HomeUtahCache CountySmithfield city
Smithfield city, Utah: commercial real estate data.
Smithfield city is a Census city of 14,408 people across 6.01 square miles of land, in Cache County. Median household income is $97,537, 80.5 percent of occupied homes are owned, and the SBA record carries 23 7(a) approvals to borrowers here worth $7.6 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Smithfield
What Smithfield is
- Census place typecity
- Land area6.01 sq mi
- Water area0 sq mi
- Population per square mile of land2,398
- County holding the largest share of its areaCache County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithfield
How many people live in Smithfield
- Population14,408
- Median age28.7
- Population under 185,446
- Share under 1837.8 percent
- Population 65 and over1,213
- Share 65 and over8.4 percent
- Households4,202
- Family households3,732
- Share of households that are families88.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithfield
Income and work in Smithfield
- Median household income$97,537
- Per capita income$30,772
- Civilian labor force6,821
- Employed6,631
- Unemployed190 plus or minus 121
- Unemployment rate2.8 percent plus or minus 1.8
- Adults 25 and over7,776
- Adults 25 and over with a high school diploma or higher94.5 percent
- Adults 25 and over with a bachelor degree or higher43.0 percent
- Adults 25 and over with a graduate degree11.2 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithfield
Housing in Smithfield
- Housing units4,269
- Occupied units4,202
- Vacant units67 plus or minus 81
- Vacancy rate1.6 percent plus or minus 1.9
- Owner occupied3,382
- Renter occupied820 plus or minus 167
- Ownership rate80.5 percent
- Median owner-occupied home value$450,200
- Median gross rent, monthly$1,311
- Annual rent as a share of median income16.1 percent
- Single family units3,829
- Share single family89.7 percent
- Units in buildings of two or more434 plus or minus 171
- Share in buildings of two or more10.2 percent plus or minus 4.0
- Mobile homes6 plus or minus 9
- Median year structure built2002
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithfield
How Smithfield gets to work
- Workers 16 and over who commute5,306
- Commuting under 15 minutes1,792
- Share commuting under 15 minutes33.8 percent
- Commuting 30 minutes or more920 plus or minus 252
- Share commuting 30 minutes or more17.3 percent plus or minus 4.6
- Drove alone68.5 percent
- Carpooled8.2 percent plus or minus 2.7
- Public transport0.9 percent plus or minus 0.9
- Walked1.4 percent plus or minus 1.5
- Worked from home18.8 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithfield
SBA loans in Smithfield (7(a))
- Approvals23
- Gross approval$7,587,400
- Average approval$329,887
- Median approval$110,000
- Ninetieth percentile approval$500,000
- Largest approval$3,927,000
- Jobs supported225
- Jobs per approval9.8
- Loans with a final outcome4
- Paid in full3
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises4.3 percent
- Distinct lenders12
- Distinct industries by NAICS21
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Smithfield
SBA loans in Smithfield (504)
- Approvals24
- Gross approval$15,058,000
- Average approval$627,417
- Median approval$331,000
- Largest approval$4,492,000
- Jobs supported199
- Loans with a final outcome4
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cache County, not Smithfield
Cache County context, not Smithfield figures
These are Cache County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Smithfield measurements.
- Establishments in Cache County4,140
- Employment at those establishments, Cache County56,328
- Covered employment, Cache County63,167
- Average annual pay, Cache County$52,281
- Average weekly wage, Cache County$1,005
- Housing units permitted, Cache County1,021
- Of those, single family, Cache County871
- County product, 2024, Cache County$9,088,221,000
- County product change over the prior year, Cache County6.5 percent
- Average income of an arriving household, Cache County$61,052
Every figure in this section is published for Cache County as a whole and is not a measurement of Smithfield. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Smithfield questions, answered from the record.
How many people live in Smithfield, Utah?
14,408, in 4,202 households. Smithfield city covers 6.01 square miles of land, which is 2,398 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Smithfield in?
Cache County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Smithfield?
$97,537. The median owner-occupied home is valued at $450,200. Median gross rent is $1,311 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Smithfield businesses?
23 7(a) approvals totalling $7.6 m, across 12 lenders, median approval $110,000, plus 24 504 approvals worth $15.1 m. These count approvals to borrowers whose address is in Smithfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Smithfield borrowers get paid back?
No rate is published for Smithfield. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Smithfield figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cache County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Smithfield.
Is zoning published for Smithfield?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.