HomeTexasWharton CountyWharton city
Wharton city, Texas: commercial real estate data.
Wharton city is a Census city of 8,724 people across 8.31 square miles of land, in Wharton County. Median household income is $58,212, 54.3 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $4.2 m.
81 sourced place values · tier FULL · 9 sections
Wharton
What Wharton is
- Census place typecity
- Land area8.31 sq mi
- Water area0.04 sq mi
- Population per square mile of land1,050
- County holding the largest share of its areaWharton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wharton
How many people live in Wharton
- Population8,724
- Median age35.8
- Population under 182,024 plus or minus 484
- Share under 1823.2 percent plus or minus 5.5
- Population 65 and over1,363 plus or minus 302
- Share 65 and over15.6 percent plus or minus 3.5
- Households3,403
- Family households2,141
- Share of households that are families62.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wharton
Income and work in Wharton
- Median household income$58,212
- Per capita income$27,660
- Civilian labor force4,240
- Employed3,979
- Unemployed261 plus or minus 139
- Unemployment rate6.2 percent plus or minus 3.2
- Adults 25 and over5,460
- Adults 25 and over with a high school diploma or higher85.0 percent
- Adults 25 and over with a bachelor degree or higher15.3 percent plus or minus 4.0
- Adults 25 and over with a graduate degree4.8 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wharton
Housing in Wharton
- Housing units3,885
- Occupied units3,403
- Vacant units482 plus or minus 240
- Vacancy rate12.4 percent plus or minus 6.1
- Owner occupied1,848
- Renter occupied1,555
- Ownership rate54.3 percent
- Median owner-occupied home value$149,400 plus or minus $34,759
- Median gross rent, monthly$1,051 plus or minus $214
- Annual rent as a share of median income21.7 percent plus or minus 5.4
- Single family units2,534
- Share single family65.2 percent
- Units in buildings of two or more1,226 plus or minus 370
- Share in buildings of two or more31.6 percent plus or minus 9.1
- Mobile homes121 plus or minus 72
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wharton
How Wharton gets to work
- Workers 16 and over who commute3,774
- Commuting under 15 minutes1,423 plus or minus 362
- Share commuting under 15 minutes37.7 percent plus or minus 8.5
- Commuting 30 minutes or more1,268 plus or minus 334
- Share commuting 30 minutes or more33.6 percent plus or minus 7.9
- Drove alone78.3 percent
- Carpooled8.3 percent plus or minus 4.3
- Public transport0.1 percent plus or minus 0.1
- Walked3.3 percent plus or minus 2.2
- Worked from home5.0 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wharton
SBA 7(a) lending to Wharton borrowers
- Approvals7
- Gross approval$4,205,000
- Average approval$600,714
- Median approval$250,000
- Ninetieth percentile approval$1,810,000
- Largest approval$1,810,000
- Jobs supported65
- Jobs per approval9.3
- Loans with a final outcome2
- Paid in full1
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more28.6 percent
- Share to franchises28.6 percent
- Distinct lenders5
- Distinct industries by NAICS6
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wharton
SBA 504 lending to Wharton borrowers
- Approvals6
- Gross approval$5,385,000
- Average approval$897,500
- Median approval$691,000
- Largest approval$1,752,000
- Jobs supported57
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wharton
Flood programme status in Wharton
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 9
- NFIP community number480654
- Currently effective map date12/21/17
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Wharton County, not Wharton
Wharton County context, not Wharton figures
These are Wharton County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Wharton measurements.
- Establishments in Wharton County997
- Employment at those establishments, Wharton County11,159
- Covered employment, Wharton County16,408
- Average annual pay, Wharton County$51,177
- Average weekly wage, Wharton County$984
- Housing units permitted, Wharton County184
- Of those, single family, Wharton County150
- County product, 2024, Wharton County$2,721,579,000
- County product change over the prior year, Wharton County0.5 percent
- Average income of an arriving household, Wharton County$55,570
Every figure in this section is published for Wharton County as a whole and is not a measurement of Wharton. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Wharton questions, answered from the record.
How many people live in Wharton, Texas?
8,724, in 3,403 households. Wharton city covers 8.31 square miles of land, which is 1,050 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Wharton in?
Wharton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Wharton?
$58,212. The median owner-occupied home is valued at $149,400. Median gross rent is $1,051 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Wharton businesses?
7 7(a) approvals totalling $4.2 m, across 5 lenders, median approval $250,000, plus 6 504 approvals worth $5.4 m. These count approvals to borrowers whose address is in Wharton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Wharton borrowers get paid back?
No rate is published for Wharton. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Wharton in the National Flood Insurance Program?
Yes. Wharton appears in the FEMA Community Status Book as community 480654, carrying Community Rating System class 9, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Wharton figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wharton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Wharton.
Is zoning published for Wharton?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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