Midland County, Texas: commercial real estate data.
Midland County, Texas had an estimated 183,587 residents on July 1, 2024, up 7.8 percent since the 2020 census base of 170,340, across 900 square miles. County output reached $41.55 bn in 2024, 6,096 establishments operate here, and the SBA record carries 170 7(a) approvals worth $137.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Midland County
How many people live in Midland County
- Population, American Community Survey 2020-2024174,801
- Households67,651
- Average household size2.58
- Median household income$92,874
- Median age32.8
- Median gross rent$1,407 per month
- Median owner-occupied home value$312,700
- Home value to household income3.4 times
- Annual rent as a share of median income18.2 percent
- Adults 25 and over with a bachelor degree or higher31.0 percent
- Adults 25 and over with a graduate degree9.6 percent
- Adults 25 and over109,040
- Population under 1850,927
- Share under 1829.1 percent
- Population 65 and over18,782
- Share 65 and over10.7 percent
- Working age population, 18 to 64105,092
- Civilian labor force89,931
- Unemployment rate3.4 percent
- Labor force participation, adults 18 and over72.6 percent
- Rank by population among Texas counties29th of 254
- Rank by population among US county-equivalents, Puerto Rico included393rd of 3,222
Midland County is the 29th largest of 254 Texas counties by population. A median home costs 3.4 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 29.1 percent against 10.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Midland County
Is Midland County's population growing?
- Population, July 1, 2024183,587
- Census 2020 base population170,340
- Population change since the 2020 census base7.78 percent
- Population change, 2023 to 20245,230
- Births, 20243,074
- Deaths, 20241,275
- Natural change, 20241,799
- Net domestic migration, 20241,742
- Net international migration, 20241,693
- Total net migration, 20243,435
- Cumulative net domestic migration, 2021 to 20242,161
- Rank by growth among US county-equivalents254th of 3,144
The county has grown 7.78 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Midland County
Where are people moving to Midland County from?
- Tax returns filed by households arriving6,123
- People arriving, from those returns12,017
- Tax returns filed by households leaving5,409
- Net household movement714
- Adjusted gross income arriving$506.0 m
- Net adjusted gross income movement$-41.7 m
- Average income of an arriving household$82,642
- Average income of a leaving household$101,268
- Largest single originEctor County (1,178 households)
- Largest single destinationEctor County (782 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Ector County | 1,178 | 2,358 | $87.9 m |
| El Paso County | 234 | 507 | $11.4 m |
| Harris County | 228 | 461 | $28.4 m |
| Tarrant County | 161 | 309 | $10.2 m |
| Lubbock County | 151 | 254 | $7.5 m |
| Bexar County | 126 | 224 | $9.8 m |
| Tom Green County | 101 | 177 | $5.9 m |
| Dallas County | 98 | 169 | $5.8 m |
Households arriving report $18,626 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Ector County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Midland County
What is the Midland County economy?
- County GDP, 2024$41.55 bn
- County GDP, 2023$40.43 bn
- GDP change, 2023 to 20242.8 percent
- GDP change over five years112.5 percent
- Rank by GDP among the Texas areas BEA publishes12th of 254
- Rank by GDP among the US county areas BEA publishes141st of 3,127
- GDP per resident$237,681
Output grew 2.8 percent in the latest year and 112.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Midland County
Employment by industry in Midland County
- Covered employment, annual average118,325
- Establishments reporting6,420
- Average annual pay$97,166
- Average weekly wage$1,869
- Mining, quarrying, and oil and gas extraction, employment32,776
- Mining, quarrying, and oil and gas extraction, average annual pay$154,320
- Accommodation and food services, employment9,875
- Accommodation and food services, average annual pay$28,795
- Retail trade, employment9,170
- Retail trade, average annual pay$43,795
- Construction, employment7,775
- Construction, average annual pay$91,905
- Wholesale trade, employment6,839
- Health care and social assistance, employment6,371
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Mining, quarrying, and oil and gas extraction | 32,776 | 942 | $154,320 |
| Accommodation and food services | 9,875 | 450 | $28,795 |
| Retail trade | 9,170 | 525 | $43,795 |
| Construction | 7,775 | 501 | $91,905 |
| Wholesale trade | 6,839 | 356 | $117,560 |
| Health care and social assistance | 6,371 | 462 | $59,475 |
| Professional, scientific and technical services | 5,274 | 664 | $96,130 |
| Transportation and warehousing | 4,808 | 318 | $98,601 |
Mining, quarrying, and oil and gas extraction is the largest private sector at 32,776 jobs, 27.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Midland County
How many businesses are in Midland County?
