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Austin, Texas: commercial real estate data.

Austin is a Census city of 979,539 people across 326.39 square miles of land, lying across Travis County and Williamson County. Median household income is $93,658, 43.4 percent of occupied homes are owned, and the SBA record carries 1,683 7(a) approvals to borrowers here worth $1.12 bn since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Austin

What Austin is

  • Census place typecity
  • Land area326.39 sq mi
  • Water area6.56 sq mi
  • Population per square mile of land3,001
  • County holding the largest share of its areaTravis County, 91.9 percent
  • Counties this place lies inTravis County 91.9 percent, Williamson County 6.3 percent

Austin crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Austin

How many people live in Austin

  • Population979,539
  • Median age34.7
  • Population under 18175,930
  • Share under 1818.0 percent
  • Population 65 and over102,081
  • Share 65 and over10.4 percent
  • Households456,113
  • Family households216,221
  • Share of households that are families47.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Austin

Income and work in Austin

  • Median household income$93,658
  • Per capita income$62,862
  • Civilian labor force617,774
  • Employed588,819
  • Unemployed28,955
  • Unemployment rate4.7 percent
  • Adults 25 and over703,592
  • Adults 25 and over with a high school diploma or higher92.3 percent
  • Adults 25 and over with a bachelor degree or higher59.6 percent
  • Adults 25 and over with a graduate degree23.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Austin

Housing in Austin

  • Housing units483,071
  • Occupied units456,113
  • Vacant units26,958
  • Vacancy rate5.6 percent
  • Owner occupied198,180
  • Renter occupied257,933
  • Ownership rate43.4 percent
  • Median owner-occupied home value$555,300
  • Median gross rent, monthly$1,729
  • Annual rent as a share of median income22.2 percent
  • Single family units234,455
  • Share single family48.5 percent
  • Units in buildings of two or more242,225
  • Share in buildings of two or more50.1 percent
  • Mobile homes6,120
  • Median year structure built1994

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Austin

How Austin gets to work

  • Workers 16 and over who commute401,455
  • Commuting under 15 minutes95,708
  • Share commuting under 15 minutes23.8 percent
  • Commuting 30 minutes or more127,325
  • Share commuting 30 minutes or more31.7 percent
  • Drove alone56.0 percent
  • Carpooled6.4 percent
  • Public transport2.0 percent
  • Walked2.5 percent
  • Worked from home30.7 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Austin

SBA loans in Austin (7(a))

  • Approvals1,683
  • Gross approval$1,116,102,900
  • Average approval$663,163
  • Median approval$330,000
  • Ninetieth percentile approval$1,724,000
  • Largest approval$5,000,000
  • Jobs supported19,390
  • Jobs per approval11.5
  • Loans with a final outcome277
  • Paid in full258
  • Charged off19
  • Charge-off rate over resolved loans6.9 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more10.8 percent
  • Share to franchises17.2 percent
  • Distinct lenders177
  • Distinct industries by NAICS331

Counted by borrower city: approvals to borrowers whose address is in Austin, in any county, FY2020 to FY2026.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Austin

SBA loans in Austin (504)

  • Approvals404
  • Gross approval$422,140,000
  • Average approval$1,044,901
  • Median approval$729,000
  • Largest approval$5,500,000
  • Jobs supported4,783
  • Loans with a final outcome134
  • Charged off0
  • Charge-off rate over resolved loans0.0 percent
  • Median term240 months
  • Distinct CDCs12

Counted by borrower city: approvals to borrowers whose address is in Austin, in any county, FY2010 to FY2026.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Austin

Flood risk in Austin

  • NFIP communityCity of Austin
  • NFIP community number480624
  • Participating in the NFIPYes
  • Community Rating System classClass 5
  • Currently effective map date01/17/25

The City of Austin participates in the National Flood Insurance Program as community 480624 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Travis County, not Austin

Travis County context, not Austin figures

  • Establishments in Travis County42,837
  • Covered employment, Travis County903,333
  • Average annual pay, Travis County$96,267
  • Housing units permitted, Travis County16,990

Every figure in this section is published for Travis County as a whole and is not a measurement of Austin.

All Travis County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Austin questions, answered from the record.

How many people live in Austin, Texas?

979,539, in 456,113 households. Austin city covers 326.39 square miles of land, which is 3,001 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Austin in?

Austin lies in more than one. By area it is 91.9 percent in Travis County, 6.3 percent in Williamson County. This page sits under Travis County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.

What is the median household income in Austin?

$93,658. The median owner-occupied home is valued at $555,300. Median gross rent is $1,729 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Austin businesses?

1,683 7(a) approvals totaling $1.12 bn since FY2020, across 177 lenders, median approval $330,000, plus 404 504 approvals worth $422.1 m since FY2010. These count approvals to borrowers whose address is in Austin, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Austin borrowers get paid back?

Of the 277 loans that have reached a final outcome, 258 were paid in full and 19 charged off, a charge off rate of 6.9 percent. Loans still running are excluded because they have not yet succeeded or failed.

Is Austin in the National Flood Insurance Program?

Yes. Austin appears in the FEMA Community Status Book as Austin, city of, community 480624, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Austin figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Travis County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Austin.

Is zoning published for Austin?

No. Nothing on this page presents parcel level zoning.