Upton County, Texas: commercial real estate data.
Upton County, Texas had an estimated 3,128 residents on July 1, 2024, down 5.5 percent since the 2020 census base of 3,310, across 1,241 square miles. County output reached $7.56 bn in 2024, 107 establishments operate here, and the SBA record carries 4 7(a) approvals worth $1.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Upton County
How many people live in Upton County
- Population, American Community Survey 2020-20243,191
- Households1,360
- Average household size2.35
- Median household income$49,167
- Median age40.8
- Median gross rent$720 per month
- Median owner-occupied home value$109,000
- Home value to household income2.2 times
- Annual rent as a share of median income17.6 percent
- Adults 25 and over with a bachelor degree or higher8.7 percent
- Adults 25 and over with a graduate degree2.5 percent
- Adults 25 and over2,217
- Population under 18751
- Share under 1823.5 percent
- Population 65 and over611
- Share 65 and over19.1 percent
- Working age population, 18 to 641,829
- Civilian labor force1,276
- Unemployment rate3.5 percent
- Labor force participation, adults 18 and over52.3 percent
- Rank by population among Texas counties220th of 254
- Rank by population among US county-equivalents, Puerto Rico included3026th of 3,222
Upton County is the 220th largest of 254 Texas counties by population. A median home costs 2.2 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.5 percent against 19.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Upton County
Is Upton County's population growing?
- Population, July 1, 20243,128
- Census 2020 base population3,310
- Population change since the 2020 census base-5.50 percent
- Population change, 2023 to 2024-3
- Births, 202443
- Deaths, 202430
- Natural change, 202413
- Net domestic migration, 2024-17
- Net international migration, 20240
- Total net migration, 2024-17
- Cumulative net domestic migration, 2021 to 2024-189
- Rank by growth among US county-equivalents3015th of 3,144
The county has lost 5.50 percent of its population since the 2020 census base. More people left than moved in during 2024 and births over deaths did not make up the difference, so the population fell.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Upton County
Where are people moving to Upton County from?
- Tax returns filed by households arriving62
- People arriving, from those returns135
- Tax returns filed by households leaving96
- Net household movement-34
- Adjusted gross income arriving$4.3 m
- Net adjusted gross income movement$-2.3 m
- Average income of an arriving household$68,871
- Average income of a leaving household$68,948
| Origin | Households | People | Adjusted gross income |
|---|
Households arriving report $77 less average income than households leaving, which drains spending power even where headcount holds up.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Upton County
What is the Upton County economy?
- County GDP, 2024$7.56 bn
- County GDP, 2023$7.38 bn
- GDP change, 2023 to 20242.4 percent
- GDP change over five years249.7 percent
- Rank by GDP among the Texas areas BEA publishes44th of 254
- Rank by GDP among the US county areas BEA publishes555th of 3,127
- GDP per resident$2,368,173
Output grew 2.4 percent in the latest year and 249.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Upton County
Employment by industry in Upton County
- Covered employment, annual average3,975
- Establishments reporting129
- Average annual pay$87,660
- Average weekly wage$1,686
- Construction, employment2,203
- Construction, average annual pay$76,886
- Mining, quarrying, and oil and gas extraction, employment421
- Mining, quarrying, and oil and gas extraction, average annual pay$155,601
- Wholesale trade, employment152
- Wholesale trade, average annual pay$110,678
- Transportation and warehousing, employment122
- Transportation and warehousing, average annual pay$117,659
- Accommodation and food services, employment22
- Unclassified establishments, employment2
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Construction | 2,203 | 9 | $76,886 |
| Mining, quarrying, and oil and gas extraction | 421 | 24 | $155,601 |
| Wholesale trade | 152 | 11 | $110,678 |
| Transportation and warehousing | 122 | 10 | $117,659 |
| Accommodation and food services | 22 | 4 | $18,158 |
| Unclassified establishments | 2 | 1 | $54,432 |
Construction is the largest private sector at 2,203 jobs, 55.4 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Upton County
How many businesses are in Upton County?
- Establishments, all industries107
- Employment at those establishments1,381
- Annual payroll$120.1 m
- Establishments per 1,000 residents33.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Upton County
Building permits in Upton County
- Housing units authorized by permit, 20241
- Declared construction value permitted$302,641
- Single family units authorized1
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$302,641
- Units authorized per 1,000 households0.7
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Upton County
SBA loans in Upton County (7(a) and 504)
- 7(a) approvals recorded4
- 7(a) gross approval dollars$1.3 m
- Average 7(a) approval$312,625
- Median 7(a) approval$119,900
- Largest single approval$967,000
- Jobs reported supported, 7(a)37
- Jobs per approval9.3
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals4
- Median 7(a) term144 months
- Share of loans on real estate terms, 240 months or longer25.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Upton County
SBA loan default and charge-off rates in Upton County
Do SBA loans in Upton County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure2
- Status: Cancelled1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Upton County
SBA lending by place in Upton County
- Borrower cities with recorded lending2
- Rankin, approvals2
- McCamey, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Rankin | 2 | $1,052,000 |
| McCamey | 2 | $198,500 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Upton County
How large is Upton County?
- Land area1,241 sq mi
- Rank by land area among Texas counties36th of 254
- Width, east to west32 mi
- Height, north to south39.5 mi
- Geographies sharing a boundary5
- Residents per square mile of land3
- Establishments per square mile0.09
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Upton County
Flood risk in Upton County
- Participation of the county's own NFIP community Upton County, unincorporated areasParticipating, community 481248
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP2
- NFIP participation rate66.7 percent
- Communities carrying a CRS class0
- Radon levels in Upton County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Upton County (community 481248), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Upton County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 66.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Upton County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Upton County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20243,191
- Households1,360
- Average household size2.35
- Median household income$49,167
- Median age40.8
Common questions
Upton County questions, answered from the record.
How many people live in Upton County, Texas?
The Census Bureau estimates 3,128 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 3,191, in 1,360 households, ranking 220th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Upton County's population growing?
The population has fallen 5.50 percent since the 2020 census base of 3,310, to 3,128 on July 1, 2024. In 2024 there were 43 births against 30 deaths, with net migration of -17. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Upton County?
$49,167. The median owner-occupied home is valued at $109,000, which is 2.2 times income, and median gross rent is $720 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Upton County?
107 establishments, employing 1,381 people with an annual payroll of $120.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Upton County?
Construction is the largest private sector at 2,203 jobs, 55.4 percent of covered employment. Covered employment averages 3,975 jobs at an average annual pay of $87,660, or $1,686 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Upton County?
4 7(a) approvals totaling $1.3 m since FY2020, across 4 lenders, with a median approval of $119,900. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Upton County?
1 housing units were authorized by permit in 2024, with a declared construction value of $302,641. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Upton County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Are traffic counts available for Upton County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Upton County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Upton County
Cities and places in Upton.
2 Census places lie wholly or partly in Upton County. All 2 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| McCamey | city | 1,643 | 2 | Wholly in this county |
| Rankin | city | 1,087 | 2 | Wholly in this county |
Nearby