HomeVermontWashington CountyWaterbury CDP
Waterbury CDP, Vermont: commercial real estate data.
Waterbury CDP is a Census CDP of 1,753 people across 1.29 square miles of land, in Washington County. Median household income is $54,273, 41.8 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $2.4 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Waterbury
What Waterbury is
- Census place typeCDP
- Land area1.29 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,357 plus or minus 376
- County holding the largest share of its areaWashington County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterbury
How many people live in Waterbury
- Population1,753 plus or minus 486
- Median age39.6
- Population under 18389 plus or minus 172
- Share under 1822.2 percent plus or minus 7.7
- Population 65 and over357 plus or minus 150
- Share 65 and over20.4 percent plus or minus 6.4
- Households961 plus or minus 244
- Family households256 plus or minus 133
- Share of households that are families26.6 percent plus or minus 12.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterbury
Income and work in Waterbury
- Median household income$54,273 plus or minus $12,593
- Per capita income$47,547 plus or minus $16,145
- Civilian labor force989 plus or minus 330
- Employed970 plus or minus 327
- Unemployed19 plus or minus 28
- Unemployment rate1.9 percent plus or minus 2.8
- Adults 25 and over1,364 plus or minus 348
- Adults 25 and over with a high school diploma or higher100.0 percent
- Adults 25 and over with a bachelor degree or higher52.6 percent plus or minus 12.4
- Adults 25 and over with a graduate degree17.9 percent plus or minus 8.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterbury
Housing in Waterbury
- Housing units1,111 plus or minus 248
- Occupied units961 plus or minus 244
- Vacant units150 plus or minus 122
- Vacancy rate13.5 percent plus or minus 10.6
- Owner occupied402 plus or minus 150
- Renter occupied559 plus or minus 203
- Ownership rate41.8 percent plus or minus 11.4
- Median owner-occupied home value$375,400
- Median gross rent, monthly$866 plus or minus $497
- Annual rent as a share of median income19.1 percent plus or minus 11.9
- Single family units547 plus or minus 195
- Share single family49.2 percent plus or minus 13.7
- Units in buildings of two or more564 plus or minus 233
- Share in buildings of two or more50.8 percent plus or minus 17.7
- Mobile homes0
- Median year structure built1964
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterbury
How Waterbury gets to work
- Workers 16 and over who commute668 plus or minus 284
- Commuting under 15 minutes136 plus or minus 94
- Share commuting under 15 minutes20.4 percent plus or minus 11.1
- Commuting 30 minutes or more315 plus or minus 157
- Share commuting 30 minutes or more47.2 percent plus or minus 12.2
- Drove alone69.0 percent plus or minus 18.5
- Carpooled2.0 percent plus or minus 2.9
- Public transport0.0 percent
- Walked6.1 percent plus or minus 5.1
- Worked from home23.0 percent plus or minus 9.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterbury
SBA loans in Waterbury (7(a))
- Approvals11
- Gross approval$2,421,200
- Average approval$220,109
- Median approval$64,000
- Ninetieth percentile approval$785,000
- Largest approval$895,000
- Jobs supported75
- Jobs per approval6.8
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS11
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Waterbury
SBA loans in Waterbury (504)
- Approvals6
- Gross approval$2,635,000
- Average approval$439,167
- Median approval$264,000
- Largest approval$1,504,000
- Jobs supported48
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Washington County, not Waterbury
Washington County context, not Waterbury figures
These are Washington County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Waterbury measurements.
- Establishments in Washington County2,118
- Employment at those establishments, Washington County26,122
- Covered employment, Washington County33,484
- Average annual pay, Washington County$67,784
- Average weekly wage, Washington County$1,304
- Housing units permitted, Washington County203
- Of those, single family, Washington County149
- County product, 2024, Washington County$5,191,179,000
- County product change over the prior year, Washington County5.3 percent
- Average income of an arriving household, Washington County$81,038
Every figure in this section is published for Washington County as a whole and is not a measurement of Waterbury. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Waterbury questions, answered from the record.
How many people live in Waterbury, Vermont?
1,753, in 961 households. Waterbury CDP covers 1.29 square miles of land, which is 1,357 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waterbury in?
Washington County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Waterbury?
$54,273. The median owner-occupied home is valued at $375,400. Median gross rent is $866 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Waterbury businesses?
11 7(a) approvals totalling $2.4 m, across 6 lenders, median approval $64,000, plus 6 504 approvals worth $2.6 m. These count approvals to borrowers whose address is in Waterbury, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waterbury borrowers get paid back?
No rate is published for Waterbury. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Waterbury figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Washington County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waterbury.
Is zoning published for Waterbury?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.