HomeVirginiaRockingham CountyElkton
Elkton, Virginia: commercial real estate data.
Elkton is a Census town of 3,006 people across 3.16 square miles of land, in Rockingham County. Median household income is $62,031, 62.0 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $6.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Elkton
What Elkton is
- Census place typetown
- Land area3.16 sq mi
- Water area0.05 sq mi
- Population per square mile of land951
- County holding the largest share of its areaRockingham County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elkton
How many people live in Elkton
- Population3,006
- Median age38.0
- Population under 18714 plus or minus 188
- Share under 1823.8 percent plus or minus 6.3
- Population 65 and over434 plus or minus 142
- Share 65 and over14.4 percent plus or minus 4.7
- Households1,269
- Family households677
- Share of households that are families53.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elkton
Income and work in Elkton
- Median household income$62,031 plus or minus $15,993
- Per capita income$35,468
- Civilian labor force1,612
- Employed1,543
- Unemployed69 plus or minus 62
- Unemployment rate4.3 percent plus or minus 3.8
- Adults 25 and over1,971
- Adults 25 and over with a high school diploma or higher90.1 percent
- Adults 25 and over with a bachelor degree or higher17.6 percent plus or minus 6.2
- Adults 25 and over with a graduate degree2.3 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elkton
Housing in Elkton
- Housing units1,301
- Occupied units1,269
- Vacant units32 plus or minus 31
- Vacancy rate2.5 percent plus or minus 2.4
- Owner occupied787
- Renter occupied482 plus or minus 154
- Ownership rate62.0 percent
- Median owner-occupied home value$246,800
- Median gross rent, monthly$821
- Annual rent as a share of median income15.9 percent plus or minus 5.1
- Single family units968
- Share single family74.4 percent
- Units in buildings of two or more327 plus or minus 149
- Share in buildings of two or more25.1 percent plus or minus 11.0
- Mobile homes6 plus or minus 10
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elkton
How Elkton gets to work
- Workers 16 and over who commute1,459
- Commuting under 15 minutes458 plus or minus 127
- Share commuting under 15 minutes31.4 percent plus or minus 7.3
- Commuting 30 minutes or more757 plus or minus 202
- Share commuting 30 minutes or more51.9 percent plus or minus 11.5
- Drove alone80.6 percent
- Carpooled9.1 percent plus or minus 6.5
- Public transport0.0 percent
- Walked4.9 percent plus or minus 5.3
- Worked from home5.4 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elkton
SBA loans in Elkton (7(a))
- Approvals11
- Gross approval$6,576,100
- Average approval$597,827
- Median approval$283,000
- Largest approval$2,000,000
- Jobs supported167
- Jobs per approval15.2
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more9.1 percent
- Share to franchises27.3 percent
- Distinct lenders8
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Elkton, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elkton
SBA loans in Elkton (504)
- Approvals3
- Gross approval$1,090,000
- Average approval$363,333
- Median approval$282,000
- Largest approval$587,000
- Jobs supported18
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Elkton, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Elkton
Flood risk in Elkton
- NFIP communityTown of Elkton
- NFIP community number510137
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/06/08
The Town of Elkton participates in the National Flood Insurance Program as community 510137 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Rockingham County, not Elkton
Rockingham County context, not Elkton figures
- Establishments in Rockingham County1,648
- Covered employment, Rockingham County35,104
- Average annual pay, Rockingham County$57,264
- Housing units permitted, Rockingham County683
Every figure in this section is published for Rockingham County as a whole and is not a measurement of Elkton.
All Rockingham County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Elkton questions, answered from the record.
How many people live in Elkton, Virginia?
3,006, in 1,269 households. Elkton town covers 3.16 square miles of land, which is 951 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elkton in?
Rockingham County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elkton?
$62,031. The median owner-occupied home is valued at $246,800. Median gross rent is $821 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elkton businesses?
11 7(a) approvals totaling $6.6 m since FY2020, across 8 lenders, median approval $283,000, plus 3 504 approvals worth $1.1 m since FY2010. These count approvals to borrowers whose address is in Elkton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elkton borrowers get paid back?
No rate is published for Elkton. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Elkton in the National Flood Insurance Program?
Yes. Elkton appears in the FEMA Community Status Book as Elkton, town of, community 510137, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Elkton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rockingham County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elkton.
Is zoning published for Elkton?
No. Nothing on this page presents parcel level zoning.