HomeTexasWilbarger CountyVernon
Vernon, Texas: commercial real estate data.
Vernon is a Census city of 9,848 people across 7.89 square miles of land, in Wilbarger County. Median household income is $51,114, 62.9 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $3.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Vernon
What Vernon is
- Census place typecity
- Land area7.89 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,248
- County holding the largest share of its areaWilbarger County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vernon
How many people live in Vernon
- Population9,848
- Median age37.6
- Population under 182,290
- Share under 1823.3 percent
- Population 65 and over1,928
- Share 65 and over19.6 percent
- Households3,708
- Family households2,143
- Share of households that are families57.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vernon
Income and work in Vernon
- Median household income$51,114
- Per capita income$29,003
- Civilian labor force4,696
- Employed4,141
- Unemployed555 plus or minus 261
- Unemployment rate11.8 percent plus or minus 5.5
- Adults 25 and over6,596
- Adults 25 and over with a high school diploma or higher81.0 percent
- Adults 25 and over with a bachelor degree or higher15.1 percent plus or minus 4.1
- Adults 25 and over with a graduate degree3.9 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vernon
Housing in Vernon
- Housing units4,648
- Occupied units3,708
- Vacant units940 plus or minus 279
- Vacancy rate20.2 percent plus or minus 6.0
- Owner occupied2,331
- Renter occupied1,377 plus or minus 290
- Ownership rate62.9 percent
- Median owner-occupied home value$87,000
- Median gross rent, monthly$945
- Annual rent as a share of median income22.2 percent
- Single family units3,631
- Share single family78.1 percent
- Units in buildings of two or more865 plus or minus 249
- Share in buildings of two or more18.6 percent plus or minus 5.3
- Mobile homes134 plus or minus 91
- Median year structure built1963
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vernon
How Vernon gets to work
- Workers 16 and over who commute4,027
- Commuting under 15 minutes2,936
- Share commuting under 15 minutes72.9 percent
- Commuting 30 minutes or more532 plus or minus 213
- Share commuting 30 minutes or more13.2 percent plus or minus 5.1
- Drove alone85.9 percent
- Carpooled8.5 percent plus or minus 3.2
- Public transport0.0 percent
- Walked2.0 percent plus or minus 1.7
- Worked from home1.3 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vernon
SBA loans in Vernon (7(a))
- Approvals7
- Gross approval$3,777,400
- Average approval$539,629
- Median approval$375,000
- Largest approval$1,785,000
- Jobs supported79
- Jobs per approval11.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more42.9 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Vernon, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Vernon
SBA loans in Vernon (504)
- Approvals2
- Gross approval$5,321,000
- Average approval$2,660,500
- Median approval$2,660,500
- Largest approval$3,378,000
- Jobs supported21
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Vernon, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Vernon
Flood risk in Vernon
- NFIP communityCity of Vernon
- NFIP community number481652
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/21/01
The City of Vernon participates in the National Flood Insurance Program as community 481652 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Wilbarger County, not Vernon
Wilbarger County context, not Vernon figures
- Establishments in Wilbarger County283
- Covered employment, Wilbarger County6,020
- Average annual pay, Wilbarger County$47,165
- Housing units permitted, Wilbarger County3
Every figure in this section is published for Wilbarger County as a whole and is not a measurement of Vernon.
All Wilbarger County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Vernon questions, answered from the record.
How many people live in Vernon, Texas?
9,848, in 3,708 households. Vernon city covers 7.89 square miles of land, which is 1,248 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Vernon in?
Wilbarger County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Vernon?
$51,114. The median owner-occupied home is valued at $87,000. Median gross rent is $945 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Vernon businesses?
7 7(a) approvals totaling $3.8 m since FY2020, across 5 lenders, median approval $375,000, plus 2 504 approvals worth $5.3 m since FY2010. These count approvals to borrowers whose address is in Vernon, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Vernon borrowers get paid back?
No rate is published for Vernon. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Vernon in the National Flood Insurance Program?
Yes. Vernon appears in the FEMA Community Status Book as Vernon, city of, community 481652, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Vernon figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wilbarger County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Vernon.
Is zoning published for Vernon?
No. Nothing on this page presents parcel level zoning.
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