HomeVermontWashington CountyMontpelier
Montpelier, Vermont: commercial real estate data.
Montpelier is a Census city of 8,014 people across 10.06 square miles of land, in Washington County. Median household income is $81,030, 53.1 percent of occupied homes are owned, and the SBA record carries 23 7(a) approvals to borrowers here worth $2.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Montpelier
What Montpelier is
- Census place typecity
- Land area10.06 sq mi
- Water area0.19 sq mi
- Population per square mile of land797
- County holding the largest share of its areaWashington County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montpelier
How many people live in Montpelier
- Population8,014
- Median age42.3
- Population under 181,437
- Share under 1817.9 percent
- Population 65 and over1,949
- Share 65 and over24.3 percent
- Households3,721
- Family households1,869
- Share of households that are families50.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montpelier
Income and work in Montpelier
- Median household income$81,030
- Per capita income$50,532
- Civilian labor force4,463
- Employed4,355
- Unemployed108 plus or minus 68
- Unemployment rate2.4 percent plus or minus 1.5
- Adults 25 and over6,057
- Adults 25 and over with a high school diploma or higher97.4 percent
- Adults 25 and over with a bachelor degree or higher66.1 percent
- Adults 25 and over with a graduate degree28.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montpelier
Housing in Montpelier
- Housing units3,921
- Occupied units3,721
- Vacant units200 plus or minus 91
- Vacancy rate5.1 percent plus or minus 2.3
- Owner occupied1,976
- Renter occupied1,745
- Ownership rate53.1 percent
- Median owner-occupied home value$375,100
- Median gross rent, monthly$1,302
- Annual rent as a share of median income19.3 percent
- Single family units2,082
- Share single family53.1 percent
- Units in buildings of two or more1,805
- Share in buildings of two or more46.0 percent
- Mobile homes34 plus or minus 33
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montpelier
How Montpelier gets to work
- Workers 16 and over who commute3,167
- Commuting under 15 minutes1,751
- Share commuting under 15 minutes55.3 percent
- Commuting 30 minutes or more623 plus or minus 153
- Share commuting 30 minutes or more19.7 percent plus or minus 4.5
- Drove alone55.2 percent
- Carpooled4.9 percent plus or minus 1.9
- Public transport1.8 percent plus or minus 1.2
- Walked9.7 percent plus or minus 3.1
- Worked from home26.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montpelier
SBA loans in Montpelier (7(a))
- Approvals23
- Gross approval$2,617,500
- Average approval$113,804
- Median approval$50,000
- Ninetieth percentile approval$228,800
- Largest approval$685,000
- Jobs supported210
- Jobs per approval9.1
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more13.0 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS19
Counted by borrower city: approvals to borrowers whose address is in Montpelier, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montpelier
SBA loans in Montpelier (504)
- Approvals5
- Gross approval$4,401,000
- Average approval$880,200
- Median approval$681,000
- Largest approval$2,455,000
- Jobs supported39
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Montpelier, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Montpelier
Flood risk in Montpelier
- NFIP communityCity of Montpelier
- NFIP community number505518
- Participating in the NFIPYes
- Community Rating System classClass 8
- Currently effective map date03/19/13
The City of Montpelier participates in the National Flood Insurance Program as community 505518 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Washington County, not Montpelier
Washington County context, not Montpelier figures
- Establishments in Washington County2,118
- Covered employment, Washington County33,484
- Average annual pay, Washington County$67,784
- Housing units permitted, Washington County203
Every figure in this section is published for Washington County as a whole and is not a measurement of Montpelier.
All Washington County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Montpelier questions, answered from the record.
How many people live in Montpelier, Vermont?
8,014, in 3,721 households. Montpelier city covers 10.06 square miles of land, which is 797 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Montpelier in?
Washington County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Montpelier?
$81,030. The median owner-occupied home is valued at $375,100. Median gross rent is $1,302 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Montpelier businesses?
23 7(a) approvals totaling $2.6 m since FY2020, across 8 lenders, median approval $50,000, plus 5 504 approvals worth $4.4 m since FY2010. These count approvals to borrowers whose address is in Montpelier, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Montpelier borrowers get paid back?
No rate is published for Montpelier. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Montpelier in the National Flood Insurance Program?
Yes. Montpelier appears in the FEMA Community Status Book as Montpelier, city of, community 505518, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Montpelier figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Washington County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Montpelier.
Is zoning published for Montpelier?
No. Nothing on this page presents parcel level zoning.