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HomeVirginiaRockingham CountyBridgewater

Bridgewater, Virginia: commercial real estate data.

Bridgewater is a Census town of 6,708 people across 2.52 square miles of land, in Rockingham County. Median household income is $75,280, 60.3 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $775,000 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Bridgewater

What Bridgewater is

  • Census place typetown
  • Land area2.52 sq mi
  • Water area0.01 sq mi
  • Population per square mile of land2,661
  • County holding the largest share of its areaRockingham County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bridgewater

How many people live in Bridgewater

  • Population6,708
  • Median age31.4
  • Population under 181,275 plus or minus 318
  • Share under 1819.0 percent plus or minus 4.7
  • Population 65 and over1,329 plus or minus 280
  • Share 65 and over19.8 percent plus or minus 4.2
  • Households2,179
  • Family households1,318
  • Share of households that are families60.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bridgewater

Income and work in Bridgewater

  • Median household income$75,280 plus or minus $19,521
  • Per capita income$32,709
  • Civilian labor force3,310
  • Employed3,196
  • Unemployed114 plus or minus 89
  • Unemployment rate3.4 percent plus or minus 2.7
  • Adults 25 and over3,700
  • Adults 25 and over with a high school diploma or higher92.9 percent
  • Adults 25 and over with a bachelor degree or higher46.7 percent
  • Adults 25 and over with a graduate degree17.2 percent plus or minus 5.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bridgewater

Housing in Bridgewater

  • Housing units2,283
  • Occupied units2,179
  • Vacant units104 plus or minus 115
  • Vacancy rate4.6 percent plus or minus 5.0
  • Owner occupied1,315
  • Renter occupied864 plus or minus 225
  • Ownership rate60.3 percent
  • Median owner-occupied home value$384,700
  • Median gross rent, monthly$1,216
  • Annual rent as a share of median income19.4 percent plus or minus 6.2
  • Single family units1,636
  • Share single family71.7 percent
  • Units in buildings of two or more647 plus or minus 230
  • Share in buildings of two or more28.3 percent plus or minus 9.7
  • Mobile homes0
  • Median year structure built1986

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bridgewater

How Bridgewater gets to work

  • Workers 16 and over who commute2,652
  • Commuting under 15 minutes1,192 plus or minus 272
  • Share commuting under 15 minutes44.9 percent plus or minus 9.2
  • Commuting 30 minutes or more204 plus or minus 125
  • Share commuting 30 minutes or more7.7 percent plus or minus 4.6
  • Drove alone63.7 percent
  • Carpooled10.1 percent plus or minus 5.0
  • Public transport0.0 percent
  • Walked13.8 percent plus or minus 4.8
  • Worked from home10.7 percent plus or minus 3.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bridgewater

SBA loans in Bridgewater (7(a))

  • Approvals3
  • Gross approval$775,000
  • Average approval$258,333
  • Median approval$350,000
  • Largest approval$350,000
  • Jobs supported10
  • Jobs per approval3.3
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS2

Counted by borrower city: approvals to borrowers whose address is in Bridgewater, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Bridgewater

SBA loans in Bridgewater (504)

  • Approvals1
  • Gross approval$448,000
  • Average approval$448,000
  • Median approval$448,000
  • Largest approval$448,000
  • Jobs supported16
  • Loans with a final outcome0
  • Charged off0
  • Median term300 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Bridgewater, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Bridgewater

Flood risk in Bridgewater

  • NFIP communityTown of Bridgewater
  • NFIP community number510134
  • Participating in the NFIPYes
  • Community Rating System classClass 8
  • Currently effective map date08/18/14

The Town of Bridgewater participates in the National Flood Insurance Program as community 510134 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Rockingham County, not Bridgewater

Rockingham County context, not Bridgewater figures

  • Establishments in Rockingham County1,648
  • Covered employment, Rockingham County35,104
  • Average annual pay, Rockingham County$57,264
  • Housing units permitted, Rockingham County683

Every figure in this section is published for Rockingham County as a whole and is not a measurement of Bridgewater.

All Rockingham County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Bridgewater questions, answered from the record.

How many people live in Bridgewater, Virginia?

6,708, in 2,179 households. Bridgewater town covers 2.52 square miles of land, which is 2,661 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Bridgewater in?

Rockingham County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Bridgewater?

$75,280. The median owner-occupied home is valued at $384,700. Median gross rent is $1,216 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Bridgewater businesses?

3 7(a) approvals totaling $775,000 since FY2020, across 2 lenders, median approval $350,000, plus 1 504 approvals worth $448,000 since FY2010. These count approvals to borrowers whose address is in Bridgewater, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Bridgewater borrowers get paid back?

No rate is published for Bridgewater. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Bridgewater in the National Flood Insurance Program?

Yes. Bridgewater appears in the FEMA Community Status Book as Bridgewater, town of, community 510134, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Bridgewater figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rockingham County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bridgewater.

Is zoning published for Bridgewater?

No. Nothing on this page presents parcel level zoning.