Wilbarger County, Texas: commercial real estate data.
Wilbarger County, Texas had an estimated 12,455 residents on July 1, 2024, down 3.4 percent since the 2020 census base of 12,890, across 971 square miles. County output reached $1.01 bn in 2024, 283 establishments operate here, and the SBA record carries 7 7(a) approvals worth $3.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Wilbarger County
How many people live in Wilbarger County
- Population, American Community Survey 2020-202412,616
- Households4,778
- Average household size2.64
- Median household income$54,102
- Median age40.5
- Median gross rent$932 per month
- Median owner-occupied home value$89,400
- Home value to household income1.7 times
- Annual rent as a share of median income20.7 percent
- Adults 25 and over with a bachelor degree or higher17.3 percent
- Adults 25 and over with a graduate degree5.0 percent
- Adults 25 and over8,754
- Population under 182,708
- Share under 1821.5 percent
- Population 65 and over2,499
- Share 65 and over19.8 percent
- Working age population, 18 to 647,409
- Civilian labor force6,168
- Unemployment rate9.3 percent
- Labor force participation, adults 18 and over62.3 percent
- Rank by population among Texas counties151st of 254
- Rank by population among US county-equivalents, Puerto Rico included2309th of 3,222
Wilbarger County is the 151st largest of 254 Texas counties by population. A median home costs 1.7 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 21.5 percent against 19.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Wilbarger County
Is Wilbarger County's population growing?
- Population, July 1, 202412,455
- Census 2020 base population12,890
- Population change since the 2020 census base-3.37 percent
- Population change, 2023 to 2024-74
- Births, 2024159
- Deaths, 2024212
- Natural change, 2024-53
- Net domestic migration, 2024-47
- Net international migration, 202427
- Total net migration, 2024-20
- Cumulative net domestic migration, 2021 to 2024-305
- Rank by growth among US county-equivalents2800th of 3,144
The county has lost 3.37 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Wilbarger County
Where are people moving to Wilbarger County from?
- Tax returns filed by households arriving257
- People arriving, from those returns479
- Tax returns filed by households leaving310
- Net household movement-53
- Adjusted gross income arriving$12.5 m
- Net adjusted gross income movement$-584,000
- Average income of an arriving household$48,459
- Average income of a leaving household$42,058
- Largest single originWichita County (56 households)
- Largest single destinationWichita County (70 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Wichita County | 56 | 107 | $2.2 m |
| Hardeman County | 21 | 38 | $741,000 |
Households arriving report $6,401 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Wichita County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Wilbarger County
What is the Wilbarger County economy?
- County GDP, 2024$1.01 bn
- County GDP, 2023$993.0 m
- GDP change, 2023 to 20241.2 percent
- GDP change over five years33.0 percent
- Rank by GDP among the Texas areas BEA publishes154th of 254
- Rank by GDP among the US county areas BEA publishes1835th of 3,127
- GDP per resident$79,684
Output grew 1.2 percent in the latest year and 33.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Wilbarger County
Employment by industry in Wilbarger County
- Covered employment, annual average6,020
- Establishments reporting335
- Average annual pay$47,165
- Average weekly wage$907
- Retail trade, employment558
- Retail trade, average annual pay$34,871
- Accommodation and food services, employment530
- Accommodation and food services, average annual pay$23,451
- Agriculture, forestry, fishing and hunting, employment164
- Agriculture, forestry, fishing and hunting, average annual pay$42,910
- Finance and insurance, employment148
- Finance and insurance, average annual pay$60,438
- Transportation and warehousing, employment110
- Wholesale trade, employment77
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 558 | 34 | $34,871 |
| Accommodation and food services | 530 | 35 | $23,451 |
| Agriculture, forestry, fishing and hunting | 164 | 28 | $42,910 |
| Finance and insurance | 148 | 30 | $60,438 |
| Transportation and warehousing | 110 | 8 | $93,626 |
| Wholesale trade | 77 | 16 | $49,405 |
| Administrative and support and waste management services | 46 | 6 | $71,835 |
| Utilities | 38 | 9 | $109,750 |
Retail trade is the largest private sector at 558 jobs, 9.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Wilbarger County
How many businesses are in Wilbarger County?
