Millard County, Utah: commercial real estate data.
Millard County, Utah had an estimated 13,572 residents on July 1, 2024, up 4.6 percent since the 2020 census base of 12,981, across 6,572 square miles. County output reached $1.49 bn in 2024, 301 establishments operate here, and the SBA record carries 26 7(a) approvals worth $12.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Millard County
How many people live in Millard County
- Population, American Community Survey 2020-202413,315
- Households4,357
- Average household size3.06
- Median household income$73,639
- Median age34.4
- Median gross rent$882 per month
- Median owner-occupied home value$284,700
- Home value to household income3.9 times
- Annual rent as a share of median income14.4 percent
- Adults 25 and over with a bachelor degree or higher24.3 percent
- Adults 25 and over with a graduate degree4.3 percent
- Adults 25 and over8,099
- Population under 184,100
- Share under 1830.8 percent
- Population 65 and over2,281
- Share 65 and over17.1 percent
- Working age population, 18 to 646,934
- Civilian labor force6,200
- Unemployment rate5.5 percent
- Labor force participation, adults 18 and over67.3 percent
- Rank by population among Utah counties18th of 29
- Rank by population among US county-equivalents, Puerto Rico included2268th of 3,222
Millard County is the 18th largest of 29 Utah counties by population. A median home costs 3.9 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 30.8 percent against 17.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Millard County
Is Millard County's population growing?
- Population, July 1, 202413,572
- Census 2020 base population12,981
- Population change since the 2020 census base4.55 percent
- Population change, 2023 to 2024140
- Births, 2024172
- Deaths, 2024122
- Natural change, 202450
- Net domestic migration, 202470
- Net international migration, 202422
- Total net migration, 202492
- Cumulative net domestic migration, 2021 to 2024303
- Rank by growth among US county-equivalents606th of 3,144
The county has grown 4.55 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Millard County
Where are people moving to Millard County from?
- Tax returns filed by households arriving249
- People arriving, from those returns537
- Tax returns filed by households leaving242
- Net household movement7
- Adjusted gross income arriving$14.8 m
- Net adjusted gross income movement$4.1 m
- Average income of an arriving household$59,285
- Average income of a leaving household$43,938
- Largest single originUtah County (61 households)
- Largest single destinationUtah County (53 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Utah County | 61 | 149 | $5.3 m |
| Salt Lake County | 48 | 81 | $2.3 m |
Households arriving report $15,347 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Utah County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Millard County
What is the Millard County economy?
- County GDP, 2024$1.49 bn
- County GDP, 2023$1.49 bn
- GDP change, 2023 to 20240.5 percent
- GDP change over five years59.6 percent
- Rank by GDP among the Utah areas BEA publishes16th of 29
- Rank by GDP among the US county areas BEA publishes1520th of 3,127
- GDP per resident$112,214
Output grew 0.5 percent in the latest year and 59.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Millard County
Employment by industry in Millard County
- Covered employment, annual average5,495
- Establishments reporting466
- Average annual pay$55,610
- Average weekly wage$1,069
- Retail trade, employment760
- Retail trade, average annual pay$28,766
- Administrative and support and waste management services, employment565
- Administrative and support and waste management services, average annual pay$48,568
- Utilities, employment353
- Utilities, average annual pay$153,667
- Accommodation and food services, employment348
- Accommodation and food services, average annual pay$20,943
- Construction, employment269
- Manufacturing, employment231
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 760 | 56 | $28,766 |
| Administrative and support and waste management services | 565 | 17 | $48,568 |
| Utilities | 353 | 8 | $153,667 |
| Accommodation and food services | 348 | 33 | $20,943 |
| Construction | 269 | 55 | $68,530 |
| Manufacturing | 231 | 14 | $65,338 |
| Wholesale trade | 140 | 19 | $57,671 |
| Transportation and warehousing | 128 | 22 | $67,789 |
Retail trade is the largest private sector at 760 jobs, 13.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Millard County
How many businesses are in Millard County?
- Establishments, all industries301
- Employment at those establishments3,516
- Annual payroll$199.1 m
- Establishments per 1,000 residents22.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Millard County
Building permits in Millard County
- Housing units authorized by permit, 202493
- Declared construction value permitted$18.4 m
- Single family units authorized76
- Multifamily units authorized17
- Multifamily share of units18.3 percent
- Average declared value per unit$198,253
- Units authorized per 1,000 households21.3
Single-family homes are 81.7 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Millard County
SBA loans in Millard County (7(a) and 504)
- 7(a) approvals recorded26
- 7(a) gross approval dollars$12.6 m
- Average 7(a) approval$483,781
- Median 7(a) approval$253,700
- 10th percentile approval$30,000
- 90th percentile approval$1,473,200
- Largest single approval$2,633,500
- Jobs reported supported, 7(a)150
- Jobs per approval5.8
- Distinct 7(a) lenders active12
- Distinct industries receiving approvals19
- Median 7(a) term152 months
- Share of loans on real estate terms, 240 months or longer34.6 percent
- Loans on real estate terms9
- Loans on working capital terms, 120 months or shorter12
- Franchise loans5
- Franchise share of approvals19.2 percent
- Most active lenderCommunity Banks of Colorado, A Division of NBH Bank (7)
- 504 approvals recorded11
- 504 gross approval dollars$3.5 m
- Average 504 approval$322,000
- Median 504 approval$263,000
- Distinct CDCs active2
- 504 jobs per approval3.4
- 504 jobs per million dollars approved10.4
- Most active CDCMountain West Small Business Finance (9)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$16.1 m
The average approval of $483,781 sits well above the median of $253,700, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 34.6 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Millard County
SBA loan default and charge-off rates in Millard County
Do SBA loans in Millard County get paid back?
- Loans with a final outcome recorded7
- Paid in full7
- Charged off0
- Status: Exempt from disclosure13
- Status: Paid in full7
- Status: Cancelled2
- Status: Committed, not yet disbursed4
Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Millard County
SBA lending by place in Millard County
- Borrower cities with recorded lending7
- Fillmore, approvals13
- Delta, approvals6
- Oak City, approvals3
- Las Vegas, approvals1
- Scipio, approvals1
- Hinckley, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Fillmore | 13 | $8,762,000 |
| Delta | 6 | $996,500 |
| Oak City | 3 | $326,600 |
| Las Vegas | 1 | $1,987,500 |
| Scipio | 1 | $426,700 |
| Hinckley | 1 | $54,000 |
| Mapleton | 1 | $25,000 |
Fillmore accounts for 13 approvals against 6 in Delta. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Millard County
How large is Millard County?
- Land area6,572 sq mi
- Rank by land area among Utah counties3rd of 29
- Width, east to west109.4 mi
- Height, north to south67.8 mi
- Geographies sharing a boundary6
- Residents per square mile of land2
- Establishments per square mile0.05
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Millard County
Flood risk in Millard County
- Participation of the county's own NFIP community Millard County, unincorporated areasParticipating, community 490233
- Communities in the county in the NFIP Community Status Book10
- Of those, participating in the NFIP9
- NFIP participation rate90.0 percent
- Communities carrying a CRS class0
- Radon levels in Millard County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Millard County (community 490233), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Millard County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 90.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Millard County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Millard County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202413,315
- Households4,357
- Average household size3.06
- Median household income$73,639
- Median age34.4
Common questions
Millard County questions, answered from the record.
How many people live in Millard County, Utah?
The Census Bureau estimates 13,572 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 13,315, in 4,357 households, ranking 18th of 29 Utah counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Millard County's population growing?
The population has grown 4.55 percent since the 2020 census base of 12,981, to 13,572 on July 1, 2024. In 2024 there were 172 births against 122 deaths, with net migration of 92. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Millard County?
$73,639. The median owner-occupied home is valued at $284,700, which is 3.9 times income, and median gross rent is $882 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Millard County?
301 establishments, employing 3,516 people with an annual payroll of $199.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Millard County?
Retail trade is the largest private sector at 760 jobs, 13.8 percent of covered employment. Covered employment averages 5,495 jobs at an average annual pay of $55,610, or $1,069 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Millard County?
26 7(a) approvals totaling $12.6 m since FY2020, across 12 lenders, with a median approval of $253,700, plus 11 504 approvals worth $3.5 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Millard County?
93 housing units were authorized by permit in 2024, with a declared construction value of $18.4 m. Multifamily was 18.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Millard County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Millard County come from?
The largest single origin is Utah County, with 61 households. Arriving households report an average income of $59,285 against $43,938 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Millard County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Millard County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Millard County
Cities and places in Millard.
13 Census places lie wholly or partly in Millard County. All 13 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Delta | city | 3,705 | 6 | Wholly in this county |
| Fillmore | city | 2,676 | 13 | Wholly in this county |
| Hinckley | town | 855 | 1 | Wholly in this county |
| Oak City | town | 854 | 3 | Wholly in this county |
| Holden | town | 467 | None recorded | Wholly in this county |
| Scipio | town | 466 | 1 | Wholly in this county |
| Kanosh | town | 465 | None recorded | Wholly in this county |
| Leamington | town | 329 | None recorded | Wholly in this county |
| Deseret | CDP | 270 | None recorded | Wholly in this county |
| Meadow | town | 245 | None recorded | Wholly in this county |
| Sutherland | CDP | 183 | None recorded | Wholly in this county |
| Lynndyl | town | 124 | None recorded | Wholly in this county |
| Oasis | CDP | 66 | None recorded | Wholly in this county |
A further 2 of the county's 26 SBA 7(a) approvals are to borrowers in cities that match no Census place in Millard County, the largest being Las Vegas (1), Mapleton (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby