HomeWashingtonGrant County
Grant County, Washington: commercial real estate data.
Grant County, Washington had an estimated 104,717 residents on July 1, 2024, up 5.6 percent since the 2020 census base of 99,125, across 2,680 square miles. County output reached $8.58 bn in 2024, 2,123 establishments operate here, and the SBA record carries 150 7(a) approvals worth $86.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Grant County
How many people live in Grant County
- Population, American Community Survey 2020-2024101,799
- Households35,398
- Average household size2.88
- Median household income$73,267
- Median age33.7
- Median gross rent$1,116 per month
- Median owner-occupied home value$299,500
- Home value to household income4.1 times
- Annual rent as a share of median income18.3 percent
- Adults 25 and over with a bachelor degree or higher18.4 percent
- Adults 25 and over with a graduate degree5.6 percent
- Adults 25 and over63,192
- Population under 1828,798
- Share under 1828.3 percent
- Population 65 and over14,822
- Share 65 and over14.6 percent
- Working age population, 18 to 6458,179
- Civilian labor force47,590
- Unemployment rate6.5 percent
- Labor force participation, adults 18 and over65.2 percent
- Rank by population among Washington counties13th of 39
- Rank by population among US county-equivalents, Puerto Rico included611th of 3,222
Grant County is the 13th largest of 39 Washington counties by population. A median home costs 4.1 times median household income, which is seriously unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 28.3 percent against 14.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Grant County
Is Grant County's population growing?
- Population, July 1, 2024104,717
- Census 2020 base population99,125
- Population change since the 2020 census base5.64 percent
- Population change, 2023 to 20241,629
- Births, 20241,376
- Deaths, 2024899
- Natural change, 2024477
- Net domestic migration, 2024116
- Net international migration, 20241,033
- Total net migration, 20241,149
- Cumulative net domestic migration, 2021 to 20241,115
- Rank by growth among US county-equivalents452nd of 3,144
The county has grown 5.64 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Grant County
Where are people moving to Grant County from?
- Tax returns filed by households arriving2,495
- People arriving, from those returns4,550
- Tax returns filed by households leaving2,420
- Net household movement75
- Adjusted gross income arriving$162.3 m
- Net adjusted gross income movement$30.4 m
- Average income of an arriving household$65,046
- Average income of a leaving household$54,483
- Largest single originKing County (252 households)
- Largest single destinationYakima County (221 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| King County | 252 | 444 | $34.4 m |
| Yakima County | 203 | 305 | $5.4 m |
| Snohomish County | 174 | 317 | $15.3 m |
| Adams County | 152 | 279 | $6.3 m |
| Chelan County | 137 | 272 | $7.2 m |
| Pierce County | 115 | 217 | $9.5 m |
| Douglas County | 108 | 180 | $4.8 m |
| Spokane County | 105 | 169 | $4.8 m |
Households arriving report $10,563 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is King County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Grant County
What is the Grant County economy?
- County GDP, 2024$8.58 bn
- County GDP, 2023$8.49 bn
- GDP change, 2023 to 20241.1 percent
- GDP change over five years42.5 percent
- Rank by GDP among the Washington areas BEA publishes12th of 39
- Rank by GDP among the US county areas BEA publishes498th of 3,127
- GDP per resident$84,311
Output grew 1.1 percent in the latest year and 42.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Grant County
Employment by industry in Grant County
- Covered employment, annual average43,158
- Establishments reporting2,694
- Average annual pay$63,558
- Average weekly wage$1,222
- Manufacturing, employment4,587
- Manufacturing, average annual pay$74,745
- Retail trade, employment3,540
- Retail trade, average annual pay$39,237
- Health care and social assistance, employment3,226
- Health care and social assistance, average annual pay$53,467
- Accommodation and food services, employment2,783
- Accommodation and food services, average annual pay$25,760
- Wholesale trade, employment2,053
- Construction, employment1,814
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 4,587 | 92 | $74,745 |
| Retail trade | 3,540 | 251 | $39,237 |
| Health care and social assistance | 3,226 | 253 | $53,467 |
| Accommodation and food services | 2,783 | 222 | $25,760 |
| Wholesale trade | 2,053 | 168 | $94,319 |
| Construction | 1,814 | 314 | $81,721 |
| Professional, scientific and technical services | 1,739 | 156 | $146,621 |
| Administrative and support and waste management services | 1,449 | 98 | $49,197 |
Manufacturing is the largest private sector at 4,587 jobs, 10.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Grant County
How many businesses are in Grant County?
- Establishments, all industries2,123
- Employment at those establishments24,839
- Annual payroll$1.37 bn
- Establishments per 1,000 residents20.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Grant County
Building permits in Grant County
- Housing units authorized by permit, 2024552
- Declared construction value permitted$143.8 m
- Single family units authorized463
- Multifamily units authorized89
- Multifamily share of units16.1 percent
- Average declared value per unit$260,588
- Units authorized per 1,000 households15.6
Single-family homes are 83.9 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Grant County
SBA loans in Grant County (7(a) and 504)
- 7(a) approvals recorded150
- 7(a) gross approval dollars$86.5 m
- Average 7(a) approval$576,499
- Median 7(a) approval$150,000
- 10th percentile approval$26,800
- 90th percentile approval$1,651,500
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)1,092
- Jobs per approval7.3
- Distinct 7(a) lenders active35
- Distinct industries receiving approvals72
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer22.0 percent
- Loans on real estate terms33
- Loans on working capital terms, 120 months or shorter113
- Franchise loans16
- Franchise share of approvals10.7 percent
- Leading industry by approval countGasoline Stations with Convenience Stores (12)
- Most active lenderWashington Trust Bank (25)
- 504 approvals recorded17
- 504 gross approval dollars$13.9 m
- Average 504 approval$818,176
- Median 504 approval$537,000
- Distinct CDCs active4
- 504 jobs per approval9.2
- 504 jobs per million dollars approved11.2
- Most active CDCNorthwest Business Development Association (10)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$100.4 m
The average approval of $576,499 sits well above the median of $150,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 22.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Grant County
SBA loan default and charge-off rates in Grant County
Do SBA loans in Grant County get paid back?
