Point, Texas: commercial real estate data.
Point is a Census city of 912 people across 2.76 square miles of land, in Rains County. Median household income is $68,508, 54.2 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $2.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Point
What Point is
- Census place typecity
- Land area2.76 sq mi
- Water area0.03 sq mi
- Population per square mile of land331 plus or minus 111
- County holding the largest share of its areaRains County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point
How many people live in Point
- Population912 plus or minus 305
- Median age36.2
- Population under 18186 plus or minus 83
- Share under 1820.4 percent plus or minus 6.0
- Population 65 and over122 plus or minus 53
- Share 65 and over13.4 percent plus or minus 3.8
- Households321 plus or minus 88
- Family households240 plus or minus 83
- Share of households that are families74.8 percent plus or minus 15.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point
Income and work in Point
- Median household income$68,508 plus or minus $14,161
- Per capita income$28,932 plus or minus $5,946
- Civilian labor force431 plus or minus 159
- Employed431 plus or minus 159
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over590 plus or minus 186
- Adults 25 and over with a high school diploma or higher82.4 percent plus or minus 35.2
- Adults 25 and over with a bachelor degree or higher11.4 percent plus or minus 5.8
- Adults 25 and over with a graduate degree3.2 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point
Housing in Point
- Housing units378 plus or minus 96
- Occupied units321 plus or minus 88
- Vacant units57 plus or minus 35
- Vacancy rate15.1 percent plus or minus 8.4
- Owner occupied174 plus or minus 75
- Renter occupied147 plus or minus 53
- Ownership rate54.2 percent plus or minus 18.0
- Median owner-occupied home value$158,600
- Median gross rent, monthly$855 plus or minus $253
- Annual rent as a share of median income15.0 percent plus or minus 5.4
- Single family units243 plus or minus 85
- Share single family64.3 percent plus or minus 15.6
- Units in buildings of two or more52 plus or minus 33
- Share in buildings of two or more13.8 percent plus or minus 8.1
- Mobile homes83 plus or minus 32
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point
How Point gets to work
- Workers 16 and over who commute372 plus or minus 139
- Commuting under 15 minutes171 plus or minus 103
- Share commuting under 15 minutes46.0 percent plus or minus 21.9
- Commuting 30 minutes or more113 plus or minus 46
- Share commuting 30 minutes or more30.4 percent
- Drove alone78.5 percent
- Carpooled8.7 percent plus or minus 7.3
- Public transport0.0 percent
- Walked0.5 percent plus or minus 0.9
- Worked from home12.3 percent plus or minus 11.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point
SBA loans in Point (7(a))
- Approvals3
- Gross approval$2,299,600
- Average approval$766,533
- Median approval$150,000
- Largest approval$2,049,600
- Jobs supported12
- Jobs per approval4.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises66.7 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Point, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Point
Flood risk in Point
- NFIP communityCity of Point
- NFIP community number481156
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/17/12(M)
The City of Point participates in the National Flood Insurance Program as community 481156 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Rains County, not Point
Rains County context, not Point figures
- Establishments in Rains County219
- Covered employment, Rains County2,339
- Average annual pay, Rains County$43,966
- Housing units permitted, Rains County21
Every figure in this section is published for Rains County as a whole and is not a measurement of Point.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Point questions, answered from the record.
How many people live in Point, Texas?
912, in 321 households. Point city covers 2.76 square miles of land, which is 331 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Point in?
Rains County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Point?
$68,508. The median owner-occupied home is valued at $158,600. Median gross rent is $855 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Point businesses?
3 7(a) approvals totaling $2.3 m since FY2020, across 2 lenders, median approval $150,000. These count approvals to borrowers whose address is in Point, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Point borrowers get paid back?
No rate is published for Point. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Point in the National Flood Insurance Program?
Yes. Point appears in the FEMA Community Status Book as Point, city of, community 481156, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Point figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rains County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Point.
Is zoning published for Point?
No. Nothing on this page presents parcel level zoning.