HomeVirginiaRappahannock County
Rappahannock County, Virginia: commercial real estate data.
Rappahannock County, Virginia had an estimated 7,479 residents on July 1, 2024, up 1.7 percent since the 2020 census base of 7,351, across 266 square miles. County output reached $389.8 m in 2024, 197 establishments operate here, and the SBA record carries 3 7(a) approvals worth $450,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Rappahannock County
How many people live in Rappahannock County
- Population, American Community Survey 2020-20247,427
- Households2,985
- Average household size2.49
- Median household income$83,380
- Median age50.6
- Median gross rent$1,290 per month
- Median owner-occupied home value$506,400
- Home value to household income6.1 times
- Annual rent as a share of median income18.6 percent
- Adults 25 and over with a bachelor degree or higher33.3 percent
- Adults 25 and over with a graduate degree13.3 percent
- Adults 25 and over5,729
- Population under 181,274
- Share under 1817.2 percent
- Population 65 and over2,068
- Share 65 and over27.8 percent
- Working age population, 18 to 644,085
- Civilian labor force3,729
- Unemployment rate9.2 percent
- Labor force participation, adults 18 and over60.6 percent
- Rank by population among Virginia counties121st of 133
- Rank by population among US county-equivalents, Puerto Rico included2703rd of 3,222
Rappahannock County is the 121st largest of 133 Virginia counties by population. A median home costs 6.1 times median household income, which is severely unaffordable by national standards. Residents 65 and over outnumber those under 18, at 27.8 percent against 17.2 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Rappahannock County
Is Rappahannock County's population growing?
- Population, July 1, 20247,479
- Census 2020 base population7,351
- Population change since the 2020 census base1.74 percent
- Population change, 2023 to 202424
- Births, 202455
- Deaths, 202492
- Natural change, 2024-37
- Net domestic migration, 202438
- Net international migration, 202425
- Total net migration, 202463
- Cumulative net domestic migration, 2021 to 2024285
- Rank by growth among US county-equivalents1264th of 3,144
The county has grown 1.74 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Rappahannock County
Where are people moving to Rappahannock County from?
- Tax returns filed by households arriving224
- People arriving, from those returns395
- Tax returns filed by households leaving197
- Net household movement27
- Adjusted gross income arriving$45.3 m
- Net adjusted gross income movement$28.5 m
- Average income of an arriving household$202,022
- Average income of a leaving household$85,091
- Largest single originCulpeper County (26 households)
- Largest single destinationCulpeper County (36 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Culpeper County | 26 | 51 | $3.3 m |
| District of Columbia | 23 | 43 | $13.3 m |
| Warren County | 20 | 29 | $1.5 m |
Households arriving report $116,931 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Culpeper County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Rappahannock County
What is the Rappahannock County economy?
- County GDP, 2024$389.8 m
- County GDP, 2023$382.6 m
- GDP change, 2023 to 20241.9 percent
- GDP change over five years32.5 percent
- Rank by GDP among the Virginia areas BEA publishes95th of 105
- Rank by GDP among the US county areas BEA publishes2563rd of 3,127
- GDP per resident$52,490
Output grew 1.9 percent in the latest year and 32.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Rappahannock County
Employment by industry in Rappahannock County
- Covered employment, annual average1,528
- Establishments reporting292
- Average annual pay$48,556
- Average weekly wage$934
- Retail trade, employment143
- Retail trade, average annual pay$41,553
- Construction, employment113
- Construction, average annual pay$56,023
- Health care and social assistance, employment91
- Health care and social assistance, average annual pay$47,922
- Manufacturing, employment87
- Manufacturing, average annual pay$32,954
- Agriculture, forestry, fishing and hunting, employment75
- Professional, scientific and technical services, employment67
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 143 | 20 | $41,553 |
| Construction | 113 | 36 | $56,023 |
| Health care and social assistance | 91 | 32 | $47,922 |
| Manufacturing | 87 | 12 | $32,954 |
| Agriculture, forestry, fishing and hunting | 75 | 18 | $45,575 |
| Professional, scientific and technical services | 67 | 32 | $63,726 |
| Information | 64 | 8 | $84,319 |
| Other services, except public administration | 56 | 30 | $43,407 |
Retail trade is the largest private sector at 143 jobs, 9.4 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Rappahannock County
How many businesses are in Rappahannock County?