- Loans with a final outcome recorded38
- Paid in full38
- Charged off0
- Charge-off rate on resolved loans0.0 percent
- Status: Paid in full38
- Status: Cancelled9
- Status: Exempt from disclosure95
- Status: Committed, not yet disbursed8
Of the 38 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grant County
SBA lending by place in Grant County
- Borrower cities with recorded lending11
- Moses Lake, approvals86
- Ephrata, approvals17
- Quincy, approvals14
- Royal City, approvals13
- Mattawa, approvals7
- Grand Coulee, approvals3
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Moses Lake | 86 | $49,188,800 |
| Ephrata | 17 | $8,492,000 |
| Quincy | 14 | $7,380,300 |
| Royal City | 13 | $2,860,400 |
| Mattawa | 7 | $6,756,400 |
| Grand Coulee | 3 | $2,703,000 |
| Warden | 3 | $1,048,300 |
| Coulee City | 2 | $3,036,800 |
| 3 other borrower cities | 5 | $5,008,900 |
Moses Lake accounts for 86 approvals against 17 in Ephrata. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grant County
How large is Grant County?
- Land area2,680 sq mi
- Rank by land area among Washington counties4th of 39
- Width, east to west50.2 mi
- Height, north to south92.1 mi
- Geographies sharing a boundary8
- Residents per square mile of land38
- Establishments per square mile0.79
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Grant County
Flood risk in Grant County
- Participation of the county's own NFIP community Grant County, unincorporated areasParticipating, community 530049
- Communities in the county in the NFIP Community Status Book10
- Of those, participating in the NFIP8
- NFIP participation rate80.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class1
- Radon levels in Grant County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Grant County (community 530049), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Grant County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 8, which carries a flood insurance premium discount for policies written in that community. 80.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Grant County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Grant County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024101,799
- Households35,398
- Average household size2.88
- Median household income$73,267
- Median age33.7
Common questions
Grant County questions, answered from the record.
How many people live in Grant County, Washington?
The Census Bureau estimates 104,717 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 101,799, in 35,398 households, ranking 13th of 39 Washington counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Grant County's population growing?
The population has grown 5.64 percent since the 2020 census base of 99,125, to 104,717 on July 1, 2024. In 2024 there were 1,376 births against 899 deaths, with net migration of 1,149. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Grant County?
$73,267. The median owner-occupied home is valued at $299,500, which is 4.1 times income, and median gross rent is $1,116 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Grant County?
2,123 establishments, employing 24,839 people with an annual payroll of $1.37 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Grant County?
Manufacturing is the largest private sector at 4,587 jobs, 10.6 percent of covered employment. Covered employment averages 43,158 jobs at an average annual pay of $63,558, or $1,222 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Grant County?
150 7(a) approvals totaling $86.5 m since FY2020, across 35 lenders, with a median approval of $150,000, plus 17 504 approvals worth $13.9 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Grant County get paid back?
Of the 38 loans that have reached a final outcome, 38 were paid in full and 0 charged off, a charge-off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Grant County?
552 housing units were authorized by permit in 2024, with a declared construction value of $143.8 m. Multifamily was 16.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Grant County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Grant County come from?
The largest single origin is King County, with 252 households. Arriving households report an average income of $65,046 against $54,483 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Grant County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Grant County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Grant County
Cities and places in Grant.
25 Census places lie wholly or partly in Grant County. All 25 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Moses Lake | city | 26,083 | 86 | Wholly in this county |
| Ephrata | city | 8,560 | 17 | Wholly in this county |
| Quincy | city | 7,998 | 14 | Wholly in this county |
| Cascade Valley | CDP | 4,609 | None recorded | Wholly in this county |
| Moses Lake North | CDP | 4,517 | None recorded | Wholly in this county |
| Mattawa | city | 3,616 | 7 | Wholly in this county |
| Desert Aire | CDP | 2,788 | None recorded | Wholly in this county |
| Warden | city | 2,581 | 3 | Wholly in this county |
| Royal City | city | 1,683 | 13 | Wholly in this county |
| Lakeview | CDP | 1,584 | None recorded | Wholly in this county |
| Soap Lake | city | 1,508 | 2 | Wholly in this county |
| Grand Coulee | city | 913 | 3 | Wholly in this county |
| Electric City | city | 820 | None recorded | Wholly in this county |
| George | city | 669 | 1 | Wholly in this county |
| Marine View | CDP | 471 | None recorded | Wholly in this county |
| Coulee City | town | 439 | 2 | Wholly in this county |
| Schwana | CDP | 387 | None recorded | Wholly in this county |
| Beverly | CDP | 356 | None recorded | Wholly in this county |
| Banks Lake South | CDP | 348 | None recorded | Wholly in this county |
| Crescent Bar | CDP | 271 | None recorded | Wholly in this county |
| Wheeler | CDP | 230 | None recorded | Wholly in this county |
| Wilson Creek | town | 206 | None recorded | Wholly in this county |
| Hartline | town | 182 | None recorded | Wholly in this county |
| Sunland Estates | CDP | 91 | None recorded | Wholly in this county |
| Krupp | town | 33 | None recorded | Wholly in this county |
A further 2 of the county's 150 SBA 7(a) approvals are to borrowers in cities that match no Census place in Grant County, the largest being Othello (2). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.