HomeWashingtonKitsap CountySilverdale CDP
Silverdale CDP, Washington: commercial real estate data.
Silverdale CDP is a Census CDP of 20,685 people across 12.63 square miles of land, in Kitsap County. Median household income is $105,483, 52.2 percent of occupied homes are owned, and the SBA record carries 39 7(a) approvals to borrowers here worth $19.4 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Silverdale
What Silverdale is
- Census place typeCDP
- Land area12.63 sq mi
- Water area0.96 sq mi
- Population per square mile of land1,637
- County holding the largest share of its areaKitsap County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Silverdale
How many people live in Silverdale
- Population20,685
- Median age40.3
- Population under 183,733
- Share under 1818.0 percent
- Population 65 and over4,330
- Share 65 and over20.9 percent
- Households8,602
- Family households5,682
- Share of households that are families66.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Silverdale
Income and work in Silverdale
- Median household income$105,483
- Per capita income$51,426
- Civilian labor force9,832
- Employed9,299
- Unemployed533 plus or minus 171
- Unemployment rate5.4 percent plus or minus 1.7
- Adults 25 and over14,822
- Adults 25 and over with a high school diploma or higher93.9 percent
- Adults 25 and over with a bachelor degree or higher36.3 percent
- Adults 25 and over with a graduate degree14.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Silverdale
Housing in Silverdale
- Housing units9,279
- Occupied units8,602
- Vacant units677 plus or minus 222
- Vacancy rate7.3 percent plus or minus 2.4
- Owner occupied4,487
- Renter occupied4,115
- Ownership rate52.2 percent
- Median owner-occupied home value$555,300
- Median gross rent, monthly$2,143
- Annual rent as a share of median income24.4 percent
- Single family units5,354
- Share single family57.7 percent
- Units in buildings of two or more3,651
- Share in buildings of two or more39.3 percent
- Mobile homes274 plus or minus 108
- Median year structure built1992
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Silverdale
How Silverdale gets to work
- Workers 16 and over who commute9,331
- Commuting under 15 minutes2,612
- Share commuting under 15 minutes28.0 percent
- Commuting 30 minutes or more2,439
- Share commuting 30 minutes or more26.1 percent
- Drove alone75.2 percent
- Carpooled10.3 percent plus or minus 2.8
- Public transport2.9 percent plus or minus 1.8
- Walked1.4 percent plus or minus 1.1
- Worked from home9.1 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Silverdale
SBA loans in Silverdale (7(a))
- Approvals39
- Gross approval$19,388,400
- Average approval$497,138
- Median approval$200,000
- Ninetieth percentile approval$1,530,000
- Largest approval$3,218,000
- Jobs supported301
- Jobs per approval7.7
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more17.9 percent
- Share to franchises7.7 percent
- Distinct lenders22
- Distinct industries by NAICS27
A charge-off rate is not published here. only 6 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Silverdale
SBA loans in Silverdale (504)
- Approvals17
- Gross approval$15,248,000
- Average approval$896,941
- Median approval$605,000
- Largest approval$2,655,000
- Jobs supported124
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kitsap County, not Silverdale
Kitsap County context, not Silverdale figures
These are Kitsap County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Silverdale measurements.
- Establishments in Kitsap County6,272
- Employment at those establishments, Kitsap County63,168
- Covered employment, Kitsap County93,571
- Average annual pay, Kitsap County$71,579
- Average weekly wage, Kitsap County$1,377
- Housing units permitted, Kitsap County1,294
- Of those, single family, Kitsap County976
- County product, 2024, Kitsap County$18,349,039,000
- County product change over the prior year, Kitsap County6.9 percent
- Average income of an arriving household, Kitsap County$98,310
Every figure in this section is published for Kitsap County as a whole and is not a measurement of Silverdale. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Silverdale questions, answered from the record.
How many people live in Silverdale, Washington?
20,685, in 8,602 households. Silverdale CDP covers 12.63 square miles of land, which is 1,637 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Silverdale in?
Kitsap County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Silverdale?
$105,483. The median owner-occupied home is valued at $555,300. Median gross rent is $2,143 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Silverdale businesses?
39 7(a) approvals totalling $19.4 m, across 22 lenders, median approval $200,000, plus 17 504 approvals worth $15.2 m. These count approvals to borrowers whose address is in Silverdale, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Silverdale borrowers get paid back?
No rate is published for Silverdale. only 6 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Silverdale figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kitsap County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Silverdale.
Is zoning published for Silverdale?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.