HomeVermontWashington CountyWaterbury Center CDP
Waterbury Center CDP, Vermont: commercial real estate data.
Waterbury Center CDP is a Census CDP of 273 people across 0.43 square miles of land, in Washington County. 65.4 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $2.6 m.
73 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Waterbury Center through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 273 with a margin of error of plus or minus 193, which is 70.7 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Waterbury Center
What Waterbury Center is
- Census place typeCDP
- Land area0.43 sq mi
- Water area0 sq mi
- Population per square mile of land628 plus or minus 444
- County holding the largest share of its areaWashington County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterbury Center
How many people live in Waterbury Center
- Population273 plus or minus 193
- Median age47.9 plus or minus 16.4
- Population under 1826 plus or minus 43
- Share under 189.5 percent plus or minus 14.3
- Population 65 and over51 plus or minus 49
- Share 65 and over18.7 percent plus or minus 12.1
- Households153 plus or minus 108
- Family households40 plus or minus 38
- Share of households that are families26.1 percent plus or minus 16.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterbury Center
Income and work in Waterbury Center
- Per capita income$55,122 plus or minus $18,506
- Civilian labor force119 plus or minus 137
- Employed119 plus or minus 137
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over247 plus or minus 176
- Adults 25 and over with a high school diploma or higher78.5 percent
- Adults 25 and over with a bachelor degree or higher68.8 percent plus or minus 25.9
- Adults 25 and over with a graduate degree5.7 percent plus or minus 8.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterbury Center
Housing in Waterbury Center
- Housing units274 plus or minus 145
- Occupied units153 plus or minus 108
- Vacant units121 plus or minus 123
- Vacancy rate44.2 percent plus or minus 38.3
- Owner occupied100 plus or minus 79
- Renter occupied53 plus or minus 86
- Ownership rate65.4 percent plus or minus 23.2
- Median owner-occupied home value$298,100 plus or minus $151,888
- Single family units234 plus or minus 137
- Share single family85.4 percent plus or minus 21.7
- Units in buildings of two or more40 plus or minus 61
- Share in buildings of two or more14.6 percent plus or minus 20.8
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterbury Center
How Waterbury Center gets to work
- Workers 16 and over who commute121 plus or minus 122
- Commuting under 15 minutes0
- Share commuting under 15 minutes0.0 percent
- Commuting 30 minutes or more85 plus or minus 100
- Share commuting 30 minutes or more70.2 percent plus or minus 42.6
- Drove alone49.4 percent plus or minus 28.8
- Carpooled20.9 percent plus or minus 27.5
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home29.7 percent plus or minus 39.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterbury Center
SBA loans in Waterbury Center (7(a))
- Approvals9
- Gross approval$2,596,000
- Average approval$288,444
- Median approval$75,000
- Ninetieth percentile approval$1,582,000
- Largest approval$1,582,000
- Jobs supported9
- Jobs per approval1.0
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS5
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Waterbury Center
SBA loans in Waterbury Center (504)
- Approvals2
- Gross approval$1,868,000
- Average approval$934,000
- Median approval$1,463,000
- Largest approval$1,463,000
- Jobs supported35
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Washington County, not Waterbury Center
Washington County context, not Waterbury Center figures
These are Washington County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Waterbury Center measurements.
- Establishments in Washington County2,118
- Employment at those establishments, Washington County26,122
- Covered employment, Washington County33,484
- Average annual pay, Washington County$67,784
- Average weekly wage, Washington County$1,304
- Housing units permitted, Washington County203
- Of those, single family, Washington County149
- County product, 2024, Washington County$5,191,179,000
- County product change over the prior year, Washington County5.3 percent
- Average income of an arriving household, Washington County$81,038
Every figure in this section is published for Washington County as a whole and is not a measurement of Waterbury Center. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Waterbury Center questions, answered from the record.
How many people live in Waterbury Center, Vermont?
273, in 153 households. Waterbury Center CDP covers 0.43 square miles of land, which is 628 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waterbury Center in?
Washington County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Waterbury Center businesses?
9 7(a) approvals totalling $2.6 m, across 3 lenders, median approval $75,000, plus 2 504 approvals worth $1.9 m. These count approvals to borrowers whose address is in Waterbury Center, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waterbury Center borrowers get paid back?
No rate is published for Waterbury Center. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Waterbury Center figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Washington County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waterbury Center.
Is zoning published for Waterbury Center?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.