- Establishments, all industries6,096
- Employment at those establishments100,915
- Annual payroll$8.93 bn
- Establishments per 1,000 residents34.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Midland County
Building permits in Midland County
- Housing units authorized by permit, 20241,504
- Declared construction value permitted$302.5 m
- Single family units authorized1,504
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$201,137
- Units authorized per 1,000 households22.2
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Midland County
SBA loans in Midland County (7(a) and 504)
- 7(a) approvals recorded170
- 7(a) gross approval dollars$137.0 m
- Average 7(a) approval$806,143
- Median 7(a) approval$350,000
- 10th percentile approval$15,000
- 90th percentile approval$2,482,500
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)2,459
- Jobs per approval14.5
- Distinct 7(a) lenders active65
- Distinct industries receiving approvals91
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer16.5 percent
- Loans on real estate terms28
- Loans on working capital terms, 120 months or shorter127
- Franchise loans26
- Franchise share of approvals15.3 percent
- Leading industry by approval countSupport Activities for Oil and Gas Operations (13)
- Most active lenderWells Fargo Bank National Association (28)
- 504 approvals recorded15
- 504 gross approval dollars$26.9 m
- Average 504 approval$1,796,200
- Median 504 approval$1,254,000
- Distinct CDCs active5
- 504 jobs per approval17.7
- 504 jobs per million dollars approved9.8
- Most active CDCCapital Certified Development Corporation (9)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$164.0 m
The average approval of $806,143 sits well above the median of $350,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 16.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Midland County
SBA loan default and charge-off rates in Midland County
Do SBA loans in Midland County get paid back?
- Loans with a final outcome recorded30
- Paid in full29
- Charged off1
- Charge-off rate on resolved loans3.3 percent
- Status: Paid in full29
- Status: Exempt from disclosure113
- Status: Cancelled18
- Status: Charged off1
- Status: Committed, not yet disbursed9
Of the 30 loans that have reached a final outcome, 3.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Midland County
SBA lending by place in Midland County
- Borrower cities with recorded lending3
- Midland, approvals161
- Odessa, approvals8
- Midlan, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Midland | 161 | $132,122,300 |
| Odessa | 8 | $4,815,000 |
| Midlan | 1 | $107,000 |
Midland accounts for 161 approvals against 8 in Odessa. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Midland County
How large is Midland County?
- Land area900 sq mi
- Rank by land area among Texas counties144th of 254
- Width, east to west30.1 mi
- Height, north to south30.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land194
- Establishments per square mile6.77
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Midland County
Flood risk in Midland County
- Participation of the county's own NFIP community Midland County, unincorporated areasParticipating, community 481239
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class2
- Radon levels in Midland County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Midland County (community 481239), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Midland County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 8, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Midland County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Midland County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024174,801
- Households67,651
- Average household size2.58
- Median household income$92,874
- Median age32.8
Common questions
Midland County questions, answered from the record.
How many people live in Midland County, Texas?
The Census Bureau estimates 183,587 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 174,801, in 67,651 households, ranking 29th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Midland County's population growing?
The population has grown 7.78 percent since the 2020 census base of 170,340, to 183,587 on July 1, 2024. In 2024 there were 3,074 births against 1,275 deaths, with net migration of 3,435. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Midland County?
$92,874. The median owner-occupied home is valued at $312,700, which is 3.4 times income, and median gross rent is $1,407 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Midland County?
6,096 establishments, employing 100,915 people with an annual payroll of $8.93 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Midland County?
Mining, quarrying, and oil and gas extraction is the largest private sector at 32,776 jobs, 27.7 percent of covered employment. Covered employment averages 118,325 jobs at an average annual pay of $97,166, or $1,869 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Midland County?
170 7(a) approvals totaling $137.0 m since FY2020, across 65 lenders, with a median approval of $350,000, plus 15 504 approvals worth $26.9 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Midland County get paid back?
Of the 30 loans that have reached a final outcome, 29 were paid in full and 1 charged off, a charge-off rate of 3.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Midland County?
1,504 housing units were authorized by permit in 2024, with a declared construction value of $302.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Midland County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Midland County come from?
The largest single origin is Ector County, with 1,178 households. Arriving households report an average income of $82,642 against $101,268 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Midland County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Midland County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Midland County
Cities and places in Midland.
2 Census places lie wholly or partly in Midland County. All 2 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Midland | city | 136,640 | 161 | 89.2 percent here, 10.8 percent Martin County |
| Odessa | city | 115,322 | 8 | 12.3 percent here, 87.7 percent Ector County |
A further 1 of the county's 170 SBA 7(a) approvals are to borrowers in cities that match no Census place in Midland County, the largest being Midlan (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby