HomeWashingtonGrant CountyMoses Lake
Moses Lake, Washington: commercial real estate data.
Moses Lake is a Census city of 26,083 people across 18.14 square miles of land, in Grant County. Median household income is $74,752, 61.2 percent of occupied homes are owned, and the SBA record carries 86 7(a) approvals to borrowers here worth $49.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Moses Lake
What Moses Lake is
- Census place typecity
- Land area18.14 sq mi
- Water area2.96 sq mi
- Population per square mile of land1,438
- County holding the largest share of its areaGrant County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moses Lake
How many people live in Moses Lake
- Population26,083
- Median age32.3
- Population under 187,238
- Share under 1827.7 percent
- Population 65 and over3,475
- Share 65 and over13.3 percent
- Households10,092
- Family households6,164
- Share of households that are families61.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moses Lake
Income and work in Moses Lake
- Median household income$74,752
- Per capita income$35,449
- Civilian labor force12,635
- Employed12,048
- Unemployed587 plus or minus 273
- Unemployment rate4.6 percent plus or minus 2.1
- Adults 25 and over16,221
- Adults 25 and over with a high school diploma or higher90.5 percent
- Adults 25 and over with a bachelor degree or higher21.4 percent
- Adults 25 and over with a graduate degree5.3 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moses Lake
Housing in Moses Lake
- Housing units10,607
- Occupied units10,092
- Vacant units515 plus or minus 182
- Vacancy rate4.9 percent plus or minus 1.7
- Owner occupied6,173
- Renter occupied3,919
- Ownership rate61.2 percent
- Median owner-occupied home value$310,000
- Median gross rent, monthly$1,216
- Annual rent as a share of median income19.5 percent
- Single family units6,662
- Share single family62.8 percent
- Units in buildings of two or more3,087
- Share in buildings of two or more29.1 percent
- Mobile homes846 plus or minus 313
- Median year structure built1992
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moses Lake
How Moses Lake gets to work
- Workers 16 and over who commute11,113
- Commuting under 15 minutes5,497
- Share commuting under 15 minutes49.5 percent
- Commuting 30 minutes or more2,198 plus or minus 555
- Share commuting 30 minutes or more19.8 percent plus or minus 4.8
- Drove alone80.5 percent
- Carpooled9.0 percent plus or minus 3.2
- Public transport0.0 percent
- Walked2.3 percent plus or minus 1.1
- Worked from home7.1 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moses Lake
SBA loans in Moses Lake (7(a))
- Approvals86
- Gross approval$49,188,800
- Average approval$571,963
- Median approval$150,000
- Ninetieth percentile approval$1,579,500
- Largest approval$5,000,000
- Jobs supported561
- Jobs per approval6.5
- Loans with a final outcome19
- Paid in full19
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more23.3 percent
- Share to franchises10.5 percent
- Distinct lenders31
- Distinct industries by NAICS47
Counted by borrower city: approvals to borrowers whose address is in Moses Lake, in any county, FY2020 to FY2026. Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Moses Lake
SBA loans in Moses Lake (504)
- Approvals10
- Gross approval$8,516,000
- Average approval$851,600
- Median approval$627,500
- Largest approval$2,547,000
- Jobs supported89
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Moses Lake, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Moses Lake
Flood risk in Moses Lake
- NFIP communityCity of Moses Lake
- NFIP community number530053
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/18/09
The City of Moses Lake participates in the National Flood Insurance Program as community 530053 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Grant County, not Moses Lake
Grant County context, not Moses Lake figures
- Establishments in Grant County2,123
- Covered employment, Grant County43,158
- Average annual pay, Grant County$63,558
- Housing units permitted, Grant County552
Every figure in this section is published for Grant County as a whole and is not a measurement of Moses Lake.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Moses Lake questions, answered from the record.
How many people live in Moses Lake, Washington?
26,083, in 10,092 households. Moses Lake city covers 18.14 square miles of land, which is 1,438 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Moses Lake in?
Grant County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Moses Lake?
$74,752. The median owner-occupied home is valued at $310,000. Median gross rent is $1,216 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Moses Lake businesses?
86 7(a) approvals totaling $49.2 m since FY2020, across 31 lenders, median approval $150,000, plus 10 504 approvals worth $8.5 m since FY2010. These count approvals to borrowers whose address is in Moses Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Moses Lake borrowers get paid back?
No rate is published for Moses Lake. Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Moses Lake in the National Flood Insurance Program?
Yes. Moses Lake appears in the FEMA Community Status Book as Moses Lake, city of, community 530053, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Moses Lake figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Grant County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Moses Lake.
Is zoning published for Moses Lake?
No. Nothing on this page presents parcel level zoning.