HomeWashingtonKitsap CountyBainbridge Island
Bainbridge Island, Washington: commercial real estate data.
Bainbridge Island is a Census city of 24,631 people across 27.61 square miles of land, in Kitsap County. Median household income is $172,188, 81.4 percent of occupied homes are owned, and the SBA record carries 67 7(a) approvals to borrowers here worth $13.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bainbridge Island
What Bainbridge Island is
- Census place typecity
- Land area27.61 sq mi
- Water area37.46 sq mi
- Population per square mile of land892
- County holding the largest share of its areaKitsap County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bainbridge Island
How many people live in Bainbridge Island
- Population24,631
- Median age49.0
- Population under 184,959
- Share under 1820.1 percent
- Population 65 and over6,744
- Share 65 and over27.4 percent
- Households9,887
- Family households7,420
- Share of households that are families75.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bainbridge Island
Income and work in Bainbridge Island
- Median household income$172,188
- Per capita income$99,714
- Civilian labor force11,645
- Employed11,323
- Unemployed322 plus or minus 117
- Unemployment rate2.8 percent plus or minus 1.0
- Adults 25 and over18,581
- Adults 25 and over with a high school diploma or higher99.3 percent
- Adults 25 and over with a bachelor degree or higher76.4 percent
- Adults 25 and over with a graduate degree36.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bainbridge Island
Housing in Bainbridge Island
- Housing units10,900
- Occupied units9,887
- Vacant units1,013 plus or minus 274
- Vacancy rate9.3 percent plus or minus 2.5
- Owner occupied8,045
- Renter occupied1,842
- Ownership rate81.4 percent
- Median owner-occupied home value$1,155,900
- Median gross rent, monthly$2,194
- Annual rent as a share of median income15.3 percent
- Single family units9,060
- Share single family83.1 percent
- Units in buildings of two or more1,702
- Share in buildings of two or more15.6 percent
- Mobile homes138 plus or minus 85
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bainbridge Island
How Bainbridge Island gets to work
- Workers 16 and over who commute6,638
- Commuting under 15 minutes2,336
- Share commuting under 15 minutes35.2 percent
- Commuting 30 minutes or more3,040
- Share commuting 30 minutes or more45.8 percent
- Drove alone37.2 percent
- Carpooled3.5 percent plus or minus 1.4
- Public transport13.4 percent
- Walked3.1 percent plus or minus 1.2
- Worked from home40.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bainbridge Island
SBA loans in Bainbridge Island (7(a))
- Approvals67
- Gross approval$13,059,900
- Average approval$194,924
- Median approval$50,000
- Ninetieth percentile approval$500,000
- Largest approval$1,765,000
- Jobs supported314
- Jobs per approval4.7
- Loans with a final outcome18
- Paid in full18
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises4.5 percent
- Distinct lenders24
- Distinct industries by NAICS41
Counted by borrower city: approvals to borrowers whose address is in Bainbridge Island, in any county, FY2020 to FY2026. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bainbridge Island
SBA loans in Bainbridge Island (504)
- Approvals13
- Gross approval$5,030,000
- Average approval$386,923
- Median approval$406,000
- Largest approval$686,000
- Jobs supported55
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Bainbridge Island, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bainbridge Island
Flood risk in Bainbridge Island
- NFIP communityCity of Bainbridge Island
- NFIP community number530307
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/03/17
The City of Bainbridge Island participates in the National Flood Insurance Program as community 530307 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Kitsap County, not Bainbridge Island
Kitsap County context, not Bainbridge Island figures
- Establishments in Kitsap County6,272
- Covered employment, Kitsap County93,571
- Average annual pay, Kitsap County$71,579
- Housing units permitted, Kitsap County1,294
Every figure in this section is published for Kitsap County as a whole and is not a measurement of Bainbridge Island.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Bainbridge Island questions, answered from the record.
How many people live in Bainbridge Island, Washington?
24,631, in 9,887 households. Bainbridge Island city covers 27.61 square miles of land, which is 892 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bainbridge Island in?
Kitsap County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bainbridge Island?
$172,188. The median owner-occupied home is valued at $1,155,900. Median gross rent is $2,194 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bainbridge Island businesses?
67 7(a) approvals totaling $13.1 m since FY2020, across 24 lenders, median approval $50,000, plus 13 504 approvals worth $5.0 m since FY2010. These count approvals to borrowers whose address is in Bainbridge Island, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bainbridge Island borrowers get paid back?
No rate is published for Bainbridge Island. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Bainbridge Island in the National Flood Insurance Program?
Yes. Bainbridge Island appears in the FEMA Community Status Book as Bainbridge Island, city of, community 530307, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bainbridge Island figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kitsap County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bainbridge Island.
Is zoning published for Bainbridge Island?
No. Nothing on this page presents parcel level zoning.