HomeTexasRockwall CountyFate city
Fate city, Texas: commercial real estate data.
Fate city is a Census city of 22,884 people across 12.17 square miles of land, in Rockwall County. Median household income is $132,752, 91.5 percent of occupied homes are owned, and the SBA record carries 18 7(a) approvals to borrowers here worth $12.3 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Fate
What Fate is
- Census place typecity
- Land area12.17 sq mi
- Water area0.18 sq mi
- Population per square mile of land1,880
- County holding the largest share of its areaRockwall County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fate
How many people live in Fate
- Population22,884
- Median age31.6
- Population under 187,678
- Share under 1833.6 percent
- Population 65 and over1,504
- Share 65 and over6.6 percent
- Households6,737
- Family households5,826
- Share of households that are families86.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fate
Income and work in Fate
- Median household income$132,752
- Per capita income$41,804
- Civilian labor force12,117
- Employed11,462
- Unemployed655 plus or minus 214
- Unemployment rate5.4 percent plus or minus 1.7
- Adults 25 and over13,392
- Adults 25 and over with a high school diploma or higher92.1 percent
- Adults 25 and over with a bachelor degree or higher42.3 percent
- Adults 25 and over with a graduate degree14.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fate
Housing in Fate
- Housing units7,109
- Occupied units6,737
- Vacant units372 plus or minus 177
- Vacancy rate5.2 percent plus or minus 2.5
- Owner occupied6,167
- Renter occupied570 plus or minus 224
- Ownership rate91.5 percent
- Median owner-occupied home value$384,300
- Median gross rent, monthly$2,500
- Annual rent as a share of median income22.6 percent
- Single family units7,071
- Share single family99.5 percent
- Units in buildings of two or more27 plus or minus 50
- Share in buildings of two or more0.4 percent plus or minus 0.7
- Mobile homes11 plus or minus 13
- Median year structure built2013
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fate
How Fate gets to work
- Workers 16 and over who commute9,285
- Commuting under 15 minutes1,337 plus or minus 362
- Share commuting under 15 minutes14.4 percent plus or minus 3.8
- Commuting 30 minutes or more5,720
- Share commuting 30 minutes or more61.6 percent
- Drove alone71.9 percent
- Carpooled8.9 percent plus or minus 2.7
- Public transport0.0 percent
- Walked0.8 percent plus or minus 0.8
- Worked from home17.3 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fate
SBA loans in Fate (7(a))
- Approvals18
- Gross approval$12,304,900
- Average approval$683,606
- Median approval$213,700
- Ninetieth percentile approval$1,580,200
- Largest approval$5,000,000
- Jobs supported181
- Jobs per approval10.1
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises27.8 percent
- Distinct lenders15
- Distinct industries by NAICS14
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fate
SBA loans in Fate (504)
- Approvals2
- Gross approval$3,328,000
- Average approval$1,664,000
- Median approval$1,986,000
- Largest approval$1,986,000
- Jobs supported22
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Fate
Flood risk in Fate
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480544
- Currently effective map date09/26/08
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Rockwall County, not Fate
Rockwall County context, not Fate figures
These are Rockwall County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Fate measurements.
- Establishments in Rockwall County2,986
- Employment at those establishments, Rockwall County35,020
- Covered employment, Rockwall County41,550
- Average annual pay, Rockwall County$56,941
- Average weekly wage, Rockwall County$1,095
- Housing units permitted, Rockwall County1,810
- Of those, single family, Rockwall County1,810
- County product, 2024, Rockwall County$7,865,980,000
- County product change over the prior year, Rockwall County6.5 percent
- Average income of an arriving household, Rockwall County$100,129
Every figure in this section is published for Rockwall County as a whole and is not a measurement of Fate. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Fate questions, answered from the record.
How many people live in Fate, Texas?
22,884, in 6,737 households. Fate city covers 12.17 square miles of land, which is 1,880 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fate in?
Rockwall County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fate?
$132,752. The median owner-occupied home is valued at $384,300. Median gross rent is $2,500 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fate businesses?
18 7(a) approvals totalling $12.3 m, across 15 lenders, median approval $213,700, plus 2 504 approvals worth $3.3 m. These count approvals to borrowers whose address is in Fate, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fate borrowers get paid back?
No rate is published for Fate. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Fate in the National Flood Insurance Program?
Yes. Fate appears in the FEMA Community Status Book as community 480544, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Fate figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rockwall County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fate.
Is zoning published for Fate?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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