HomeWashingtonKitsap CountyBainbridge Island city
Bainbridge Island city, Washington: commercial real estate data.
Bainbridge Island city is a Census city of 24,631 people across 27.61 square miles of land, in Kitsap County. Median household income is $172,188, 81.4 percent of occupied homes are owned, and the SBA record carries 67 7(a) approvals to borrowers here worth $13.1 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Bainbridge Island
What Bainbridge Island is
- Census place typecity
- Land area27.61 sq mi
- Water area37.46 sq mi
- Population per square mile of land892
- County holding the largest share of its areaKitsap County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bainbridge Island
How many people live in Bainbridge Island
- Population24,631
- Median age49.0
- Population under 184,959
- Share under 1820.1 percent
- Population 65 and over6,744
- Share 65 and over27.4 percent
- Households9,887
- Family households7,420
- Share of households that are families75.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bainbridge Island
Income and work in Bainbridge Island
- Median household income$172,188
- Per capita income$99,714
- Civilian labor force11,645
- Employed11,323
- Unemployed322 plus or minus 117
- Unemployment rate2.8 percent plus or minus 1.0
- Adults 25 and over18,581
- Adults 25 and over with a high school diploma or higher99.3 percent
- Adults 25 and over with a bachelor degree or higher76.4 percent
- Adults 25 and over with a graduate degree36.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bainbridge Island
Housing in Bainbridge Island
- Housing units10,900
- Occupied units9,887
- Vacant units1,013 plus or minus 274
- Vacancy rate9.3 percent plus or minus 2.5
- Owner occupied8,045
- Renter occupied1,842
- Ownership rate81.4 percent
- Median owner-occupied home value$1,155,900
- Median gross rent, monthly$2,194
- Annual rent as a share of median income15.3 percent
- Single family units9,060
- Share single family83.1 percent
- Units in buildings of two or more1,702
- Share in buildings of two or more15.6 percent
- Mobile homes138 plus or minus 85
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bainbridge Island
How Bainbridge Island gets to work
- Workers 16 and over who commute6,638
- Commuting under 15 minutes2,336
- Share commuting under 15 minutes35.2 percent
- Commuting 30 minutes or more3,040
- Share commuting 30 minutes or more45.8 percent
- Drove alone37.2 percent
- Carpooled3.5 percent plus or minus 1.4
- Public transport13.4 percent
- Walked3.1 percent plus or minus 1.2
- Worked from home40.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bainbridge Island
SBA loans in Bainbridge Island (7(a))
- Approvals67
- Gross approval$13,059,900
- Average approval$194,924
- Median approval$50,000
- Ninetieth percentile approval$500,000
- Largest approval$1,765,000
- Jobs supported314
- Jobs per approval4.7
- Loans with a final outcome18
- Paid in full18
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises4.5 percent
- Distinct lenders24
- Distinct industries by NAICS41
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bainbridge Island
SBA loans in Bainbridge Island (504)
- Approvals13
- Gross approval$5,030,000
- Average approval$386,923
- Median approval$406,000
- Largest approval$686,000
- Jobs supported55
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kitsap County, not Bainbridge Island
Kitsap County context, not Bainbridge Island figures
These are Kitsap County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Bainbridge Island measurements.
- Establishments in Kitsap County6,272
- Employment at those establishments, Kitsap County63,168
- Covered employment, Kitsap County93,571
- Average annual pay, Kitsap County$71,579
- Average weekly wage, Kitsap County$1,377
- Housing units permitted, Kitsap County1,294
- Of those, single family, Kitsap County976
- County product, 2024, Kitsap County$18,349,039,000
- County product change over the prior year, Kitsap County6.9 percent
- Average income of an arriving household, Kitsap County$98,310
Every figure in this section is published for Kitsap County as a whole and is not a measurement of Bainbridge Island. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Bainbridge Island questions, answered from the record.
How many people live in Bainbridge Island, Washington?
24,631, in 9,887 households. Bainbridge Island city covers 27.61 square miles of land, which is 892 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bainbridge Island in?
Kitsap County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bainbridge Island?
$172,188. The median owner-occupied home is valued at $1,155,900. Median gross rent is $2,194 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bainbridge Island businesses?
67 7(a) approvals totalling $13.1 m, across 24 lenders, median approval $50,000, plus 13 504 approvals worth $5.0 m. These count approvals to borrowers whose address is in Bainbridge Island, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bainbridge Island borrowers get paid back?
Of the 18 loans that have reached a final outcome, 18 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Bainbridge Island figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kitsap County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bainbridge Island.
Is zoning published for Bainbridge Island?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.