HomeTexasWichita CountyWichita Falls
Wichita Falls, Texas: commercial real estate data.
Wichita Falls is a Census city of 102,581 people across 72.20 square miles of land, in Wichita County. Median household income is $60,177, 56.4 percent of occupied homes are owned, and the SBA record carries 69 7(a) approvals to borrowers here worth $51.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Wichita Falls
What Wichita Falls is
- Census place typecity
- Land area72.2 sq mi
- Water area0.17 sq mi
- Population per square mile of land1,421
- County holding the largest share of its areaWichita County, 99.9 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wichita Falls
How many people live in Wichita Falls
- Population102,581
- Median age33.8
- Population under 1822,877
- Share under 1822.3 percent
- Population 65 and over14,876
- Share 65 and over14.5 percent
- Households38,169
- Family households23,201
- Share of households that are families60.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wichita Falls
Income and work in Wichita Falls
- Median household income$60,177
- Per capita income$33,078
- Civilian labor force47,129
- Employed45,354
- Unemployed1,775 plus or minus 358
- Unemployment rate3.8 percent
- Adults 25 and over65,261
- Adults 25 and over with a high school diploma or higher86.4 percent
- Adults 25 and over with a bachelor degree or higher25.4 percent
- Adults 25 and over with a graduate degree8.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wichita Falls
Housing in Wichita Falls
- Housing units43,371
- Occupied units38,169
- Vacant units5,202
- Vacancy rate12.0 percent
- Owner occupied21,532
- Renter occupied16,637
- Ownership rate56.4 percent
- Median owner-occupied home value$156,800
- Median gross rent, monthly$1,022
- Annual rent as a share of median income20.4 percent
- Single family units30,575
- Share single family70.5 percent
- Units in buildings of two or more11,666
- Share in buildings of two or more26.9 percent
- Mobile homes1,087 plus or minus 296
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wichita Falls
How Wichita Falls gets to work
- Workers 16 and over who commute46,143
- Commuting under 15 minutes28,089
- Share commuting under 15 minutes60.9 percent
- Commuting 30 minutes or more3,327
- Share commuting 30 minutes or more7.2 percent
- Drove alone70.3 percent
- Carpooled12.4 percent
- Public transport0.2 percent plus or minus 0.1
- Walked8.0 percent
- Worked from home7.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wichita Falls
SBA loans in Wichita Falls (7(a))
- Approvals69
- Gross approval$51,262,300
- Average approval$742,932
- Median approval$400,000
- Ninetieth percentile approval$1,922,800
- Largest approval$5,000,000
- Jobs supported788
- Jobs per approval11.4
- Loans with a final outcome11
- Paid in full11
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more31.9 percent
- Share to franchises27.5 percent
- Distinct lenders39
- Distinct industries by NAICS47
Counted by borrower city: approvals to borrowers whose address is in Wichita Falls, in any county, FY2020 to FY2026. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wichita Falls
SBA loans in Wichita Falls (504)
- Approvals9
- Gross approval$11,953,000
- Average approval$1,328,111
- Median approval$1,338,000
- Largest approval$3,052,000
- Jobs supported201
- Loans with a final outcome6
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Wichita Falls, in any county, FY2010 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wichita Falls
Flood risk in Wichita Falls
- NFIP communityCity of Wichita Falls
- NFIP community number480662
- Participating in the NFIPYes
- Community Rating System classClass 8
- Currently effective map date02/03/10
The City of Wichita Falls participates in the National Flood Insurance Program as community 480662 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Wichita County, not Wichita Falls
Wichita County context, not Wichita Falls figures
- Establishments in Wichita County3,043
- Covered employment, Wichita County53,210
- Average annual pay, Wichita County$52,232
- Housing units permitted, Wichita County201
Every figure in this section is published for Wichita County as a whole and is not a measurement of Wichita Falls.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Wichita Falls questions, answered from the record.
How many people live in Wichita Falls, Texas?
102,581, in 38,169 households. Wichita Falls city covers 72.20 square miles of land, which is 1,421 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Wichita Falls in?
Wichita County, which holds 99.9 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Wichita Falls?
$60,177. The median owner-occupied home is valued at $156,800. Median gross rent is $1,022 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Wichita Falls businesses?
69 7(a) approvals totaling $51.3 m since FY2020, across 39 lenders, median approval $400,000, plus 9 504 approvals worth $12.0 m since FY2010. These count approvals to borrowers whose address is in Wichita Falls, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Wichita Falls borrowers get paid back?
No rate is published for Wichita Falls. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Wichita Falls in the National Flood Insurance Program?
Yes. Wichita Falls appears in the FEMA Community Status Book as Wichita Falls, city of, community 480662, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Wichita Falls figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wichita County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Wichita Falls.
Is zoning published for Wichita Falls?
No. Nothing on this page presents parcel level zoning.
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