- Establishments, all industries197
- Employment at those establishments1,123
- Annual payroll$52.6 m
- Establishments per 1,000 residents26.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Rappahannock County
Building permits in Rappahannock County
- Housing units authorized by permit, 202434
- Declared construction value permitted$20.7 m
- Single family units authorized34
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$609,251
- Units authorized per 1,000 households11.4
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Rappahannock County
SBA loans in Rappahannock County (7(a) and 504)
- 7(a) approvals recorded3
- 7(a) gross approval dollars$450,000
- Average 7(a) approval$150,000
- Median 7(a) approval$55,000
- Largest single approval$370,000
- Jobs reported supported, 7(a)10
- Jobs per approval3.3
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals3
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded1
- 504 gross approval dollars$378,000
- Average 504 approval$378,000
- Median 504 approval$378,000
- Distinct CDCs active1
- 504 jobs per approval7.0
- 504 jobs per million dollars approved18.5
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$828,000
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rappahannock County
SBA loan default and charge-off rates in Rappahannock County
Do SBA loans in Rappahannock County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure2
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rappahannock County
SBA lending by place in Rappahannock County
- Borrower cities with recorded lending2
- Sperryville, approvals2
- Boston, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Sperryville | 2 | $395,000 |
| Boston | 1 | $55,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rappahannock County
How large is Rappahannock County?
- Land area266 sq mi
- Rank by land area among Virginia counties75th of 133
- Width, east to west21.7 mi
- Height, north to south23.6 mi
- Geographies sharing a boundary5
- Residents per square mile of land28
- Establishments per square mile0.74
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Rappahannock County
Flood risk in Rappahannock County
- Participation of the county's own NFIP community Rappahannock County, unincorporated areasParticipating, community 510128
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Rappahannock County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Rappahannock County (community 510128), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Rappahannock County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Rappahannock County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Rappahannock County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20247,427
- Households2,985
- Average household size2.49
- Median household income$83,380
- Median age50.6
Common questions
Rappahannock County questions, answered from the record.
How many people live in Rappahannock County, Virginia?
The Census Bureau estimates 7,479 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 7,427, in 2,985 households, ranking 121st of 133 Virginia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Rappahannock County's population growing?
The population has grown 1.74 percent since the 2020 census base of 7,351, to 7,479 on July 1, 2024. In 2024 there were 55 births against 92 deaths, with net migration of 63. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Rappahannock County?
$83,380. The median owner-occupied home is valued at $506,400, which is 6.1 times income, and median gross rent is $1,290 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Rappahannock County?
197 establishments, employing 1,123 people with an annual payroll of $52.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Rappahannock County?
Retail trade is the largest private sector at 143 jobs, 9.4 percent of covered employment. Covered employment averages 1,528 jobs at an average annual pay of $48,556, or $934 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Rappahannock County?
3 7(a) approvals totaling $450,000 since FY2020, across 3 lenders, with a median approval of $55,000, plus 1 504 approvals worth $378,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Rappahannock County?
34 housing units were authorized by permit in 2024, with a declared construction value of $20.7 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Rappahannock County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Rappahannock County come from?
The largest single origin is Culpeper County, with 26 households. Arriving households report an average income of $202,022 against $85,091 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Rappahannock County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Rappahannock County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Rappahannock County
Cities and places in Rappahannock.
4 Census places lie wholly or partly in Rappahannock County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Chester Gap | CDP | 726 | None recorded | 90.9 percent here, 9.1 percent Warren County |
| Sperryville | CDP | 358 | 2 | Wholly in this county |
| Flint Hill | CDP | 275 | None recorded | Wholly in this county |
| Washington | town | 45 | None recorded | Wholly in this county |
A further 1 of the county's 3 SBA 7(a) approvals are to borrowers in cities that match no Census place in Rappahannock County, the largest being Boston (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby