Wichita County, Texas: commercial real estate data.
Wichita County, Texas had an estimated 129,984 residents on July 1, 2024, up 0.5 percent since the 2020 census base of 129,360, across 628 square miles. County output reached $7.67 bn in 2024, 3,043 establishments operate here, and the SBA record carries 72 7(a) approvals worth $50.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Wichita County
How many people live in Wichita County
- Population, American Community Survey 2020-2024129,996
- Households49,017
- Average household size2.65
- Median household income$63,524
- Median age35.3
- Median gross rent$1,006 per month
- Median owner-occupied home value$153,700
- Home value to household income2.4 times
- Annual rent as a share of median income19.0 percent
- Adults 25 and over with a bachelor degree or higher25.1 percent
- Adults 25 and over with a graduate degree8.4 percent
- Adults 25 and over84,302
- Population under 1829,645
- Share under 1822.8 percent
- Population 65 and over20,006
- Share 65 and over15.4 percent
- Working age population, 18 to 6480,345
- Civilian labor force59,817
- Unemployment rate3.7 percent
- Labor force participation, adults 18 and over59.6 percent
- Rank by population among Texas counties36th of 254
- Rank by population among US county-equivalents, Puerto Rico included505th of 3,222
Wichita County is the 36th largest of 254 Texas counties by population. A median home costs 2.4 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 22.8 percent against 15.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Wichita County
Is Wichita County's population growing?
- Population, July 1, 2024129,984
- Census 2020 base population129,360
- Population change since the 2020 census base0.48 percent
- Population change, 2023 to 2024-118
- Births, 20241,593
- Deaths, 20241,546
- Natural change, 202447
- Net domestic migration, 2024-659
- Net international migration, 2024492
- Total net migration, 2024-167
- Cumulative net domestic migration, 2021 to 2024-477
- Rank by growth among US county-equivalents1663rd of 3,144
The county has grown 0.48 percent since the 2020 census base. More people left than moved in during 2024 and births over deaths did not make up the difference, so the population fell.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Wichita County
Where are people moving to Wichita County from?
- Tax returns filed by households arriving3,632
- People arriving, from those returns6,865
- Tax returns filed by households leaving3,835
- Net household movement-203
- Adjusted gross income arriving$202.4 m
- Net adjusted gross income movement$-16.5 m
- Average income of an arriving household$55,724
- Average income of a leaving household$57,064
- Largest single originTarrant County (171 households)
- Largest single destinationTarrant County (254 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Tarrant County | 171 | 299 | $13.2 m |
| Clay County | 147 | 235 | $6.6 m |
| Dallas County | 137 | 232 | $7.7 m |
| Archer County | 108 | 193 | $6.9 m |
| Denton County | 90 | 161 | $4.8 m |
| Foreign - APO/FPO ZIPs | 75 | 214 | $4.9 m |
| Bexar County | 70 | 133 | $-111.8 m |
| Wilbarger County | 70 | 138 | $3.0 m |
Households arriving report $1,340 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Tarrant County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Wichita County
What is the Wichita County economy?
- County GDP, 2024$7.67 bn
- County GDP, 2023$7.40 bn
- GDP change, 2023 to 20243.7 percent
- GDP change over five years27.5 percent
- Rank by GDP among the Texas areas BEA publishes42nd of 254
- Rank by GDP among the US county areas BEA publishes547th of 3,127
- GDP per resident$59,035
Output grew 3.7 percent in the latest year and 27.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Wichita County
Employment by industry in Wichita County
- Covered employment, annual average53,210
- Establishments reporting3,366
- Average annual pay$52,232
- Average weekly wage$1,004
- Health care and social assistance, employment10,358
- Health care and social assistance, average annual pay$58,010
- Retail trade, employment6,852
- Retail trade, average annual pay$35,544
- Accommodation and food services, employment5,701
- Accommodation and food services, average annual pay$21,065
- Manufacturing, employment4,992
- Manufacturing, average annual pay$69,168
- Administrative and support and waste management services, employment2,149
- Transportation and warehousing, employment1,948
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 10,358 | 440 | $58,010 |
| Retail trade | 6,852 | 434 | $35,544 |
| Accommodation and food services | 5,701 | 303 | $21,065 |
| Manufacturing | 4,992 | 123 | $69,168 |
| Administrative and support and waste management services | 2,149 | 238 | $43,282 |
| Transportation and warehousing | 1,948 | 84 | $75,842 |
| Construction | 1,775 | 249 | $58,733 |
| Finance and insurance | 1,756 | 196 | $75,130 |
Health care and social assistance is the largest private sector at 10,358 jobs, 19.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Wichita County
How many businesses are in Wichita County?
