HomeTexasTravis CountyAustin city
Austin city, Texas: commercial real estate data.
Austin city is a Census city of 979,539 people across 326.39 square miles of land, lying across Travis County and Williamson County. Median household income is $93,658, 43.4 percent of occupied homes are owned, and the SBA record carries 1,683 7(a) approvals to borrowers here worth $1.12 bn.
84 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Austin
What Austin is
- Census place typecity
- Land area326.39 sq mi
- Water area6.56 sq mi
- Population per square mile of land3,001
- County holding the largest share of its areaTravis County, 91.9 percent
- Counties this place lies inTravis County 91.9 percent, Williamson County 6.3 percent
Austin city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Austin
How many people live in Austin
- Population979,539
- Median age34.7
- Population under 18175,930
- Share under 1818.0 percent
- Population 65 and over102,081
- Share 65 and over10.4 percent
- Households456,113
- Family households216,221
- Share of households that are families47.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Austin
Income and work in Austin
- Median household income$93,658
- Per capita income$62,862
- Civilian labor force617,774
- Employed588,819
- Unemployed28,955
- Unemployment rate4.7 percent
- Adults 25 and over703,592
- Adults 25 and over with a high school diploma or higher92.3 percent
- Adults 25 and over with a bachelor degree or higher59.6 percent
- Adults 25 and over with a graduate degree23.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Austin
Housing in Austin
- Housing units483,071
- Occupied units456,113
- Vacant units26,958
- Vacancy rate5.6 percent
- Owner occupied198,180
- Renter occupied257,933
- Ownership rate43.4 percent
- Median owner-occupied home value$555,300
- Median gross rent, monthly$1,729
- Annual rent as a share of median income22.2 percent
- Single family units234,455
- Share single family48.5 percent
- Units in buildings of two or more242,225
- Share in buildings of two or more50.1 percent
- Mobile homes6,120
- Median year structure built1994
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Austin
How Austin gets to work
- Workers 16 and over who commute401,455
- Commuting under 15 minutes95,708
- Share commuting under 15 minutes23.8 percent
- Commuting 30 minutes or more127,325
- Share commuting 30 minutes or more31.7 percent
- Drove alone56.0 percent
- Carpooled6.4 percent
- Public transport2.0 percent
- Walked2.5 percent
- Worked from home30.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Austin
SBA loans in Austin (7(a))
- Approvals1,683
- Gross approval$1,116,102,900
- Average approval$663,163
- Median approval$330,000
- Ninetieth percentile approval$1,725,000
- Largest approval$5,000,000
- Jobs supported19,390
- Jobs per approval11.5
- Loans with a final outcome277
- Paid in full258
- Charged off19
- Charge-off rate over resolved loans6.9 percent
- Median term120 months
- Share on real estate terms of 20 years or more10.8 percent
- Share to franchises17.2 percent
- Distinct lenders177
- Distinct industries by NAICS331
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Austin
SBA loans in Austin (504)
- Approvals404
- Gross approval$422,140,000
- Average approval$1,044,901
- Median approval$730,000
- Largest approval$5,500,000
- Jobs supported4,783
- Loans with a final outcome134
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs12
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Austin
Flood risk in Austin
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 5
- NFIP community number480624
- Currently effective map date01/17/25
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Travis County, not Austin
Travis County context, not Austin figures
These are Travis County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Austin measurements.
- Establishments in Travis County42,837
- Employment at those establishments, Travis County736,608
- Covered employment, Travis County903,333
- Average annual pay, Travis County$96,267
- Average weekly wage, Travis County$1,851
- Housing units permitted, Travis County16,990
- Of those, single family, Travis County4,559
- County product, 2024, Travis County$202,653,490,000
- County product change over the prior year, Travis County5.9 percent
- Average income of an arriving household, Travis County$134,800
Every figure in this section is published for Travis County as a whole and is not a measurement of Austin. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Austin questions, answered from the record.
How many people live in Austin, Texas?
979,539, in 456,113 households. Austin city covers 326.39 square miles of land, which is 3,001 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Austin in?
Austin lies in more than one. By area it is 91.9 percent in Travis County, 6.3 percent in Williamson County. This page sits under Travis County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Austin?
$93,658. The median owner-occupied home is valued at $555,300. Median gross rent is $1,729 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Austin businesses?
1,683 7(a) approvals totalling $1.12 bn, across 177 lenders, median approval $330,000, plus 404 504 approvals worth $422.1 m. These count approvals to borrowers whose address is in Austin, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Austin borrowers get paid back?
Of the 277 loans that have reached a final outcome, 258 were paid in full and 19 charged off, a charge off rate of 6.9 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Austin in the National Flood Insurance Program?
Yes. Austin appears in the FEMA Community Status Book as community 480624, carrying Community Rating System class 5, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Austin figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Travis County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Austin.
Is zoning published for Austin?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.