over16.8 percent plus or minus 5.3
- Households1,280
- Family households862
- Share of households that are families67.3 percent plus or minus 13.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Onalaska
Income and work in Onalaska
- Median household income$51,912 plus or minus $31,173
- Per capita income$29,257 plus or minus $7,048
- Civilian labor force1,412
- Employed1,279
- Unemployed133 plus or minus 138
- Unemployment rate9.4 percent plus or minus 9.7
- Adults 25 and over2,173
- Adults 25 and over with a high school diploma or higher82.6 percent
- Adults 25 and over with a bachelor degree or higher11.7 percent plus or minus 7.2
- Adults 25 and over with a graduate degree1.2 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Onalaska
Housing in Onalaska
- Housing units1,765
- Occupied units1,280
- Vacant units485 plus or minus 163
- Vacancy rate27.5 percent plus or minus 8.5
- Owner occupied1,004 plus or minus 207
- Renter occupied276 plus or minus 161
- Ownership rate78.4 percent
- Median owner-occupied home value$165,800 plus or minus $82,002
- Median gross rent, monthly$1,083
- Annual rent as a share of median income25.0 percent plus or minus 15.7
- Single family units741 plus or minus 198
- Share single family42.0 percent plus or minus 9.8
- Units in buildings of two or more20 plus or minus 34
- Share in buildings of two or more1.1 percent plus or minus 1.9
- Mobile homes994 plus or minus 285
- Median year structure built1993
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Onalaska
How Onalaska gets to work
- Workers 16 and over who commute1,151 plus or minus 242
- Commuting under 15 minutes269 plus or minus 202
- Share commuting under 15 minutes23.4 percent plus or minus 16.8
- Commuting 30 minutes or more202 plus or minus 142
- Share commuting 30 minutes or more17.5 percent plus or minus 11.8
- Drove alone76.2 percent plus or minus 21.2
- Carpooled16.4 percent plus or minus 15.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home7.3 percent plus or minus 6.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Onalaska
SBA loans in Onalaska (7(a))
- Approvals3
- Gross approval$3,914,200
- Average approval$1,304,733
- Median approval$1,450,000
- Ninetieth percentile approval$2,360,000
- Largest approval$2,360,000
- Jobs supported46
- Jobs per approval15.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises100.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Onalaska
Flood risk in Onalaska
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480974
- Currently effective map date09/03/10(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Polk County, not Onalaska
Polk County context, not Onalaska figures
These are Polk County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Onalaska measurements.
- Establishments in Polk County859
- Employment at those establishments, Polk County9,640
- Covered employment, Polk County12,820
- Average annual pay, Polk County$50,852
- Average weekly wage, Polk County$978
- Housing units permitted, Polk County755
- Of those, single family, Polk County751
- County product, 2024, Polk County$1,866,374,000
- County product change over the prior year, Polk County3.8 percent
- Average income of an arriving household, Polk County$90,439
Every figure in this section is published for Polk County as a whole and is not a measurement of Onalaska. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Onalaska questions, answered from the record.
How many people live in Onalaska, Texas?
3,210, in 1,280 households. Onalaska city covers 5.44 square miles of land, which is 590 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Onalaska in?
Polk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Onalaska?
$51,912. The median owner-occupied home is valued at $165,800. Median gross rent is $1,083 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Onalaska businesses?
3 7(a) approvals totalling $3.9 m, across 2 lenders, median approval $1,450,000. These count approvals to borrowers whose address is in Onalaska, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Onalaska borrowers get paid back?
No rate is published for Onalaska. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Onalaska in the National Flood Insurance Program?
Yes. Onalaska appears in the FEMA Community Status Book as community 480974, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Onalaska figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Polk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Onalaska.
Is zoning published for Onalaska?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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