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HomeTexasWichita CountyWichita Falls city

Wichita Falls city, Texas: commercial real estate data.

Wichita Falls city is a Census city of 102,581 people across 72.20 square miles of land, in Wichita County. Median household income is $60,177, 56.4 percent of occupied homes are owned, and the SBA record carries 69 7(a) approvals to borrowers here worth $51.3 m.

82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Wichita Falls

What Wichita Falls is

  • Census place typecity
  • Land area72.2 sq mi
  • Water area0.17 sq mi
  • Population per square mile of land1,421
  • County holding the largest share of its areaWichita County, 99.9 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Wichita Falls

How many people live in Wichita Falls

  • Population102,581
  • Median age33.8
  • Population under 1822,877
  • Share under 1822.3 percent
  • Population 65 and over14,876
  • Share 65 and over14.5 percent
  • Households38,169
  • Family households23,201
  • Share of households that are families60.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Wichita Falls

Income and work in Wichita Falls

  • Median household income$60,177
  • Per capita income$33,078
  • Civilian labor force47,129
  • Employed45,354
  • Unemployed1,775 plus or minus 358
  • Unemployment rate3.8 percent
  • Adults 25 and over65,261
  • Adults 25 and over with a high school diploma or higher86.4 percent
  • Adults 25 and over with a bachelor degree or higher25.4 percent
  • Adults 25 and over with a graduate degree8.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Wichita Falls

Housing in Wichita Falls

  • Housing units43,371
  • Occupied units38,169
  • Vacant units5,202
  • Vacancy rate12.0 percent
  • Owner occupied21,532
  • Renter occupied16,637
  • Ownership rate56.4 percent
  • Median owner-occupied home value$156,800
  • Median gross rent, monthly$1,022
  • Annual rent as a share of median income20.4 percent
  • Single family units30,575
  • Share single family70.5 percent
  • Units in buildings of two or more11,666
  • Share in buildings of two or more26.9 percent
  • Mobile homes1,087 plus or minus 296
  • Median year structure built1972

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Wichita Falls

How Wichita Falls gets to work

  • Workers 16 and over who commute46,143
  • Commuting under 15 minutes28,089
  • Share commuting under 15 minutes60.9 percent
  • Commuting 30 minutes or more3,327
  • Share commuting 30 minutes or more7.2 percent
  • Drove alone70.3 percent
  • Carpooled12.4 percent
  • Public transport0.2 percent plus or minus 0.1
  • Walked8.0 percent
  • Worked from home7.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Wichita Falls

SBA loans in Wichita Falls (7(a))

  • Approvals69
  • Gross approval$51,262,300
  • Average approval$742,932
  • Median approval$400,000
  • Ninetieth percentile approval$2,010,000
  • Largest approval$5,000,000
  • Jobs supported788
  • Jobs per approval11.4
  • Loans with a final outcome11
  • Paid in full11
  • Charged off0
  • Charge-off rate over resolved loans0.0 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more31.9 percent
  • Share to franchises27.5 percent
  • Distinct lenders39
  • Distinct industries by NAICS47

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Wichita Falls

SBA loans in Wichita Falls (504)

  • Approvals9
  • Gross approval$11,953,000
  • Average approval$1,328,111
  • Median approval$1,338,000
  • Largest approval$3,052,000
  • Jobs supported201
  • Loans with a final outcome6
  • Charged off0
  • Median term240 months
  • Distinct CDCs4

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Wichita Falls

Flood risk in Wichita Falls

  • Listed NFIP communities1
  • Of those, participating1
  • Best Community Rating System classClass 8
  • NFIP community number480662
  • Currently effective map date02/03/10

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Wichita County, not Wichita Falls

Wichita County context, not Wichita Falls figures

These are Wichita County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Wichita Falls measurements.

  • Establishments in Wichita County3,043
  • Employment at those establishments, Wichita County44,613
  • Covered employment, Wichita County53,210
  • Average annual pay, Wichita County$52,232
  • Average weekly wage, Wichita County$1,004
  • Housing units permitted, Wichita County201
  • Of those, single family, Wichita County179
  • County product, 2024, Wichita County$7,674,286,000
  • County product change over the prior year, Wichita County3.7 percent
  • Average income of an arriving household, Wichita County$55,724

Every figure in this section is published for Wichita County as a whole and is not a measurement of Wichita Falls. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Wichita Falls questions, answered from the record.

How many people live in Wichita Falls, Texas?

102,581, in 38,169 households. Wichita Falls city covers 72.20 square miles of land, which is 1,421 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Wichita Falls in?

Wichita County, which holds 99.9 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Wichita Falls?

$60,177. The median owner-occupied home is valued at $156,800. Median gross rent is $1,022 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Wichita Falls businesses?

69 7(a) approvals totalling $51.3 m, across 39 lenders, median approval $400,000, plus 9 504 approvals worth $12.0 m. These count approvals to borrowers whose address is in Wichita Falls, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Wichita Falls borrowers get paid back?

Of the 11 loans that have reached a final outcome, 11 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.

Is Wichita Falls in the National Flood Insurance Program?

Yes. Wichita Falls appears in the FEMA Community Status Book as community 480662, carrying Community Rating System class 8, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Wichita Falls figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wichita County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Wichita Falls.

Is zoning published for Wichita Falls?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.