HomeTexasRains CountyPoint city
Point city, Texas: commercial real estate data.
Point city is a Census city of 912 people across 2.76 square miles of land, in Rains County. Median household income is $68,508, 54.2 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $2.3 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Point
What Point is
- Census place typecity
- Land area2.76 sq mi
- Water area0.03 sq mi
- Population per square mile of land331 plus or minus 111
- County holding the largest share of its areaRains County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point
How many people live in Point
- Population912 plus or minus 305
- Median age36.2
- Population under 18186 plus or minus 83
- Share under 1820.4 percent plus or minus 6.0
- Population 65 and over122 plus or minus 53
- Share 65 and over13.4 percent plus or minus 3.8
- Households321 plus or minus 88
- Family households240 plus or minus 83
- Share of households that are families74.8 percent plus or minus 15.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point
Income and work in Point
- Median household income$68,508 plus or minus $14,161
- Per capita income$28,932 plus or minus $5,946
- Civilian labor force431 plus or minus 159
- Employed431 plus or minus 159
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over590 plus or minus 186
- Adults 25 and over with a high school diploma or higher82.4 percent plus or minus 35.2
- Adults 25 and over with a bachelor degree or higher11.4 percent plus or minus 5.8
- Adults 25 and over with a graduate degree3.2 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point
Housing in Point
- Housing units378 plus or minus 96
- Occupied units321 plus or minus 88
- Vacant units57 plus or minus 35
- Vacancy rate15.1 percent plus or minus 8.4
- Owner occupied174 plus or minus 75
- Renter occupied147 plus or minus 53
- Ownership rate54.2 percent plus or minus 18.0
- Median owner-occupied home value$158,600
- Median gross rent, monthly$855 plus or minus $253
- Annual rent as a share of median income15.0 percent plus or minus 5.4
- Single family units243 plus or minus 85
- Share single family64.3 percent plus or minus 15.6
- Units in buildings of two or more52 plus or minus 33
- Share in buildings of two or more13.8 percent plus or minus 8.1
- Mobile homes83 plus or minus 32
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point
How Point gets to work
- Workers 16 and over who commute372 plus or minus 139
- Commuting under 15 minutes171 plus or minus 103
- Share commuting under 15 minutes46.0 percent plus or minus 21.9
- Commuting 30 minutes or more113 plus or minus 46
- Share commuting 30 minutes or more30.4 percent
- Drove alone78.5 percent
- Carpooled8.7 percent plus or minus 7.3
- Public transport0.0 percent
- Walked0.5 percent plus or minus 0.9
- Worked from home12.3 percent plus or minus 11.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point
SBA loans in Point (7(a))
- Approvals3
- Gross approval$2,299,600
- Average approval$766,533
- Median approval$150,000
- Ninetieth percentile approval$2,049,600
- Largest approval$2,049,600
- Jobs supported12
- Jobs per approval4.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises66.7 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Point
Flood risk in Point
- Listed NFIP communities1
- Of those, participating1
- NFIP community number481156
- Currently effective map date04/17/12(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Rains County, not Point
Rains County context, not Point figures
These are Rains County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Point measurements.
- Establishments in Rains County219
- Employment at those establishments, Rains County1,654
- Covered employment, Rains County2,339
- Average annual pay, Rains County$43,966
- Average weekly wage, Rains County$845
- Housing units permitted, Rains County21
- Of those, single family, Rains County21
- County product, 2024, Rains County$344,504,000
- County product change over the prior year, Rains County7.9 percent
- Average income of an arriving household, Rains County$69,116
Every figure in this section is published for Rains County as a whole and is not a measurement of Point. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Point questions, answered from the record.
How many people live in Point, Texas?
912, in 321 households. Point city covers 2.76 square miles of land, which is 331 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Point in?
Rains County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Point?
$68,508. The median owner-occupied home is valued at $158,600. Median gross rent is $855 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Point businesses?
3 7(a) approvals totalling $2.3 m, across 2 lenders, median approval $150,000. These count approvals to borrowers whose address is in Point, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Point borrowers get paid back?
No rate is published for Point. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Point in the National Flood Insurance Program?
Yes. Point appears in the FEMA Community Status Book as community 481156, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Point figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rains County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Point.
Is zoning published for Point?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.