Luray, Virginia: commercial real estate data.
Luray is a Census town of 4,827 people across 4.86 square miles of land, in Page County. Median household income is $50,150, 65.2 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $875,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Luray
What Luray is
- Census place typetown
- Land area4.86 sq mi
- Water area0.03 sq mi
- Population per square mile of land994
- County holding the largest share of its areaPage County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luray
How many people live in Luray
- Population4,827
- Median age54.0
- Population under 18893 plus or minus 235
- Share under 1818.5 percent plus or minus 4.9
- Population 65 and over1,420 plus or minus 296
- Share 65 and over29.4 percent plus or minus 6.1
- Households2,323
- Family households1,258
- Share of households that are families54.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luray
Income and work in Luray
- Median household income$50,150 plus or minus $10,843
- Per capita income$32,607
- Civilian labor force2,078
- Employed1,883
- Unemployed195 plus or minus 140
- Unemployment rate9.4 percent plus or minus 6.7
- Adults 25 and over3,736
- Adults 25 and over with a high school diploma or higher85.2 percent
- Adults 25 and over with a bachelor degree or higher18.5 percent plus or minus 5.0
- Adults 25 and over with a graduate degree5.1 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luray
Housing in Luray
- Housing units2,598
- Occupied units2,323
- Vacant units275 plus or minus 128
- Vacancy rate10.6 percent plus or minus 4.8
- Owner occupied1,515
- Renter occupied808 plus or minus 205
- Ownership rate65.2 percent
- Median owner-occupied home value$253,900
- Median gross rent, monthly$892
- Annual rent as a share of median income21.3 percent plus or minus 5.0
- Single family units2,304
- Share single family88.7 percent
- Units in buildings of two or more264 plus or minus 109
- Share in buildings of two or more10.2 percent plus or minus 4.1
- Mobile homes30 plus or minus 41
- Median year structure built1961
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luray
How Luray gets to work
- Workers 16 and over who commute1,693
- Commuting under 15 minutes965 plus or minus 253
- Share commuting under 15 minutes57.0 percent plus or minus 12.7
- Commuting 30 minutes or more543 plus or minus 165
- Share commuting 30 minutes or more32.1 percent plus or minus 8.6
- Drove alone82.5 percent
- Carpooled6.4 percent plus or minus 4.0
- Public transport0.0 percent
- Walked1.5 percent plus or minus 2.4
- Worked from home9.6 percent plus or minus 6.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luray
SBA loans in Luray (7(a))
- Approvals4
- Gross approval$875,000
- Average approval$218,750
- Median approval$207,500
- Largest approval$400,000
- Jobs supported18
- Jobs per approval4.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term186 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Luray, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Luray
SBA loans in Luray (504)
- Approvals2
- Gross approval$384,000
- Average approval$192,000
- Median approval$192,000
- Largest approval$196,000
- Jobs supported9
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Luray, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Luray
Flood risk in Luray
- NFIP communityTown of Luray
- NFIP community number510110
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/05/07
The Town of Luray participates in the National Flood Insurance Program as community 510110 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Page County, not Luray
Page County context, not Luray figures
- Establishments in Page County441
- Covered employment, Page County5,550
- Average annual pay, Page County$43,184
- Housing units permitted, Page County164
Every figure in this section is published for Page County as a whole and is not a measurement of Luray.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Luray questions, answered from the record.
How many people live in Luray, Virginia?
4,827, in 2,323 households. Luray town covers 4.86 square miles of land, which is 994 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Luray in?
Page County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Luray?
$50,150. The median owner-occupied home is valued at $253,900. Median gross rent is $892 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Luray businesses?
4 7(a) approvals totaling $875,000 since FY2020, across 4 lenders, median approval $207,500, plus 2 504 approvals worth $384,000 since FY2010. These count approvals to borrowers whose address is in Luray, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Luray borrowers get paid back?
No rate is published for Luray. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Luray in the National Flood Insurance Program?
Yes. Luray appears in the FEMA Community Status Book as Luray, town of, community 510110, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Luray figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Page County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Luray.
Is zoning published for Luray?
No. Nothing on this page presents parcel level zoning.