HomeUtahMillard CountyOak City
Oak City, Utah: commercial real estate data.
Oak City is a Census town of 854 people across 1.17 square miles of land, in Millard County. Median household income is $73,479, 91.1 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $326,600 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oak City
What Oak City is
- Census place typetown
- Land area1.17 sq mi
- Water area0 sq mi
- Population per square mile of land733 plus or minus 215
- County holding the largest share of its areaMillard County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak City
How many people live in Oak City
- Population854 plus or minus 251
- Median age36.6 plus or minus 19.2
- Population under 18251 plus or minus 89
- Share under 1829.4 percent plus or minus 5.9
- Population 65 and over231 plus or minus 89
- Share 65 and over27.0 percent plus or minus 6.8
- Households259 plus or minus 81
- Family households236 plus or minus 82
- Share of households that are families91.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak City
Income and work in Oak City
- Median household income$73,479
- Per capita income$27,380 plus or minus $6,256
- Civilian labor force243 plus or minus 91
- Employed243 plus or minus 91
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over570 plus or minus 154
- Adults 25 and over with a high school diploma or higher99.8 percent plus or minus 37.1
- Adults 25 and over with a bachelor degree or higher22.8 percent plus or minus 9.3
- Adults 25 and over with a graduate degree1.6 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak City
Housing in Oak City
- Housing units285 plus or minus 83
- Occupied units259 plus or minus 81
- Vacant units26 plus or minus 18
- Vacancy rate9.1 percent plus or minus 5.7
- Owner occupied236 plus or minus 77
- Renter occupied23 plus or minus 34
- Ownership rate91.1 percent
- Median owner-occupied home value$247,000 plus or minus $90,402
- Single family units285 plus or minus 84
- Share single family100.0 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes0
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak City
How Oak City gets to work
- Workers 16 and over who commute218 plus or minus 88
- Commuting under 15 minutes48 plus or minus 38
- Share commuting under 15 minutes22.0 percent plus or minus 14.9
- Commuting 30 minutes or more74 plus or minus 49
- Share commuting 30 minutes or more33.9 percent plus or minus 18.1
- Drove alone87.0 percent
- Carpooled1.3 percent plus or minus 2.0
- Public transport0.0 percent
- Walked3.4 percent plus or minus 5.3
- Worked from home8.4 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak City
SBA loans in Oak City (7(a))
- Approvals3
- Gross approval$326,600
- Average approval$108,867
- Median approval$50,000
- Largest approval$269,100
- Jobs supported2
- Jobs per approval0.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Oak City, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oak City
Flood risk in Oak City
- NFIP communityTown of Oak City
- NFIP community number490090
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date(NSFHA)
The Town of Oak City participates in the National Flood Insurance Program as community 490090 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Millard County, not Oak City
Millard County context, not Oak City figures
- Establishments in Millard County301
- Covered employment, Millard County5,495
- Average annual pay, Millard County$55,610
- Housing units permitted, Millard County93
Every figure in this section is published for Millard County as a whole and is not a measurement of Oak City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oak City questions, answered from the record.
How many people live in Oak City, Utah?
854, in 259 households. Oak City town covers 1.17 square miles of land, which is 733 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oak City in?
Millard County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oak City?
$73,479. The median owner-occupied home is valued at $247,000. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oak City businesses?
3 7(a) approvals totaling $326,600 since FY2020, across 2 lenders, median approval $50,000. These count approvals to borrowers whose address is in Oak City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oak City borrowers get paid back?
No rate is published for Oak City. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oak City in the National Flood Insurance Program?
Yes. Oak City appears in the FEMA Community Status Book as Oak City, town of, community 490090, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oak City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Millard County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oak City.
Is zoning published for Oak City?
No. Nothing on this page presents parcel level zoning.
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