Fate, Texas: commercial real estate data.
Fate is a Census city of 22,884 people across 12.17 square miles of land, in Rockwall County. Median household income is $132,752, 91.5 percent of occupied homes are owned, and the SBA record carries 18 7(a) approvals to borrowers here worth $12.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Fate
What Fate is
- Census place typecity
- Land area12.17 sq mi
- Water area0.18 sq mi
- Population per square mile of land1,880
- County holding the largest share of its areaRockwall County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fate
How many people live in Fate
- Population22,884
- Median age31.6
- Population under 187,678
- Share under 1833.6 percent
- Population 65 and over1,504
- Share 65 and over6.6 percent
- Households6,737
- Family households5,826
- Share of households that are families86.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fate
Income and work in Fate
- Median household income$132,752
- Per capita income$41,804
- Civilian labor force12,117
- Employed11,462
- Unemployed655 plus or minus 214
- Unemployment rate5.4 percent plus or minus 1.7
- Adults 25 and over13,392
- Adults 25 and over with a high school diploma or higher92.1 percent
- Adults 25 and over with a bachelor degree or higher42.3 percent
- Adults 25 and over with a graduate degree14.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fate
Housing in Fate
- Housing units7,109
- Occupied units6,737
- Vacant units372 plus or minus 177
- Vacancy rate5.2 percent plus or minus 2.5
- Owner occupied6,167
- Renter occupied570 plus or minus 224
- Ownership rate91.5 percent
- Median owner-occupied home value$384,300
- Median gross rent, monthly$2,500
- Annual rent as a share of median income22.6 percent
- Single family units7,071
- Share single family99.5 percent
- Units in buildings of two or more27 plus or minus 50
- Share in buildings of two or more0.4 percent plus or minus 0.7
- Mobile homes11 plus or minus 13
- Median year structure built2013
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fate
How Fate gets to work
- Workers 16 and over who commute9,285
- Commuting under 15 minutes1,337 plus or minus 362
- Share commuting under 15 minutes14.4 percent plus or minus 3.8
- Commuting 30 minutes or more5,720
- Share commuting 30 minutes or more61.6 percent
- Drove alone71.9 percent
- Carpooled8.9 percent plus or minus 2.7
- Public transport0.0 percent
- Walked0.8 percent plus or minus 0.8
- Worked from home17.3 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fate
SBA loans in Fate (7(a))
- Approvals18
- Gross approval$12,304,900
- Average approval$683,606
- Median approval$181,850
- Largest approval$5,000,000
- Jobs supported181
- Jobs per approval10.1
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises27.8 percent
- Distinct lenders15
- Distinct industries by NAICS14
Counted by borrower city: approvals to borrowers whose address is in Fate, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fate
SBA loans in Fate (504)
- Approvals2
- Gross approval$3,328,000
- Average approval$1,664,000
- Median approval$1,664,000
- Largest approval$1,986,000
- Jobs supported22
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Fate, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Fate
Flood risk in Fate
- NFIP communityCity of Fate
- NFIP community number480544
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/26/08
The City of Fate participates in the National Flood Insurance Program as community 480544 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Rockwall County, not Fate
Rockwall County context, not Fate figures
- Establishments in Rockwall County2,986
- Covered employment, Rockwall County41,550
- Average annual pay, Rockwall County$56,941
- Housing units permitted, Rockwall County1,810
Every figure in this section is published for Rockwall County as a whole and is not a measurement of Fate.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Fate questions, answered from the record.
How many people live in Fate, Texas?
22,884, in 6,737 households. Fate city covers 12.17 square miles of land, which is 1,880 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fate in?
Rockwall County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fate?
$132,752. The median owner-occupied home is valued at $384,300. Median gross rent is $2,500 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fate businesses?
18 7(a) approvals totaling $12.3 m since FY2020, across 15 lenders, median approval $181,850, plus 2 504 approvals worth $3.3 m since FY2010. These count approvals to borrowers whose address is in Fate, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fate borrowers get paid back?
No rate is published for Fate. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Fate in the National Flood Insurance Program?
Yes. Fate appears in the FEMA Community Status Book as Fate, city of, community 480544, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Fate figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rockwall County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fate.
Is zoning published for Fate?
No. Nothing on this page presents parcel level zoning.
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