HomeVermontWashington CountyMontpelier city
Montpelier city, Vermont: commercial real estate data.
Montpelier city is a Census city of 8,014 people across 10.06 square miles of land, in Washington County. Median household income is $81,030, 53.1 percent of occupied homes are owned, and the SBA record carries 23 7(a) approvals to borrowers here worth $2.6 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Montpelier
What Montpelier is
- Census place typecity
- Land area10.06 sq mi
- Water area0.19 sq mi
- Population per square mile of land797
- County holding the largest share of its areaWashington County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montpelier
How many people live in Montpelier
- Population8,014
- Median age42.3
- Population under 181,437
- Share under 1817.9 percent
- Population 65 and over1,949
- Share 65 and over24.3 percent
- Households3,721
- Family households1,869
- Share of households that are families50.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montpelier
Income and work in Montpelier
- Median household income$81,030
- Per capita income$50,532
- Civilian labor force4,463
- Employed4,355
- Unemployed108 plus or minus 68
- Unemployment rate2.4 percent plus or minus 1.5
- Adults 25 and over6,057
- Adults 25 and over with a high school diploma or higher97.4 percent
- Adults 25 and over with a bachelor degree or higher66.1 percent
- Adults 25 and over with a graduate degree28.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montpelier
Housing in Montpelier
- Housing units3,921
- Occupied units3,721
- Vacant units200 plus or minus 91
- Vacancy rate5.1 percent plus or minus 2.3
- Owner occupied1,976
- Renter occupied1,745
- Ownership rate53.1 percent
- Median owner-occupied home value$375,100
- Median gross rent, monthly$1,302
- Annual rent as a share of median income19.3 percent
- Single family units2,082
- Share single family53.1 percent
- Units in buildings of two or more1,805
- Share in buildings of two or more46.0 percent
- Mobile homes34 plus or minus 33
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montpelier
How Montpelier gets to work
- Workers 16 and over who commute3,167
- Commuting under 15 minutes1,751
- Share commuting under 15 minutes55.3 percent
- Commuting 30 minutes or more623 plus or minus 153
- Share commuting 30 minutes or more19.7 percent plus or minus 4.5
- Drove alone55.2 percent
- Carpooled4.9 percent plus or minus 1.9
- Public transport1.8 percent plus or minus 1.2
- Walked9.7 percent plus or minus 3.1
- Worked from home26.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montpelier
SBA loans in Montpelier (7(a))
- Approvals23
- Gross approval$2,617,500
- Average approval$113,804
- Median approval$50,000
- Ninetieth percentile approval$236,000
- Largest approval$685,000
- Jobs supported210
- Jobs per approval9.1
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more13.0 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS19
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montpelier
SBA loans in Montpelier (504)
- Approvals5
- Gross approval$4,401,000
- Average approval$880,200
- Median approval$681,000
- Largest approval$2,455,000
- Jobs supported39
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Washington County, not Montpelier
Washington County context, not Montpelier figures
These are Washington County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Montpelier measurements.
- Establishments in Washington County2,118
- Employment at those establishments, Washington County26,122
- Covered employment, Washington County33,484
- Average annual pay, Washington County$67,784
- Average weekly wage, Washington County$1,304
- Housing units permitted, Washington County203
- Of those, single family, Washington County149
- County product, 2024, Washington County$5,191,179,000
- County product change over the prior year, Washington County5.3 percent
- Average income of an arriving household, Washington County$81,038
Every figure in this section is published for Washington County as a whole and is not a measurement of Montpelier. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Montpelier questions, answered from the record.
How many people live in Montpelier, Vermont?
8,014, in 3,721 households. Montpelier city covers 10.06 square miles of land, which is 797 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Montpelier in?
Washington County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Montpelier?
$81,030. The median owner-occupied home is valued at $375,100. Median gross rent is $1,302 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Montpelier businesses?
23 7(a) approvals totalling $2.6 m, across 8 lenders, median approval $50,000, plus 5 504 approvals worth $4.4 m. These count approvals to borrowers whose address is in Montpelier, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Montpelier borrowers get paid back?
No rate is published for Montpelier. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Montpelier figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Washington County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Montpelier.
Is zoning published for Montpelier?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.