HomeTexasRains CountyEmory city
Emory city, Texas: commercial real estate data.
Emory city is a Census city of 1,207 people across 1.96 square miles of land, in Rains County. Median household income is $36,500, 47.9 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $4.9 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Emory
What Emory is
- Census place typecity
- Land area1.96 sq mi
- Water area0.01 sq mi
- Population per square mile of land615 plus or minus 159
- County holding the largest share of its areaRains County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emory
How many people live in Emory
- Population1,207 plus or minus 312
- Median age34.8 plus or minus 13.5
- Population under 18278 plus or minus 96
- Share under 1823.0 percent plus or minus 5.3
- Population 65 and over319 plus or minus 94
- Share 65 and over26.4 percent
- Households424 plus or minus 121
- Family households306 plus or minus 104
- Share of households that are families72.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emory
Income and work in Emory
- Median household income$36,500 plus or minus $8,724
- Per capita income$22,906 plus or minus $5,215
- Civilian labor force415 plus or minus 142
- Employed402 plus or minus 140
- Unemployed13 plus or minus 19
- Unemployment rate3.1 percent plus or minus 4.5
- Adults 25 and over779 plus or minus 223
- Adults 25 and over with a high school diploma or higher78.8 percent plus or minus 28.3
- Adults 25 and over with a bachelor degree or higher21.4 percent plus or minus 6.3
- Adults 25 and over with a graduate degree3.7 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emory
Housing in Emory
- Housing units479 plus or minus 129
- Occupied units424 plus or minus 121
- Vacant units55 plus or minus 36
- Vacancy rate11.5 percent plus or minus 6.9
- Owner occupied203 plus or minus 74
- Renter occupied221 plus or minus 78
- Ownership rate47.9 percent plus or minus 10.9
- Median owner-occupied home value$218,100 plus or minus $57,289
- Median gross rent, monthly$940
- Annual rent as a share of median income30.9 percent plus or minus 8.5
- Single family units313 plus or minus 99
- Share single family65.3 percent
- Units in buildings of two or more120 plus or minus 55
- Share in buildings of two or more25.1 percent plus or minus 9.4
- Mobile homes46 plus or minus 29
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emory
How Emory gets to work
- Workers 16 and over who commute361 plus or minus 121
- Commuting under 15 minutes136 plus or minus 55
- Share commuting under 15 minutes37.7 percent plus or minus 8.7
- Commuting 30 minutes or more162 plus or minus 63
- Share commuting 30 minutes or more44.9 percent
- Drove alone68.6 percent
- Carpooled8.2 percent plus or minus 5.5
- Public transport0.0 percent
- Walked2.6 percent plus or minus 3.5
- Worked from home7.0 percent plus or minus 7.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emory
SBA loans in Emory (7(a))
- Approvals7
- Gross approval$4,885,400
- Average approval$697,914
- Median approval$400,000
- Ninetieth percentile approval$1,947,000
- Largest approval$1,947,000
- Jobs supported39
- Jobs per approval5.6
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more42.9 percent
- Share to franchises14.3 percent
- Distinct lenders6
- Distinct industries by NAICS7
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Emory
SBA loans in Emory (504)
- Approvals1
- Gross approval$410,000
- Average approval$410,000
- Median approval$410,000
- Largest approval$410,000
- Jobs supported18
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Emory
Flood risk in Emory
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480977
- Currently effective map date04/17/12(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Rains County, not Emory
Rains County context, not Emory figures
These are Rains County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Emory measurements.
- Establishments in Rains County219
- Employment at those establishments, Rains County1,654
- Covered employment, Rains County2,339
- Average annual pay, Rains County$43,966
- Average weekly wage, Rains County$845
- Housing units permitted, Rains County21
- Of those, single family, Rains County21
- County product, 2024, Rains County$344,504,000
- County product change over the prior year, Rains County7.9 percent
- Average income of an arriving household, Rains County$69,116
Every figure in this section is published for Rains County as a whole and is not a measurement of Emory. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Emory questions, answered from the record.
How many people live in Emory, Texas?
1,207, in 424 households. Emory city covers 1.96 square miles of land, which is 615 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Emory in?
Rains County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Emory?
$36,500. The median owner-occupied home is valued at $218,100. Median gross rent is $940 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Emory businesses?
7 7(a) approvals totalling $4.9 m, across 6 lenders, median approval $400,000, plus 1 504 approvals worth $410,000. These count approvals to borrowers whose address is in Emory, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Emory borrowers get paid back?
No rate is published for Emory. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Emory in the National Flood Insurance Program?
Yes. Emory appears in the FEMA Community Status Book as community 480977, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Emory figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rains County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Emory.
Is zoning published for Emory?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.