- Establishments, all industries3,043
- Employment at those establishments44,613
- Annual payroll$2.00 bn
- Establishments per 1,000 residents23.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Wichita County
Building permits in Wichita County
- Housing units authorized by permit, 2024201
- Declared construction value permitted$55.5 m
- Single family units authorized179
- Multifamily units authorized22
- Multifamily share of units10.9 percent
- Average declared value per unit$275,887
- Units authorized per 1,000 households4.1
Single-family homes are 89.1 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Wichita County
SBA loans in Wichita County (7(a) and 504)
- 7(a) approvals recorded72
- 7(a) gross approval dollars$50.2 m
- Average 7(a) approval$697,414
- Median 7(a) approval$377,500
- 10th percentile approval$75,850
- 90th percentile approval$1,617,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)841
- Jobs per approval11.7
- Distinct 7(a) lenders active39
- Distinct industries receiving approvals48
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer29.2 percent
- Loans on real estate terms21
- Loans on working capital terms, 120 months or shorter39
- Franchise loans19
- Franchise share of approvals26.4 percent
- Leading industry by approval countLimited-Service Restaurants (5)
- Most active lenderNortheast Bank (6)
- 504 approvals recorded10
- 504 gross approval dollars$12.6 m
- Average 504 approval$1,261,300
- Median 504 approval$1,316,000
- Distinct CDCs active4
- 504 jobs per approval21.6
- 504 jobs per million dollars approved17.1
- Most active CDCCapital Certified Development Corporation (6)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$62.8 m
The average approval of $697,414 sits well above the median of $377,500, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 29.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wichita County
SBA loan default and charge-off rates in Wichita County
Do SBA loans in Wichita County get paid back?
- Loans with a final outcome recorded13
- Paid in full13
- Charged off0
- Status: Paid in full13
- Status: Exempt from disclosure47
- Status: Cancelled12
Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wichita County
SBA lending by place in Wichita County
- Borrower cities with recorded lending3
- Wichita Falls, approvals67
- Iowa Park, approvals3
- Burkburnett, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Wichita Falls | 67 | $48,031,300 |
| Iowa Park | 3 | $1,400,000 |
| Burkburnett | 2 | $782,500 |
Wichita Falls accounts for 67 approvals against 3 in Iowa Park. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wichita County
How large is Wichita County?
- Land area628 sq mi
- Rank by land area among Texas counties227th of 254
- Width, east to west30.3 mi
- Height, north to south25 mi
- Geographies sharing a boundary5
- Residents per square mile of land207
- Establishments per square mile4.85
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Wichita County
Flood risk in Wichita County
- Participation of the county's own NFIP community Wichita County, unincorporated areasParticipating, community 481189
- Communities in the county in the NFIP Community Status Book8
- Of those, participating in the NFIP7
- NFIP participation rate87.5 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class1
- Radon levels in Wichita County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Wichita County (community 481189), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Wichita County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 8, which carries a flood insurance premium discount for policies written in that community. 87.5 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Wichita County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Wichita County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024129,996
- Households49,017
- Average household size2.65
- Median household income$63,524
- Median age35.3
Common questions
Wichita County questions, answered from the record.
How many people live in Wichita County, Texas?
The Census Bureau estimates 129,984 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 129,996, in 49,017 households, ranking 36th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Wichita County's population growing?
The population has grown 0.48 percent since the 2020 census base of 129,360, to 129,984 on July 1, 2024. In 2024 there were 1,593 births against 1,546 deaths, with net migration of -167. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Wichita County?
$63,524. The median owner-occupied home is valued at $153,700, which is 2.4 times income, and median gross rent is $1,006 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Wichita County?
3,043 establishments, employing 44,613 people with an annual payroll of $2.00 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Wichita County?
Health care and social assistance is the largest private sector at 10,358 jobs, 19.5 percent of covered employment. Covered employment averages 53,210 jobs at an average annual pay of $52,232, or $1,004 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Wichita County?
72 7(a) approvals totaling $50.2 m since FY2020, across 39 lenders, with a median approval of $377,500, plus 10 504 approvals worth $12.6 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Wichita County?
201 housing units were authorized by permit in 2024, with a declared construction value of $55.5 m. Multifamily was 10.9 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Wichita County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Wichita County come from?
The largest single origin is Tarrant County, with 171 households. Arriving households report an average income of $55,724 against $57,064 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Wichita County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Wichita County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Wichita County
Cities and places in Wichita.
6 Census places lie wholly or partly in Wichita County. All 6 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Wichita Falls | city | 102,581 | 67 | Wholly in this county |
| Burkburnett | city | 11,059 | 2 | Wholly in this county |
| Iowa Park | city | 6,578 | 3 | Wholly in this county |
| Electra | city | 2,351 | None recorded | Wholly in this county |
| Pleasant Valley | town | 357 | None recorded | Wholly in this county |
| Cashion Community | city | 309 | None recorded | Wholly in this county |
Nearby