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HomeWashingtonGrays Harbor CountyOcean City CDP

Ocean City CDP, Washington: commercial real estate data.

Ocean City CDP is a Census CDP of 187 people across 3.34 square miles of land, in Grays Harbor County. Median household income is $80,302, 68.1 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $665,000.

64 sourced place values · tier FULL · 7 sections

This is a small place, and the figures below carry wide margins.

The American Community Survey reaches Ocean City through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 187 with a margin of error of plus or minus 127, which is 67.9 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.

Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.

Ocean City

What Ocean City is

  • Census place typeCDP
  • Land area3.34 sq mi
  • Water area0.07 sq mi
  • Population per square mile of land56 plus or minus 38
  • County holding the largest share of its areaGrays Harbor County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ocean City

How many people live in Ocean City

  • Population187 plus or minus 127
  • Median age44.9 plus or minus 19.6
  • Population under 1837 plus or minus 53
  • Share under 1819.8 percent plus or minus 24.9
  • Population 65 and over22 plus or minus 35
  • Share 65 and over11.8 percent plus or minus 16.7
  • Households91 plus or minus 65
  • Family households41 plus or minus 35
  • Share of households that are families45.1 percent plus or minus 21.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ocean City

Income and work in Ocean City

  • Median household income$80,302 plus or minus $59,837
  • Per capita income$25,013 plus or minus $12,126
  • Civilian labor force128 plus or minus 93
  • Employed128 plus or minus 93
  • Unemployed0
  • Unemployment rate0.0 percent
  • Adults 25 and over150 plus or minus 105
  • Adults 25 and over with a high school diploma or higher100.0 percent plus or minus 98.3
  • Adults 25 and over with a bachelor degree or higher16.0 percent plus or minus 18.0
  • Adults 25 and over with a graduate degree0.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ocean City

Housing in Ocean City

  • Housing units247 plus or minus 119
  • Occupied units91 plus or minus 65
  • Vacant units156 plus or minus 101
  • Vacancy rate63.2 percent plus or minus 27.3
  • Owner occupied62 plus or minus 54
  • Renter occupied29 plus or minus 44
  • Ownership rate68.1 percent plus or minus 34.0
  • Median owner-occupied home value$241,700 plus or minus $113,431
  • Single family units247 plus or minus 120
  • Share single family100.0 percent
  • Units in buildings of two or more0
  • Share in buildings of two or more0.0 percent
  • Mobile homes0
  • Median year structure built1956

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ocean City

How Ocean City gets to work

  • Workers 16 and over who commute128 plus or minus 93
  • Commuting under 15 minutes68 plus or minus 62
  • Share commuting under 15 minutes53.1 percent plus or minus 29.5
  • Commuting 30 minutes or more40 plus or minus 43
  • Share commuting 30 minutes or more31.3 percent plus or minus 24.8
  • Drove alone100.0 percent
  • Carpooled0.0 percent
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home0.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ocean City

SBA 7(a) lending to Ocean City borrowers

  • Approvals1
  • Gross approval$665,000
  • Average approval$665,000
  • Median approval$665,000
  • Ninetieth percentile approval$665,000
  • Largest approval$665,000
  • Jobs supported4
  • Jobs per approval4.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term243 months
  • Share on real estate terms of 20 years or more100.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Grays Harbor County, not Ocean City

Grays Harbor County context, not Ocean City figures

These are Grays Harbor County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ocean City measurements.

  • Establishments in Grays Harbor County1,558
  • Employment at those establishments, Grays Harbor County15,927
  • Covered employment, Grays Harbor County23,816
  • Average annual pay, Grays Harbor County$56,803
  • Average weekly wage, Grays Harbor County$1,092
  • Housing units permitted, Grays Harbor County288
  • Of those, single family, Grays Harbor County251
  • County product, 2024, Grays Harbor County$3,829,348,000
  • County product change over the prior year, Grays Harbor County4.7 percent
  • Average income of an arriving household, Grays Harbor County$65,413

Every figure in this section is published for Grays Harbor County as a whole and is not a measurement of Ocean City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • No median gross rent is published for this place.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Ocean City questions, answered from the record.

How many people live in Ocean City, Washington?

187, in 91 households. Ocean City CDP covers 3.34 square miles of land, which is 56 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Ocean City in?

Grays Harbor County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Ocean City?

$80,302. The median owner-occupied home is valued at $241,700. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Ocean City businesses?

1 7(a) approvals totalling $665,000, across 1 lenders, median approval $665,000. These count approvals to borrowers whose address is in Ocean City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Ocean City borrowers get paid back?

No rate is published for Ocean City. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Ocean City figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Grays Harbor County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ocean City.

Is zoning published for Ocean City?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.