HomeTexasWharton CountyEl Campo
El Campo, Texas: commercial real estate data.
El Campo is a Census city of 12,202 people across 9.22 square miles of land, in Wharton County. Median household income is $67,017, 60.0 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $7.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
El Campo
What El Campo is
- Census place typecity
- Land area9.22 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,323
- County holding the largest share of its areaWharton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
El Campo
How many people live in El Campo
- Population12,202
- Median age33.7
- Population under 183,737
- Share under 1830.6 percent
- Population 65 and over2,023
- Share 65 and over16.6 percent
- Households4,350
- Family households3,249
- Share of households that are families74.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
El Campo
Income and work in El Campo
- Median household income$67,017
- Per capita income$28,414
- Civilian labor force5,551
- Employed5,196
- Unemployed355 plus or minus 213
- Unemployment rate6.4 percent plus or minus 3.8
- Adults 25 and over7,547
- Adults 25 and over with a high school diploma or higher82.1 percent
- Adults 25 and over with a bachelor degree or higher17.6 percent
- Adults 25 and over with a graduate degree5.6 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
El Campo
Housing in El Campo
- Housing units4,780
- Occupied units4,350
- Vacant units430 plus or minus 162
- Vacancy rate9.0 percent plus or minus 3.3
- Owner occupied2,612
- Renter occupied1,738
- Ownership rate60.0 percent
- Median owner-occupied home value$201,400
- Median gross rent, monthly$1,071
- Annual rent as a share of median income19.2 percent plus or minus 4.1
- Single family units3,841
- Share single family80.4 percent
- Units in buildings of two or more747 plus or minus 234
- Share in buildings of two or more15.6 percent plus or minus 4.8
- Mobile homes192 plus or minus 101
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
El Campo
How El Campo gets to work
- Workers 16 and over who commute4,881
- Commuting under 15 minutes2,529
- Share commuting under 15 minutes51.8 percent
- Commuting 30 minutes or more1,382 plus or minus 324
- Share commuting 30 minutes or more28.3 percent plus or minus 6.1
- Drove alone77.7 percent
- Carpooled19.0 percent plus or minus 5.4
- Public transport0.2 percent plus or minus 0.3
- Walked0.4 percent plus or minus 0.6
- Worked from home2.2 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
El Campo
SBA loans in El Campo (7(a))
- Approvals10
- Gross approval$7,015,700
- Average approval$701,570
- Median approval$438,500
- Largest approval$1,993,000
- Jobs supported179
- Jobs per approval17.9
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more60.0 percent
- Share to franchises40.0 percent
- Distinct lenders4
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in El Campo, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
El Campo
SBA loans in El Campo (504)
- Approvals5
- Gross approval$3,758,000
- Average approval$751,600
- Median approval$727,000
- Largest approval$1,747,000
- Jobs supported37
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in El Campo, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
El Campo
Flood risk in El Campo
- NFIP communityCity of El Campo
- NFIP community number480653
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/05/06
The City of El Campo participates in the National Flood Insurance Program as community 480653 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Wharton County, not El Campo
Wharton County context, not El Campo figures
- Establishments in Wharton County997
- Covered employment, Wharton County16,408
- Average annual pay, Wharton County$51,177
- Housing units permitted, Wharton County184
Every figure in this section is published for Wharton County as a whole and is not a measurement of El Campo.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
El Campo questions, answered from the record.
How many people live in El Campo, Texas?
12,202, in 4,350 households. El Campo city covers 9.22 square miles of land, which is 1,323 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is El Campo in?
Wharton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in El Campo?
$67,017. The median owner-occupied home is valued at $201,400. Median gross rent is $1,071 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to El Campo businesses?
10 7(a) approvals totaling $7.0 m since FY2020, across 4 lenders, median approval $438,500, plus 5 504 approvals worth $3.8 m since FY2010. These count approvals to borrowers whose address is in El Campo, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to El Campo borrowers get paid back?
No rate is published for El Campo. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is El Campo in the National Flood Insurance Program?
Yes. El Campo appears in the FEMA Community Status Book as El Campo, city of, community 480653, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page El Campo figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wharton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of El Campo.
Is zoning published for El Campo?
No. Nothing on this page presents parcel level zoning.
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