HomeTexasRockwall CountyRockwall
Rockwall, Texas: commercial real estate data.
Rockwall is a Census city of 51,168 people across 29.59 square miles of land, in Rockwall County. Median household income is $115,580, 72.5 percent of occupied homes are owned, and the SBA record carries 119 7(a) approvals to borrowers here worth $95.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Rockwall
What Rockwall is
- Census place typecity
- Land area29.59 sq mi
- Water area0.5 sq mi
- Population per square mile of land1,729
- County holding the largest share of its areaRockwall County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rockwall
How many people live in Rockwall
- Population51,168
- Median age39.5
- Population under 1812,437
- Share under 1824.3 percent
- Population 65 and over8,082
- Share 65 and over15.8 percent
- Households18,273
- Family households13,499
- Share of households that are families73.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rockwall
Income and work in Rockwall
- Median household income$115,580
- Per capita income$52,156
- Civilian labor force27,787
- Employed26,553
- Unemployed1,234 plus or minus 384
- Unemployment rate4.4 percent plus or minus 1.4
- Adults 25 and over34,479
- Adults 25 and over with a high school diploma or higher96.0 percent
- Adults 25 and over with a bachelor degree or higher48.6 percent
- Adults 25 and over with a graduate degree17.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rockwall
Housing in Rockwall
- Housing units19,328
- Occupied units18,273
- Vacant units1,055 plus or minus 290
- Vacancy rate5.5 percent plus or minus 1.5
- Owner occupied13,239
- Renter occupied5,034
- Ownership rate72.5 percent
- Median owner-occupied home value$411,700
- Median gross rent, monthly$1,947
- Annual rent as a share of median income20.2 percent
- Single family units15,532
- Share single family80.4 percent
- Units in buildings of two or more3,538
- Share in buildings of two or more18.3 percent
- Mobile homes258 plus or minus 169
- Median year structure built2003
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rockwall
How Rockwall gets to work
- Workers 16 and over who commute20,908
- Commuting under 15 minutes5,349
- Share commuting under 15 minutes25.6 percent
- Commuting 30 minutes or more11,592
- Share commuting 30 minutes or more55.4 percent
- Drove alone71.9 percent
- Carpooled6.9 percent plus or minus 1.7
- Public transport0.2 percent plus or minus 0.2
- Walked0.8 percent plus or minus 0.6
- Worked from home19.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rockwall
SBA loans in Rockwall (7(a))
- Approvals119
- Gross approval$95,150,400
- Average approval$799,583
- Median approval$411,000
- Ninetieth percentile approval$1,898,000
- Largest approval$5,000,000
- Jobs supported2,285
- Jobs per approval19.2
- Loans with a final outcome21
- Paid in full19
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more16.8 percent
- Share to franchises26.9 percent
- Distinct lenders59
- Distinct industries by NAICS59
Counted by borrower city: approvals to borrowers whose address is in Rockwall, in any county, FY2020 to FY2026. Only 21 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rockwall
SBA loans in Rockwall (504)
- Approvals20
- Gross approval$29,727,000
- Average approval$1,486,350
- Median approval$1,053,500
- Largest approval$5,388,000
- Jobs supported544
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Rockwall, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rockwall
Flood risk in Rockwall
- NFIP communityCity of Rockwall
- NFIP community number480547
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/26/08
The City of Rockwall participates in the National Flood Insurance Program as community 480547 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Rockwall County, not Rockwall
Rockwall County context, not Rockwall figures
- Establishments in Rockwall County2,986
- Covered employment, Rockwall County41,550
- Average annual pay, Rockwall County$56,941
- Housing units permitted, Rockwall County1,810
Every figure in this section is published for Rockwall County as a whole and is not a measurement of Rockwall.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Rockwall questions, answered from the record.
How many people live in Rockwall, Texas?
51,168, in 18,273 households. Rockwall city covers 29.59 square miles of land, which is 1,729 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rockwall in?
Rockwall County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rockwall?
$115,580. The median owner-occupied home is valued at $411,700. Median gross rent is $1,947 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rockwall businesses?
119 7(a) approvals totaling $95.2 m since FY2020, across 59 lenders, median approval $411,000, plus 20 504 approvals worth $29.7 m since FY2010. These count approvals to borrowers whose address is in Rockwall, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rockwall borrowers get paid back?
No rate is published for Rockwall. Only 21 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Rockwall in the National Flood Insurance Program?
Yes. Rockwall appears in the FEMA Community Status Book as Rockwall, city of, community 480547, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rockwall figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rockwall County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rockwall.
Is zoning published for Rockwall?
No. Nothing on this page presents parcel level zoning.
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