HomeTexasTravis CountyLago Vista city
Lago Vista city, Texas: commercial real estate data.
Lago Vista city is a Census city of 9,650 people across 14.44 square miles of land, in Travis County. Median household income is $113,457, 89.6 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $10.0 m.
80 sourced place values · tier FULL · 9 sections
Lago Vista
What Lago Vista is
- Census place typecity
- Land area14.44 sq mi
- Water area1.11 sq mi
- Population per square mile of land668
- County holding the largest share of its areaTravis County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lago Vista
How many people live in Lago Vista
- Population9,650
- Median age54.1
- Population under 181,299 plus or minus 349
- Share under 1813.5 percent plus or minus 3.6
- Population 65 and over2,767
- Share 65 and over28.7 percent
- Households4,420
- Family households3,086
- Share of households that are families69.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lago Vista
Income and work in Lago Vista
- Median household income$113,457
- Per capita income$60,169
- Civilian labor force4,443
- Employed4,149
- Unemployed294 plus or minus 136
- Unemployment rate6.6 percent plus or minus 3.0
- Adults 25 and over8,075
- Adults 25 and over with a high school diploma or higher94.7 percent
- Adults 25 and over with a bachelor degree or higher43.8 percent
- Adults 25 and over with a graduate degree17.5 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lago Vista
Housing in Lago Vista
- Housing units4,926
- Occupied units4,420
- Vacant units506 plus or minus 245
- Vacancy rate10.3 percent plus or minus 4.9
- Owner occupied3,962
- Renter occupied458 plus or minus 245
- Ownership rate89.6 percent
- Median owner-occupied home value$420,000
- Median gross rent, monthly$1,436 plus or minus $1,171
- Annual rent as a share of median income15.2 percent plus or minus 12.6
- Single family units4,324
- Share single family87.8 percent
- Units in buildings of two or more499 plus or minus 261
- Share in buildings of two or more10.1 percent plus or minus 5.3
- Mobile homes103 plus or minus 59
- Median year structure built2004
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lago Vista
How Lago Vista gets to work
- Workers 16 and over who commute3,085
- Commuting under 15 minutes677 plus or minus 221
- Share commuting under 15 minutes21.9 percent plus or minus 6.5
- Commuting 30 minutes or more1,854 plus or minus 413
- Share commuting 30 minutes or more60.1 percent
- Drove alone65.1 percent
- Carpooled5.5 percent plus or minus 3.0
- Public transport0.0 percent
- Walked1.5 percent plus or minus 2.3
- Worked from home25.9 percent plus or minus 6.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lago Vista
SBA 7(a) lending to Lago Vista borrowers
- Approvals16
- Gross approval$10,005,900
- Average approval$625,369
- Median approval$482,000
- Ninetieth percentile approval$1,622,900
- Largest approval$1,778,600
- Jobs supported145
- Jobs per approval9.1
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises6.3 percent
- Distinct lenders13
- Distinct industries by NAICS15
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lago Vista
SBA 504 lending to Lago Vista borrowers
- Approvals2
- Gross approval$1,718,000
- Average approval$859,000
- Median approval$1,366,000
- Largest approval$1,366,000
- Jobs supported18
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lago Vista
Flood programme status in Lago Vista
- Listed NFIP communities1
- Of those, participating1
- NFIP community number481588
- Currently effective map date01/22/20
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Travis County, not Lago Vista
Travis County context, not Lago Vista figures
These are Travis County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lago Vista measurements.
- Establishments in Travis County42,837
- Employment at those establishments, Travis County736,608
- Covered employment, Travis County903,333
- Average annual pay, Travis County$96,267
- Average weekly wage, Travis County$1,851
- Housing units permitted, Travis County16,990
- Of those, single family, Travis County4,559
- County product, 2024, Travis County$202,653,490,000
- County product change over the prior year, Travis County5.9 percent
- Average income of an arriving household, Travis County$134,800
Every figure in this section is published for Travis County as a whole and is not a measurement of Lago Vista. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lago Vista questions, answered from the record.
How many people live in Lago Vista, Texas?
9,650, in 4,420 households. Lago Vista city covers 14.44 square miles of land, which is 668 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lago Vista in?
Travis County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lago Vista?
$113,457. The median owner-occupied home is valued at $420,000. Median gross rent is $1,436 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lago Vista businesses?
16 7(a) approvals totalling $10.0 m, across 13 lenders, median approval $482,000, plus 2 504 approvals worth $1.7 m. These count approvals to borrowers whose address is in Lago Vista, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lago Vista borrowers get paid back?
No rate is published for Lago Vista. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Lago Vista in the National Flood Insurance Program?
Yes. Lago Vista appears in the FEMA Community Status Book as community 481588, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lago Vista figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Travis County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lago Vista.
Is zoning published for Lago Vista?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.