Emory, Texas: commercial real estate data.
Emory is a Census city of 1,207 people across 1.96 square miles of land, in Rains County. Median household income is $36,500, 47.9 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $4.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Emory
What Emory is
- Census place typecity
- Land area1.96 sq mi
- Water area0.01 sq mi
- Population per square mile of land615 plus or minus 159
- County holding the largest share of its areaRains County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emory
How many people live in Emory
- Population1,207 plus or minus 312
- Median age34.8 plus or minus 13.5
- Population under 18278 plus or minus 96
- Share under 1823.0 percent plus or minus 5.3
- Population 65 and over319 plus or minus 94
- Share 65 and over26.4 percent
- Households424 plus or minus 121
- Family households306 plus or minus 104
- Share of households that are families72.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emory
Income and work in Emory
- Median household income$36,500 plus or minus $8,724
- Per capita income$22,906 plus or minus $5,215
- Civilian labor force415 plus or minus 142
- Employed402 plus or minus 140
- Unemployed13 plus or minus 19
- Unemployment rate3.1 percent plus or minus 4.5
- Adults 25 and over779 plus or minus 223
- Adults 25 and over with a high school diploma or higher78.8 percent plus or minus 28.3
- Adults 25 and over with a bachelor degree or higher21.4 percent plus or minus 6.3
- Adults 25 and over with a graduate degree3.7 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emory
Housing in Emory
- Housing units479 plus or minus 129
- Occupied units424 plus or minus 121
- Vacant units55 plus or minus 36
- Vacancy rate11.5 percent plus or minus 6.9
- Owner occupied203 plus or minus 74
- Renter occupied221 plus or minus 78
- Ownership rate47.9 percent plus or minus 10.9
- Median owner-occupied home value$218,100 plus or minus $57,289
- Median gross rent, monthly$940
- Annual rent as a share of median income30.9 percent plus or minus 8.5
- Single family units313 plus or minus 99
- Share single family65.3 percent
- Units in buildings of two or more120 plus or minus 55
- Share in buildings of two or more25.1 percent plus or minus 9.4
- Mobile homes46 plus or minus 29
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emory
How Emory gets to work
- Workers 16 and over who commute361 plus or minus 121
- Commuting under 15 minutes136 plus or minus 55
- Share commuting under 15 minutes37.7 percent plus or minus 8.7
- Commuting 30 minutes or more162 plus or minus 63
- Share commuting 30 minutes or more44.9 percent
- Drove alone68.6 percent
- Carpooled8.2 percent plus or minus 5.5
- Public transport0.0 percent
- Walked2.6 percent plus or minus 3.5
- Worked from home7.0 percent plus or minus 7.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emory
SBA loans in Emory (7(a))
- Approvals7
- Gross approval$4,885,400
- Average approval$697,914
- Median approval$400,000
- Largest approval$1,947,000
- Jobs supported39
- Jobs per approval5.6
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more42.9 percent
- Share to franchises14.3 percent
- Distinct lenders6
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Emory, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Emory
SBA loans in Emory (504)
- Approvals1
- Gross approval$410,000
- Average approval$410,000
- Median approval$410,000
- Largest approval$410,000
- Jobs supported18
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Emory, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Emory
Flood risk in Emory
- NFIP communityCity of Emory
- NFIP community number480977
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/17/12(M)
The City of Emory participates in the National Flood Insurance Program as community 480977 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Rains County, not Emory
Rains County context, not Emory figures
- Establishments in Rains County219
- Covered employment, Rains County2,339
- Average annual pay, Rains County$43,966
- Housing units permitted, Rains County21
Every figure in this section is published for Rains County as a whole and is not a measurement of Emory.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Emory questions, answered from the record.
How many people live in Emory, Texas?
1,207, in 424 households. Emory city covers 1.96 square miles of land, which is 615 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Emory in?
Rains County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Emory?
$36,500. The median owner-occupied home is valued at $218,100. Median gross rent is $940 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Emory businesses?
7 7(a) approvals totaling $4.9 m since FY2020, across 6 lenders, median approval $400,000, plus 1 504 approvals worth $410,000 since FY2010. These count approvals to borrowers whose address is in Emory, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Emory borrowers get paid back?
No rate is published for Emory. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Emory in the National Flood Insurance Program?
Yes. Emory appears in the FEMA Community Status Book as Emory, city of, community 480977, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Emory figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rains County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Emory.
Is zoning published for Emory?
No. Nothing on this page presents parcel level zoning.