HomeWashingtonGrant CountyEphrata city
Ephrata city, Washington: commercial real estate data.
Ephrata city is a Census city of 8,560 people across 10.48 square miles of land, in Grant County. Median household income is $69,551, 65.2 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $8.5 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ephrata
What Ephrata is
- Census place typecity
- Land area10.48 sq mi
- Water area0 sq mi
- Population per square mile of land817
- County holding the largest share of its areaGrant County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ephrata
How many people live in Ephrata
- Population8,560
- Median age31.9
- Population under 182,775
- Share under 1832.4 percent
- Population 65 and over1,151 plus or minus 280
- Share 65 and over13.4 percent plus or minus 3.3
- Households3,224
- Family households2,267
- Share of households that are families70.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ephrata
Income and work in Ephrata
- Median household income$69,551
- Per capita income$28,155
- Civilian labor force3,828
- Employed3,594
- Unemployed234 plus or minus 120
- Unemployment rate6.1 percent plus or minus 3.1
- Adults 25 and over5,132
- Adults 25 and over with a high school diploma or higher90.9 percent
- Adults 25 and over with a bachelor degree or higher16.8 percent plus or minus 6.5
- Adults 25 and over with a graduate degree7.1 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ephrata
Housing in Ephrata
- Housing units3,347
- Occupied units3,224
- Vacant units123 plus or minus 136
- Vacancy rate3.7 percent plus or minus 4.1
- Owner occupied2,102
- Renter occupied1,122 plus or minus 282
- Ownership rate65.2 percent
- Median owner-occupied home value$252,000
- Median gross rent, monthly$1,106
- Annual rent as a share of median income19.1 percent
- Single family units2,524
- Share single family75.4 percent
- Units in buildings of two or more604 plus or minus 278
- Share in buildings of two or more18.0 percent plus or minus 8.2
- Mobile homes219 plus or minus 133
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ephrata
How Ephrata gets to work
- Workers 16 and over who commute3,302
- Commuting under 15 minutes1,185 plus or minus 299
- Share commuting under 15 minutes35.9 percent plus or minus 8.0
- Commuting 30 minutes or more1,102 plus or minus 311
- Share commuting 30 minutes or more33.4 percent plus or minus 8.5
- Drove alone82.8 percent
- Carpooled7.9 percent plus or minus 4.4
- Public transport0.3 percent plus or minus 0.9
- Walked2.0 percent plus or minus 2.1
- Worked from home5.8 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ephrata
SBA loans in Ephrata (7(a))
- Approvals17
- Gross approval$8,492,000
- Average approval$499,529
- Median approval$110,000
- Ninetieth percentile approval$1,000,000
- Largest approval$5,000,000
- Jobs supported106
- Jobs per approval6.2
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more17.6 percent
- Share to franchises17.6 percent
- Distinct lenders9
- Distinct industries by NAICS14
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ephrata
SBA loans in Ephrata (504)
- Approvals2
- Gross approval$388,000
- Average approval$194,000
- Median approval$224,000
- Largest approval$224,000
- Jobs supported4
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Grant County, not Ephrata
Grant County context, not Ephrata figures
These are Grant County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ephrata measurements.
- Establishments in Grant County2,123
- Employment at those establishments, Grant County24,839
- Covered employment, Grant County43,158
- Average annual pay, Grant County$63,558
- Average weekly wage, Grant County$1,222
- Housing units permitted, Grant County552
- Of those, single family, Grant County463
- County product, 2024, Grant County$8,582,739,000
- County product change over the prior year, Grant County1.1 percent
- Average income of an arriving household, Grant County$65,046
Every figure in this section is published for Grant County as a whole and is not a measurement of Ephrata. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ephrata questions, answered from the record.
How many people live in Ephrata, Washington?
8,560, in 3,224 households. Ephrata city covers 10.48 square miles of land, which is 817 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ephrata in?
Grant County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ephrata?
$69,551. The median owner-occupied home is valued at $252,000. Median gross rent is $1,106 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ephrata businesses?
17 7(a) approvals totalling $8.5 m, across 9 lenders, median approval $110,000, plus 2 504 approvals worth $388,000. These count approvals to borrowers whose address is in Ephrata, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ephrata borrowers get paid back?
No rate is published for Ephrata. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Ephrata figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Grant County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ephrata.
Is zoning published for Ephrata?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.