- Establishments, all industries283
- Employment at those establishments4,654
- Annual payroll$201.9 m
- Establishments per 1,000 residents22.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Wilbarger County
Building permits in Wilbarger County
- Housing units authorized by permit, 20243
- Declared construction value permitted$907,922
- Single family units authorized3
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$302,641
- Units authorized per 1,000 households0.6
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Wilbarger County
SBA loans in Wilbarger County (7(a) and 504)
- 7(a) approvals recorded7
- 7(a) gross approval dollars$3.8 m
- Average 7(a) approval$539,629
- Median 7(a) approval$375,000
- Largest single approval$1,785,000
- Jobs reported supported, 7(a)79
- Jobs per approval11.3
- Distinct 7(a) lenders active5
- Distinct industries receiving approvals5
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer42.9 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter4
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countFull-Service Restaurants (3)
- 504 approvals recorded2
- 504 gross approval dollars$5.3 m
- Average 504 approval$2,660,500
- Median 504 approval$2,660,500
- Distinct CDCs active2
- 504 jobs per approval10.5
- 504 jobs per million dollars approved3.9
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$9.1 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wilbarger County
SBA loan default and charge-off rates in Wilbarger County
Do SBA loans in Wilbarger County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Cancelled2
- Status: Exempt from disclosure2
- Status: Committed, not yet disbursed2
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wilbarger County
How large is Wilbarger County?
- Land area971 sq mi
- Rank by land area among Texas counties80th of 254
- Width, east to west29.9 mi
- Height, north to south42 mi
- Geographies sharing a boundary6
- Residents per square mile of land13
- Establishments per square mile0.29
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Wilbarger County
Flood risk in Wilbarger County
- Participation of the county's own NFIP community Wilbarger County, unincorporated areasParticipating, community 481190
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Wilbarger County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Wilbarger County (community 481190), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Wilbarger County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Wilbarger County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Wilbarger County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202412,616
- Households4,778
- Average household size2.64
- Median household income$54,102
- Median age40.5
Common questions
Wilbarger County questions, answered from the record.
How many people live in Wilbarger County, Texas?
The Census Bureau estimates 12,455 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 12,616, in 4,778 households, ranking 151st of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Wilbarger County's population growing?
The population has fallen 3.37 percent since the 2020 census base of 12,890, to 12,455 on July 1, 2024. In 2024 there were 159 births against 212 deaths, with net migration of -20. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Wilbarger County?
$54,102. The median owner-occupied home is valued at $89,400, which is 1.7 times income, and median gross rent is $932 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Wilbarger County?
283 establishments, employing 4,654 people with an annual payroll of $201.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Wilbarger County?
Retail trade is the largest private sector at 558 jobs, 9.3 percent of covered employment. Covered employment averages 6,020 jobs at an average annual pay of $47,165, or $907 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Wilbarger County?
7 7(a) approvals totaling $3.8 m since FY2020, across 5 lenders, with a median approval of $375,000, plus 2 504 approvals worth $5.3 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Wilbarger County?
3 housing units were authorized by permit in 2024, with a declared construction value of $907,922. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Wilbarger County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Wilbarger County come from?
The largest single origin is Wichita County, with 56 households. Arriving households report an average income of $48,459 against $42,058 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Wilbarger County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Wilbarger County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Wilbarger County
Cities and places in Wilbarger.
4 Census places lie wholly or partly in Wilbarger County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Vernon | city | 9,848 | 7 | Wholly in this county |
| Lockett | CDP | 195 | None recorded | Wholly in this county |
| Oklaunion | CDP | 132 | None recorded | Wholly in this county |
| Harrold | CDP | 78 | None recorded | Wholly in this county |
Nearby